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What some financial innovators are doing in 2018

From creating convenience in a township economy that thrives on cash, to eliminating cash in corporate offices and distilling big data on the continent, financial entrepreneurs are making moves in 2018.

Three entrepreneurs share their stories

Thabo Moodie

Thabo Moodie founded his business Matla Risk Management Services in 2016 to offer a point of sale system to spaza shops in townships. The  POS offers sales, ordering, accounting system and a merchant machine. Consumers can purchase airtime, electricity and pay bills on the POS. He is piloting his project with some spaza shops in Cosmo City, north of Johannesburg.

Across town in Sandton, Bart Rouan has created cashless corporates. Through his company Bart Rouan Technology, he is offering cashless canteen systems focusing on phone payments. With business spanning three provinces, he has also introduced Masterpass and Snapscan payment solutions to canteens. 


For Mosa Nyamande, co-founder of Khonology, it’s about the continent. He has also taken his business to West Africa and East Africa. The company provides strategic financial solutions such as crowdfunding technology and financial regulatory compliance as well as offering consumers insights into their customers' behaviour.

Mosa Nyamande
Mosa Nyamande, co-founder of Khonology

You must always go for your dreams and believe that you can turn your dreams into reality and do what it takes to make that happen.

Young Entrepreneurs

The trio was joined by six of their co-participants selected for the global exposure trip in financial innovation to Singapore:


  • Christian Simbarashe – Nyakanyanga Kaleidotech Investments T/A Cyber Sentinel 
  • Dana Pretorius – Outsourced CFO 
  • Lynton Naicker – Snapslip Digital Receipting And Analytics Application
  • Rahul Jain – Peach Payments
  • Shadab Rahil – Payment24

About the author

Lenyaro Sello

Lenyaro Sello

Digital content specialist

Lenyaro is a key member of Investec's Global Content team, based in Johannesburg, who focuses on relevant and topical issues for internal and external audiences including clients. She is a well-travelled multi-skilled multimedia journalist who previously held roles within eNews Channel Africa (eNCA) and Eyewitness News (EWN).

  • Disclaimer

    Focus and its related content is for informational purposes only. The opinions featured on the site are not to be considered as the opinions of Investec and do not constitute financial or other advice. The information presented is subject to completion, revision, verification and amendment.

Investec CSI's Young Entrepreneurs Programme

A global programme

Our young entrepreneurs’ platform exposes South African entrepreneurs to global business thinking. This year's trips include Israel, Berlin, Singapore and Helsinki.

Sector focus

Every year Investec, in partnership with En-novate, sends a group of young entrepreneurs from various sectors to specifically selected countries in order to gain global exposure. 

Networking opportunity

Each itinerary provides them with opportunities to network and to engage with venture capitalists, funders and captains of industry.


The aim is for them to return home not only stimulated and inspired, but also with a list of potential partners, funders and markets for their product or service.  

Watch videos: Investec CSI's young entrepreneurs

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Jitesh Mistry
Hatrepreneur weathers flood of cheaper imports

Jitesh Mistry, who runs family-owned business Carmi Hatters, speaks about overcoming the influx of cheaper imports from the East and his hopes for the Investec CSI's Young Entrepreneurs trip to Berlin.