Choosing life insurance - Combining technology with a financial adviser

There are excellent digital tools available on Investec Online if you’re comfortable doing everything yourself. You can simply answer the questions and select the option and cover that suits you. However, sometimes you need a bit of guidance and that’s where an adviser comes into play.

Investec Life has a team of highly qualified salaried advisers who can help you, free of charge, to put together a financial plan that can meet your insurance needs. These advisers are specialists and have the training, focus and expertise to look at your financial situation
and goals holistically and objectively. They carefully consider your long-term needs, including factors such as your life stage, personal circumstances and risk tolerance and then help you to identify and understand the options available that will suit your requirements.

After considering your options, you can then decide if you want to purchase your Investec Life insurance through the adviser or through Investec Online.

It is important to regularly reassess and update your cover - it needs to be adjustable over time, as your circumstances and goals change. For example, factors like a growing family and increased responsibilities and issues such as the loss of earnings through unforeseen illness or incapacitation should be kept in mind, especially where you have several dependents or liabilities, including a home loan.
 

By using the available digital tools, getting insights from an Investec Life adviser and taking the time to understand the products offered, you empower yourself to make the best, informed decisions.

A good financial plan has three basic elements:

- Protecting your future earnings in the event of
   incapacitation or death
- Preserving your assets and wealth
- Planning for your retirement

Life insurance not made for everyone. Made for you.
 

Investec Life brings you tailored life insurance to protect what's most important to you, with efficient, flexible insurance solutions as unique as your life. Now you can get cover that's comprehensive and adjusts over time. With Investec, you can bank, invest and protect - all in One Place^TM.

For more information or to apply, log into Investec Online or contact an Investec Life advisor on +27 11 291 3934. Alternatively, get in touch with your Private Banker.