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Harcourt Street 1 (RF) Limited

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Harcourt Street 1 (RF) Limited (“Harcourt”) is an insolvency remote special purpose vehicle domiciled in South Africa. Harcourt structured a ZAR10bn Domestic Medium Term Notes Programme (the “Programme”) that is registered with the Interest Rate Market of the JSE. Investec Bank Limited (“Investec”) acts as Arranger to the Programme.  Harcourt was established more than 10 years ago and issued a wide variety of asset-backed transactions. Harcourt can acquire a variety of financial assets through the issue of limited recourse secured notes.

The Programme provides investors with the opportunity to gain access to broad pool of financial assets that can be enhanced through derivatives.

Each transaction will be contractually segregated from other transactions. Each transaction will constitute a separate Sub-Series, and each Sub-Series will rely on the cashflows of the financial assets contractually allocated to that specific Sub-Series.

Programme Documentation (24/11/2025)

Generic Programme Documents

Programme Memoradum
Information Statement
Issuer Supplement
Applicable Transaction Supplement - Series Transaction 12
Series Guarantee - Series Transaction 12

Programme Documentation (17/02/2016)

Generic Programme Documents

Programme Memoradum
Issuer Supplement
Applicable Transaction Supplement - Series Transaction 12
Series Guarantee - Series Transaction 12

Audited Financial Statement

Documents

Annual Financial Statements - 2025
Annual Financial Statements - 2024
Annual Financial Statements - 2023

Quarterly Investor Reports

Documents

Quarterly Investor Report - 31-03-2026
Quarterly Investor Report - 31-12-2025
Quarterly Investor Report - 30-09-2025

Director CV and Directorship

Bongiwe Lynette Majozi