Fixed Term Deposit Savings Account

Protect your returns with our fixed deposit accounts

 

1 - 60 months

Fixed term options

R100 000

Minimum deposit

R5 million

Maximum deposit

Guaranteed returns for a fixed term

Lock your funds away for a longer period and reap the rewards

Save for longer term goals with a fixed deposit savings account from Investec. Lock your funds away from one month to five years and earn a competitive interest rate. There are no monthly fees to erode your savings and your capital is guaranteed. Should you not need access to your savings for a fixed period of time, our fixed deposit accounts bring you exceptional returns. 

  • How the product works

    • Choose from a savings period of between one month to five years
    • Interest rates are tailored, depending on the size and duration of your investment
  • Benefits

    • Guaranteed returns for a fixed term
    • Competitive interest rates 
    • Compound or pay out interest on a monthly basis
  • Minimum & maximum deposit

    • Minimum deposit of R100 000 
    • Maximum deposit of R5 million 

See what your returns could be:

  • Future value calculator

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Apply for a savings account or contact your private banker

More fixed deposit accounts

  • LiquidFixed Deposit

    LiquidFixed Deposit account

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  • Prime-linked Fixed Deposit

    Prime-linked Fixed Deposit account

    Earn a fixed rate on your savings that is prime-linked, for a fixed period of time.
    Saving for longer brings you higher returns.

  • Tax Free Fixed Deposit

    Tax Free Fixed Deposit account

    Maximise your returns with a product that is fully exempt from tax. Invest in a 12-month fixed deposit, earn a special rate and optimise your savings.

More fixed deposit accounts

LiquidFixed Deposit
Prime-linked Fixed Deposit
Tax Free Fixed Deposit

LiquidFixed Deposit account

A fixed deposit account designed for your unique requirements.

Prime-linked Fixed Deposit account

Earn a fixed rate on your savings that is prime-linked, for a fixed period of time.
Saving for longer brings you higher returns.

Tax Free Fixed Deposit account

Maximise your returns with a product that is fully exempt from tax. Invest in a 12-month fixed deposit, earn a special rate and optimise your savings.

Interest rates

Check what the latest interest rates are