Fixed Term Deposit Savings Account

Protect your returns with our fixed deposit accounts

 

1 - 60 months

Fixed term options

R100 000

Minimum deposit

R5 million

Maximum deposit

Guaranteed returns for a fixed term

Lock your funds away for a longer period and reap the rewards

Save for longer term goals with a fixed deposit savings account from Investec. Lock your funds away from one month to five years and earn a competitive interest rate. There are no monthly fees to erode your savings and your capital is guaranteed. Should you not need access to your savings for a fixed period of time, our fixed deposit accounts bring you exceptional returns. 

  • How the product works

    • Choose from a savings period of between one month to five years
    • Interest rates are tailored, depending on the size and duration of your investment

  • Benefits

    • Guaranteed returns for a fixed term
    • Competitive interest rates 
    • Compound or pay out interest on a monthly basis

  • Minimum & maximum deposit

    • Minimum deposit of R100 000 
    • Maximum deposit of R5 million 

See what your returns could be:

  • Future value calculator

    Investment Amount *
    R
    Term *
    {[calculator.data.terms]}
     month
    {[calculator.data.terms]}
     months
    Interest Rate *
    {[calculator.data.rate]}
     %
    100
     %

    R {[futureValForm]}

    Future Value (Interest compounded)*

    R {[interestPaidForm]}

    Interest Paid at Maturity*

    {[rate]} %

    Nominal Rate (NACM)

    R {[InterestPaidMonthlyForm]}

    Interest Paid Monthly (Approximately)*

    {[periodEffectiveYieldForm]} %

    Period Effective Yield

Apply for a savings account or contact your private banker

Product downloads

More fixed deposit accounts

  • LiquidFixed Deposit

    LiquidFixed Deposit account

    A fixed deposit account designed for your unique requirements.

  • Prime-linked Fixed Deposit

    Prime-linked Fixed Deposit account

    Earn a fixed rate on your savings that is prime-linked, for a fixed period of time.
    Saving for longer brings you higher returns.

  • Tax Free Fixed Deposit

    Tax Free Fixed Deposit account

    Maximise your returns with a product that is fully exempt from tax. Invest in a 12-month fixed deposit, earn a special rate and optimise your savings.

More fixed deposit accounts

LiquidFixed Deposit
Prime-linked Fixed Deposit
Tax Free Fixed Deposit

LiquidFixed Deposit account

A fixed deposit account designed for your unique requirements.

Prime-linked Fixed Deposit account

Earn a fixed rate on your savings that is prime-linked, for a fixed period of time.
Saving for longer brings you higher returns.

Tax Free Fixed Deposit account

Maximise your returns with a product that is fully exempt from tax. Invest in a 12-month fixed deposit, earn a special rate and optimise your savings.

Interest rates

Check what the latest interest rates are

View rates

View terms and conditions

Disclaimer
Investec Specialist Bank, a division of Investec Bank Limited registration number 1969/004763/06. Investec Specialist Bank is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Copies of the Code and the Ombudsman's details are available on request or visit www.investec.com. A registered credit provider registration number NCRCP9.
 
All rates are indicative, and are subject to vary as rates are calculated on a daily basis.  This is not an official confirmation of the term or rate, and any transaction that may be concluded pursuant to this shall be in terms of and confirmed by the signing of appropriate documentation, on terms to be agreed between the parties.