Fixed term savings accounts

Protecting your returns

Close up of a father and daughter putting up paintings in their new home

See what your returns could be:

  • Future value calculator

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Apply for a savings account or contact your private banker

Should you not need access to your savings for a fixed period of time, our range of fixed term savings products bring you exceptional returns. The longer you fix your savings for, the higher your returns will be.

  • It pays to fix your savings period

    Fixed term savings periods range from one month to five years. You can choose between our Fixed term deposit account, Prime-linked, LiquidFixed or Tax free fixed deposit products. Your capital is guaranteed and there are no monthly fees.

  • Competitive fixed term deposit interest rates

    You receive a competitive fixed term deposit interest rate depending on your savings amount and term. You earn interest from day one and interest earned can be compounded monthly or paid out.

  • Managing your fixed term account is easy

    Enjoy free online banking, no monthly fees and guaranteed capital as well as access to our global Client Support Centre, for support, 24/7/365.

René Grobler, Investec Cash investments head
René Grobler, Cash Investments head

We make every effort to ensure you have what you need in order to make informed savings decisions.

Interest rates

Check what the latest interest rates are
savings index
Why South Africa needs to "save itself"

We know that South Africans haven’t been good at saving. In fact, as René Grobler, Investec Cash Investments head, points out, we’ve been good at accumulating debt.  

Looking for more savings options?

Access immediately

Our instant access deposit accounts offer you immediate access to your funds, while ensuring you still benefit from a competitive rate.

Access with notice

You receive flexible notice terms to suit your needs, a prime-linked or money market-linked rate, the chance to top up funds as you require, guaranteed capital and freedom from monthly fees.