Instant Access Savings Accounts

Your money, whenever you want it

See what your returns could be:

  • Future value calculator

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Apply for a savings account or contact your private banker

Looking for more savings options?

Access with notice

Access after a fixed period

Access with notice

Access with notice

You receive flexible notice terms to suit your needs, a prime-linked or money market-linked rate, the chance to top up funds as you require, guaranteed capital and freedom from monthly fees.

Access after a fixed period

Access after a fixed period

Should you not need access to your savings for a fixed period of time, our range of fixed deposits brings you exceptional returns. The longer you fix your savings for, the higher your returns will be.

Interest rates

Check what the latest interest rates are

Our instant access deposit accounts offer you immediate access to your funds, while ensuring you still benefit from a competitive rate.

  • Flexible, easy access
    It’s not always easy to anticipate when you’ll need to get hold of your savings. So we’ve created two savings products that enable you to withdraw some, or all, of your funds immediately.
  • Unlock a generous savings rate
    You have the choice of the prime-linked PrimeSaver or money market-linked MoneyFund Tracker. Choose whichever option suits you best and enjoy some of the most competitive rates in the market, for your cash deposits.
  • Exceptional service
    You will not be charged any monthly fees and you will be able to manage your savings online. If you have any queries or need urgent assistance, our global Client Support Centre is available to you 24/7/365.

PODCAST: On George Best, and the Psychology of Saving

While we know we should save, it’s a tough thing to do. Investec's Marc Kahn and René Grobler bring to light how to think about savings differently and how we should be teaching rather than preaching financial responsibility.