Who we work with
The bank for the UK’s extraordinary businesses
We work with companies turning over more than £25 million, resilient, ambitious and making their mark on the UK economy.
What shapes every relationship
We move and deliver at your pace
So you don't miss the opportunities in front of you.
Solutions shaped around your ambition
So you can move forwards with confidence.
With you in the moments that matter
So you never feel like you are on your own.
Connections to people and opportunities
So you have the team, support and insight to succeed.
WHAT WE OFFER
One relationship. Every chapter
The everyday machinery that keeps the lights on.
Situations we help with
- Funding everyday operations with headroom for unexpected or seasonal demands
- Funding a planned, one-off cost with predictable repayments
- Managing cross-border payments and market volatility
- Funding against receivables and inventory
Find the right solution with our lending and treasury and risk expertise.
From the things you cannot control.
Situations we help with
- Reducing volatility across FX, rates (interest & inflation) and commodities
- Supporting international expansion with governance and execution
- Hedging balance sheet and cash flow exposures
Find the right solution with our treasury and risk expertise.
Free up capital and get your cash working harder.
Situations we help with
- Improving working capital efficiency
- Optimising cost of capital and covenants
- Refinancing existing debt facilities
Find the right solution with our lending and treasury and risk expertise.
The next acquisition, the next site, the next market.
Situations we help with
- Expanding into new markets or geographies
- Funding growth, acquisition or expansion plans
- Financing new or replacing existing assets, vehicles or property
- Financing acquisitions, buy-and-build and management changes
- Providing pre and post-deal cash and hedging support
Find the right solution with our lending, treasury and risk and advisory expertise.
The transition to a buyer, listing, next generation or managing your wealth.
Situations we help with
- Unlocking value from existing assets or balance sheet structures
- Improving shareholder or stakeholder returns
- Supporting liquidity events and dividend recapitalisations
- Preparing for sale/exit with balance sheet optimisation
- Supporting succession and generational transitions
- Listing on a public market through an IPO
Find the right solution with our lending, treasury and risk, advisory and private banking expertise.
See our relationship teamThe most important thing we can do is listen. The better we understand our clients, their businesses and what matters to them, the more helpful we can be.
WHAT OUR CLIENTS SAY
The businesses we work alongside
Real stories from businesses who chose a different kind of banking partner.