Business savings account

You work hard for your business. Make sure your money does too.

    

32-day Notice Account @ 0.85% *AER

 

Competitive rate

Save from £85,000 - £1m and earn interest on your business savings.

Easy to manage

Access your account online any time, with a UK support centre.

Simple application

Apply online to start the application process.

 
Dependent on meeting eligibility criteria. Account available to UK-registered companies (at least two years) with UK-based directors and shareholders.

    

Apply for your account online

Apply for your account online

Complete the short form below to open a 32-day Notice Account for your business.

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data.
 
We may use your personal data to provide you with services you request from us,  or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests.
 
For further details as to how Investec uses personal data, please refer to our Data Protection Notice.

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Thank you for your application.

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Find out more

Enquire about opening an account

Complete the short form below to enquire about opening a 32-day Notice Account for your business.

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data.
 
We may use your personal data to provide you with services you request from us,  or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests.
 
For further details as to how Investec uses personal data, please refer to our Data Protection Notice.

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Please complete all required fields before sending.

Thank you for your enquiry.

One of our team will contact you shortly.


About Investec – The home of Out of the Ordinary

A FTSE 250 Specialist banking group

Helping UK clients since 1992

10,000+ employees across 44 cities on 5 continents

Our sponsorships

Rugby

Our rugby sponsorships reflect attributes we value in business, such as strength, collaboration and an unrelenting drive to seize opportunities.

Hockey

We are actively involved in the development of female hockey talent. Investec’s hockey partnerships range from world-class to community level.

Horse racing

Investec has a rich sponsorship history of horse-racing events. Each offers an Out of the Ordinary experience to our clients.

Arts and Culture

Exceptional performance doesn’t stop at sports. Investec also celebrates energy, ambition and outstanding talent in the cultural arena.

Rugby

Investec is involved in a number of high-profile rugby sponsorships. Each one reflects attributes we value in our business: individual strength, collaborative teamwork, and an unrelenting drive to create and seize opportunities.

Hockey

We are actively involved in the development of female hockey talent through our strategic partnerships ranging from world-class to community level. We celebrate the success of teams and individuals at the very top of the game, just as we support emerging talent.

Horse racing

Investec has a rich sponsorship history of various horse-racing events. Each offers an Out of the Ordinary event experience for race-going clients.

Arts and Culture

Exceptional performance doesn’t stop at sports. Investec also celebrates energy, ambition and outstanding talent in the cultural arena.

 
 
 

Summary box: 32-day Notice Account

  • Account name

    32-day Notice Account

  • Key features

    • After the initial 32-day period you can apply notice at any time to receive funds 32 days later.
    • Access your account information online 24/7 or via telephone banking 8am-6pm Monday – Friday.
    • A minimum balance of £85,000 is required. A maximum balance of £1,000,000 applies.
  • What is the interest rate?

    Current rates: AER* Gross monthly interest rate**

    £85,000 - £1,000,000

     0.85% 0.85%
    Current rates: AER* Gross monthly interest rate**

    £85,000 - £1,000,000

     0.85% 0.85%
    Interest is paid monthly on the 1st of each month, and will be available the next business day.
    *AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance annually.  AER is intended to help you easily compare the return available on different savings products.
    **Gross PA is the rate of interest paid without the deduction of tax.

  • Can Investec change the interest rate?

    • The interest rate on the Investec Business Savings 32-day Notice Account is variable, that means that the Interest Rate could change in the future.
    • If at any time we do need to decrease the Interest Rate on your account you will be given at least 60 days prior notice before the change is made.  We will also provide you with prior notice of any planned increase to your interest Rate.
    • For more information on how or why your interest rate might change you can contact our team on 020 7597 3587.
  • What would the estimated balance be after 12 months based on a deposit of £85,000?

    At current interest rates a deposit of £85,000 would generate an interest of £725.32 after 12 months. This would provide a final balance of £85,725.32.

     
    This projection is provided for illustrative purposes only and is not based on individual circumstances. This illustration also assumes that the initial balance remains unchanged and that no withdrawals or further deposits are made in this period. The projected balance is based on the monthly interest rate.

  • How do I open and manage my account?

    Opening your account (eligibility):
    • You can apply for an Investec Business Savings 32-day Notice Account if:
      • Your business is registered in the UK (for at least 2 years)
      • All associated persons (beneficial owners, people with significant control of the business, directors, partners, senior management and account signatories), are residents in the UK and over 18;
      • You are a UK limited company; your business is classed as a micro, small or medium enterprise (SME).
    • You can apply for an account by completing the online application form. We will contact you shortly afterwards for additional information required to open your account.
    • Minimum deposit to open is £85,000.
    • Minimum operating balance £85,000.
    Depositing money
    • Maximum deposit limit £1,000,000.
    • You can add funds to your account in increments of £1,000.
    • If a deposit results in your account going over the maximum deposit limit we will return the additional money to you. If you have interest added to your account the amount of interest will count towards your deposit limit. Once you reach your maximum deposit limit interest will continue to be added to the account but you will no longer be able to add funds.
    • Each business group can save up to a maximum of £1,000,000 with Investec, across all business savings accounts.
    • If you would like to talk to us about your business account you can call us on 020 7597 3587.
    Managing your account
    • You will receive a welcome pack by email with details of your account.
    • Account signatories and authorised dealers will be able to view the Business Savings Account by logging into the account online.
    • Online statements will show the balance, details of any transfers and interest added to the account.
  • Can I withdraw money?

    • After the initial 32-day period you can apply notice at any time to receive funds 32 days later.
    • You can give notice over the phone or by email.
    • You can only send money back to an account in your business’ name.
  • Additional information

    • This account is not a payment account. You can only send money back to an account in your business’ name.
    • We pay interest without deducting tax, you may need to pay tax on interest earned. For more information please visit HMRC’s website hmrc.gov.uk.
    • FSCS Protected – most businesses are protected by the Financial Services Compensation Scheme.  This means that if your business is eligible, you will be protected up to £85,000 across any deposits held with Investec.
    • Account available to UK-registered companies (at least two years) with UK-based directors and shareholders.
    • Account not available to sole traders or partnerships.
 
*AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance annually.  AER is intended to help you easily compare the return available on different savings products.
**Gross PA is the rate of interest paid without the deduction of tax.