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What is Private banking

Private banking provides exclusive banking services tailored to high-net-worth individuals, including personalised financial management and boutique financial products, credit facilities and specialised investment and wealth planning solutions. Private bankers enable high-income earners to navigate the complexities of local and international banking, including international payments and foreign exchange requirements and high-net-worth portfolios by creating bespoke holistic solutions to meet individual financial goals.

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What are the key features and benefits of private banking?

Private banking offers a number of exclusive benefits for high-net-worth individuals and young professionals. These include:

Personalised banking services

From tailored credit facilities to specialised lending options and money management, private bankers work closely with individuals, providing personalised advisory services and banking strategies that align with their financial objectives and lifestyle preferences.

Exclusive access to banking products

Private banking clients can gain entry to a world of financial products designed to optimise their banking experience and elevate their financial success, from premium credit cards with enhanced benefits to exclusive investment opportunities.

Wealth management integration

Private banking seamlessly integrates wealth management services with banking, providing clients with a holistic approach to managing their finances. Clients can access investment advice, estate planning services, and tax management solutions alongside their banking activities, ensuring a cohesive strategy that addresses all aspects of their financial wellbeing

High-tech, high-touch service

Private banking often merges cutting-edge technology with personalised financial services to deliver a high-tech, high-touch banking experience. This often encompasses secure, advanced digital platforms that provide real-time insights and accessibility to transactional, savings and investment accounts and delivers an optimal financial journey.

Qualifying for private banking in South Africa

If you earn R800,000 or more per annum and meet the criteria, you may qualify for private banking in South Africa. Young professionals under 30 may qualify with a salary of R600,000 or more a year.

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Investec Private banking rewards

Rewards

Earn Rewards points from your purchases that you can convert to cash, spend with a range of partners, invest or use towards your next holiday.

Travel

Get access to a curated list of Investec Travel packages and special offers so you can put together your next holiday without the fuss.

Airport access

Private Bank Account holders get complimentary access to more than 1,100 airport lounges across the world.

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Rewards

Earn Rewards points from your purchases that you can convert to cash, spend with a range of partners, invest or use towards your next holiday.

Travel

Get access to a curated list of Investec Travel packages and special offers so you can put together your next holiday without the fuss.

Airport access

Private Bank Account holders get complimentary access to more than 1,100 airport lounges across the world.

The role of a private banker

A private banker provides personalised banking services for high-net-worth individuals. They offer a relationship banking-style approach to deliver tailored financial solutions, manage complex transactions and provide priority service. An experienced private banker is reliable personal touchpoint, efficiently managing every financial transaction with discretion and expertise.

Read more about relationship banking

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Your Private Banking journey starts here

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Thank you for considering Investec Private Banking.

Based on the information provided, you do not currently meet the qualifying criteria for Investec Private Banking.

❋ To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

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Clarity by Investec could be a good fit

If you’re looking to grow your savings, trade global markets or start investing, explore Clarity by Investec - our secure digital platform for self-directed saving, investing and trading.

🌐︎ Buy local or international, or even portions of shares – whenever you want, wherever you want.

 

Explore Clarity

 
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  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
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I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

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If you need any assistance with your application, you are welcome to call us on +27 (11) 291 3803 or email ApplicationAssist@investec.com.

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To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

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Welcome to a world of rewards. As a Private Bank Account holder, enjoy our complimentary rewards programme that values your partnership with Investec. The more you do with us, the greater the reward. With no catches or hidden fees, it's our way of saying thank you for partnering with Investec Private Banking.

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