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Private Bank finance solutions

Tailored and flexible finance
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WHY INVESTEC

Exclusive asset finance to suit your needs

When it comes to life’s big purchases, such as property or a vehicle, you want to know you’re getting the best financial advice, and that any loan you take out for it is perfectly suited to your needs. At Investec, we assess every application independently, and our financing is structured to be flexible around your unique requirements.
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OUR SERVICE

Deal with a human

Whether it’s for personal or business banking, you’ll have access to dedicated Private Bankers. You’ll also be supported by a team of bankers available 24/7 through our global Client Support Centre.

WHO WE ARE FOR

Solutions for every life stage

Whether you’re just starting out in your career, building your business, juggling a growing family or looking to retire, we have the banking and investment solutions suitable for your life stage.

business banking
For you and your business

Developed by entrepreneurs, for entrepreneurs.  Our Private Business Banking offering has been designed specifically to meet the needs of individuals who run their own business.

Banking for high net worth individuals
For high net worth individuals

A partner on your wealth journey. We’ll help you create, grow and preserve your wealth now – and for future generations.

Banking solutions for you family
For you and your family

Our offering is designed to deliver exclusive banking, saving and investing solutions for you, your spouse and your children.

Banking for young professionals
Young professionals

If you're an ambitious young professional (under 30), open a Private Bank Account, for access to expertise and service that will keep you ahead of the curve.

Banking for medical professionals
Medical professionals

Whether you’re a medical intern, doctor or specialist in private practice, we have a comprehensive banking solution to suit your career and life stage.

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Not sure what you need?

We'll tailor a solution to suit your needs.

Residential property finance

Buying a bigger family home, holiday home or an investment property? Get tailored and flexible home loan solutions to suit your unique needs.

Residential building bond

Take the financial stress out of your building project with our comprehensive building bond solution.

Home loan for first-time buyers

A home loan specifically designed to make your first homeowner dream a reality, with all transfer costs included.

Vehicle finance

Flexible vehicle finance priced at up to prime -1%, and no early settlement fees.

Medical practice finance

Whether you're setting up a new practice, expanding an existing one, or buying into one, our finance solution is designed to support the growth and success of your privately owned practice.

Sustainability Finance

If you need to transition to a sustainable solution, we can help you finance it. Whether you're an individual, small business or in the property sector, our flexible financing options will empower your goals for greater independence and environmental benefits. Why not partner with us to make your sustainable vision a reality?

WHAT WE OFFER

Exclusive finance solutions

We offer tailored and flexible finance solutions for property, vehicles, and other assets.

ADDITIONAL BENEFITS

Convenience and savings on fees

Save on monthly fees

Your monthly financing administration fee is waived if you pay your monthly instalment by debit order from your Investec Private Bank Account.

Access additional funds paid in

Get immediate access to any additional funds you’ve paid in throughout the term of the loan.

Convenient online access

Get easy online access to your account to make additional payments, or to access your available funds.
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Save on monthly fees

Your monthly financing administration fee is waived if you pay your monthly instalment by debit order from your Investec Private Bank Account.

Access additional funds paid in

Get immediate access to any additional funds you’ve paid in throughout the term of the loan.

Convenient online access

Get easy online access to your account to make additional payments, or to access your available funds.

Your Private Banking journey starts here

Please complete a few details and one of our Private Bankers will be in touch

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Getting to know you

 

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
Let's get to know you
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
Let's get to know you
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified student under 30 with a work contract.
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified salaried employee under 30
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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee under 30
What is your gross income per year? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified salaried employee under 30
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You've indicated you're self-employed/a business owner
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee over 30
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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee over 30 earning less than R800,000 per year
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You've indicated you are not employed or are retired
What is your net worth or investible assets? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com

Thank you for considering Investec Private Banking.

Based on the information provided, you do not currently meet the qualifying criteria for Investec Private Banking.

❋ To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

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Clarity by Investec could be a good fit

If you’re looking to grow your savings, trade global markets or start investing, explore Clarity by Investec - our secure digital platform for self-directed saving, investing and trading.

🌐︎ Buy local or international, or even portions of shares – whenever you want, wherever you want.

 

Explore Clarity

 

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By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

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Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

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Before you continue, please read our Privacy Policy.

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Which of the following products are you interested in? *

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Please provide us with your contact details and consent

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By submitting this form, you give Investec permission to perform a credit check on you.

Select your type of identification *

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ID number *

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Passport Number *

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YYYY-MM-DD *

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Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

This information is required

Before you continue, please read our Privacy Policy.

If you need any assistance with your application, you are welcome to call us on +27 (11) 291 3803 or email ApplicationAssist@investec.com.

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Thank you. We've received your application.

A member of the Private Banking team will be in touch soon regarding the next steps.

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To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

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Awards

The Best Private Bank and Wealth Manager in SA

Ranked as the Best Private Bank and Wealth Manager in South Africa for 13 consecutive years, and the best in Africa for Customer Service, by the Financial Times of London.

View all our awards

Financial Times Awards 2025 badges

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