Finance for individuals
Flexible solutions tailored for you
You have a clear idea of the lifestyle you desire, but need finance to make it a reality?
We can finance your home loans, vehicles and lifestyle assets.
You aren’t the sum of your data
We understand that no two clients are the same and we therefore customize your finance based on your needs.
Giving you the best deal
Investec has your interests at heart and will structure your finance to help you maximise your tax and cash flow requirements. Plus, you'll benefit from market leading interest rates.
Efficiency and transparency
You can expect a quick, efficient approval process. From application to registration, your Private Banker will attend to your loan and keep you up to date at every stage. If you have a query out of office hours, the global Client Support Centre is a phone call away.
Home loans
Receive up to 100% financing on your home loan, plus the ability to capitalise the registration costs, initiation and valuation fees into your facility.
You get online access to your property finance facility, so you can make additional deposits, access available funds in advance or pay beneficiaries directly from your home loan.
You also have access to the capital portion of your loan repayments once every year for the first 59 months and, thereafter, on application.
If you service your repayments via debit order through your Private Bank Account , you will not pay the monthly service fee (lending administration fee).
Terms and conditions apply.
Vehicle finance
Vehicle finance up to prime minus 1%.
Whether it is a new car for private use or a new truck for your business, we can assist with the finance to get you the vehicle you want.
You will enjoy:
- Finance structured according to your individual requirements and specifications
- View your vehicle finance through Investec Online
- Support through our 24/7 global Client Support Centre
- Earn up to a maximum of 200,000 Rewards points per new, demo or used/ pre-owned vehicle purchased through Bidvest McCarthy*
* Terms and conditions apply
Aon South Africa
Aon South Africa is the insurance broking partner to Investec Private Banking. As the leading provider of high net worth private insurance broking solutions, we have designed a range of well-established unique insurance offerings for individuals and businesses. Our tried and tested products are arguably amongst the best and most comprehensive in the market today.
For more information contact Aon South Africa on 0860 746 466 or email investecsales@aon.co.za
Apply now
Interested in financing with us?
Tell us more, so we can partner with you.
Finance Rates
| Current Financing Rates | ||
|---|---|---|
| Effective from: | ||
| Prime lending rate | 11.75% | 26/05/2023 |
| Investec Mortgage Bond rate | 11.75% | 26/05/2023 |
| Investec Private Bank Jibar linked lending base rate | - 6.875 | |
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Investec Digital
Investec Digital puts control of your finances at your fingertips. Bank and invest any time, no matter where you are in the world.
Investec. One Place™
Investec. One Place™ is a continuation of Investec’s strong client-centred service culture. Through the collaboration of Private Banking and Wealth & Investment we offer you integrated access to banking and investment services both locally and internationally, all in One Place.
Apply now
Interested in financing your home or vehicle with us?
Tell us more, so we can better serve you.