Savings accounts
Savings to suit your needs
When it comes to saving, everyone has different needs. We offer a range of products to help you meet your savings goals.
Investec has a wide variety of savings products including instant savings accounts, notice deposits, and fixed-term deposit accounts. These are all geared towards meeting your requirements securely, with maximum growth potential.
Savings Wizard
Find the right savings account for your needs
Click on any one of the three blocks below to find the best savings account for you.
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View our product table for more information on our various offerings.
Apply for a savings account or contact your private banker. Minimum deposits from R100,000 required to open an Investec savings account
Your savings options:
Instant access deposit account
Our instant access deposits offer you easy and immediate access to your funds while ensuring you still benefit from a competitive rate. Save from R100,000 initial deposit and choose from a prime-linked or money-market linked rate. You may withdraw and top up funds whenever it suits.
Fixed-term deposit account
Our fixed deposit accounts enable you to lock your savings away for a fixed term*, while benefitting from higher rates of interest. Save from R100,000. You have the choice of a fixed or prime-linked interest rate as well as the availability of a tax-free 12-month fixed-term savings account.
Daily rates
Have your finger on the pulse with the latest savings account interest rates.
Why save with Investec?
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One size doesn’t fit all
Depending on how quickly you'd like to access your funds, we have something to suit you. Whether you're saving for a wedding, a second home, or your child's education, you can be sure to find a savings account that suits your needs.
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Specialist team of consultants
Perhaps you don't know exactly what you're saving for, but want to start putting something aside for a rainy day. We have a team of specialist savings consultants to guide you on what products, or combinations of products, you could consider.
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You are in control
You may choose how long you want to save for, from one month to five years, or much longer. You may also choose between having your monthly interest compounded or paid out to a nominated bank account.
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Competitive interest rates and zero fees
Regardless of what product you choose, Investec savings accounts offer you competitive interest rates. And none of our savings accounts incur monthly fees.
Our savings and cash investment products give you what we believe matters most - capital preservation, security and exceptional returns.
The Investec Gibs Savings Index
Read the latest Savings Index and get our insights into the savings behaviour of South Africans.
