Savings Accounts

Savings solutions to suit you


When it comes to saving, everyone has different needs. So we offer an array of products to meet your requirements securely, with maximum growth potential.

  • One size doesn’t fit all
    Depending on how quickly you’d like to access your funds, we have something to suit you. Whether you’re saving for a wedding, a second home or your child’s education, you can be sure to find a savings account that suits your needs.
  • Specialist team of consultants
    Maybe you don’t know exactly what you’re saving for, but want to start putting something aside for a rainy day. We have a team of specialist savings consultants to guide you on what products, or combination of products, you could consider.
  • You are in control
    You can choose how long you want to save for, from one month to five years, or much longer. You can also choose between having your monthly interest compounded or paid out to a nominated bank account.
  • Competitive interest rates and zero fees
    Regardless of what product you choose, Investec savings accounts offer you competitive interest rates. And none of our savings accounts incur monthly fees.

Your savings options:

Easy access to your money

Our instant access deposits offer you immediate access to your funds, while ensuring you still benefit from a competitive rate. Save from R100 000 initial deposit and choose from a prime-linked or money-market linked rate. You can withdraw and top up funds whenever it suits.

When you're happy to give notice

Our notice deposit accounts reward you with enhanced returns. You receive flexible notice terms to suit your needs, a prime-linked or money market-linked rate. Save from R100 000 and you can top up your funds as and when needed.

Rewards for long-term savings

Our fixed deposit accounts enable you to lock your savings away for a fixed term*, while you benefit from higher rates of interest. Save from R100 000. You have the choice of a fixed or prime-linked interest rate as well as the availability of a tax-free product option.

Investec Cash Investments, Rene Grobler
‘Our savings and cash investment products give you what we believe matters most - capital preservation, security and exceptional returns.’

René Grobler, Cash Investments head

savings accounts

The Investec Gibs Savings Index

Read the latest Savings Index and get our insights into the savings behaviour of South Africans.

Daily rates

Have your finger on the pulse

Apply for a savings account or contact your private banker. Minimum deposits from R100 000 required to open an Investec savings account.