Channel Islands
Services for Intermediaries
We’re here to help you help your clients quickly and effectively. Find out more about our banking, saving and lending services for Financial Intermediaries and Multi-family offices.
We support you to focus on your client, understanding their needs and creating bespoke solutions for them. We believe in relationship banking and we understand the importance of providing a high-quality service to your clients across our offering.
Our products and services
Bank accounts and FX
Current accounts
We offer an easy-access call account available in a wide range of currencies with standing order and direct debit facilities in sterling.
Foreign exchange
Our own knowledgeable Treasury team who have 100% control over-pricing your deals and will work with you to provide the best rate for your client.
Current accounts
We offer an easy-access call account available in a wide range of currencies with standing order and direct debit facilities in sterling.
Foreign exchange
Our own knowledgeable Treasury team who have 100% control over-pricing your deals and will work with you to provide the best rate for your client.
Savings accounts
Treasury Direct Reserve
When your clients want the option to access their money at short notice, our 32-day Treasury Direct Reserve account gives this flexibility. With our tiered interest rates, the higher the balance, the higher the interest rate earned.
Notice period: 32 days
Horizon
Want to invest for longer at a higher interest rate? Our Horizon 90-day notice account might suit your client's requirements. Through our tiered interest rates, the higher the balance, the higher the interest rate earned.
Notice period: 90 days
Fifty-50
The Fifty-50 account provides an element of easy access funds, coupled with 32-day notice funds, enhancing returns across the entire balance. The ratio of Notice to Call monies is 50:50.
Notice period: 50% of the balance can be withdrawn without notice
Liquid 180
The Liquid 180 account provides an element of easy access funds, coupled with 180-day notice funds, enhancing returns across the entire balance. The ratio of Notice to Call monies is 90:10
Notice period: 10% of the balance can be withdrawn without notice
Fixed-term deposit accounts
Your clients can earn a competitive interest rate on offshore savings and protect their returns from rate fluctuations. Our fixed-term deposit account is available in a range of currencies.
Notice period: Not available, funds can only be withdrawn at the end of the term
Treasury Direct Reserve
When your clients want the option to access their money at short notice, our 32-day Treasury Direct Reserve account gives this flexibility. With our tiered interest rates, the higher the balance, the higher the interest rate earned.
Notice period: 32 days
Horizon
Want to invest for longer at a higher interest rate? Our Horizon 90-day notice account might suit your client's requirements. Through our tiered interest rates, the higher the balance, the higher the interest rate earned.
Notice period: 90 days
Fifty-50
The Fifty-50 account provides an element of easy access funds, coupled with 32-day notice funds, enhancing returns across the entire balance. The ratio of Notice to Call monies is 50:50.
Notice period: 50% of the balance can be withdrawn without notice
Liquid 180
The Liquid 180 account provides an element of easy access funds, coupled with 180-day notice funds, enhancing returns across the entire balance. The ratio of Notice to Call monies is 90:10
Notice period: 10% of the balance can be withdrawn without notice
Fixed-term deposit accounts
Your clients can earn a competitive interest rate on offshore savings and protect their returns from rate fluctuations. Our fixed-term deposit account is available in a range of currencies.
Notice period: Not available, funds can only be withdrawn at the end of the term
Loans and financing solutions
Residential real estate investment finance
Residential, buy-to-let investors and professional landlords; finance options from single assets to large portfolios.
Commercial real estate finance
Office, mixed-use, industrial as well as purpose-built student accommodation and build-to-rent.
Portfolio loans
Lending facility against the value of investment portfolios, including multi-currency portfolios custodied within Investec Wealth & Investment (CI), a part of Rathbones Group.
Property development finance
Funding for residential and commercial construction projects, supporting developers with a proven track record.
Corporate and M&A lending
For Trust and Corporate Service Providers seeking to grow or restructure their ownership or capital base. Financing for key capital events such as mergers, acquisitions or management buy-outs.
Residential real estate investment finance
Residential, buy-to-let investors and professional landlords; finance options from single assets to large portfolios.
Commercial real estate finance
Office, mixed-use, industrial as well as purpose-built student accommodation and build-to-rent.
Portfolio loans
Lending facility against the value of investment portfolios, including multi-currency portfolios custodied within Investec Wealth & Investment (CI), a part of Rathbones Group.
Property development finance
Funding for residential and commercial construction projects, supporting developers with a proven track record.
Corporate and M&A lending
For Trust and Corporate Service Providers seeking to grow or restructure their ownership or capital base. Financing for key capital events such as mergers, acquisitions or management buy-outs.
Custody and dealing services
Custody services
Offshore investment safe custody with competitive pricing and easy access to live valuations on the online banking platform.
Execution-only dealing
Multi asset class trading to include equities/stocks, fixed income and all funds. Trading is available on major exchanges with all-inclusive trading fees.
Custody services
Offshore investment safe custody with competitive pricing and easy access to live valuations on the online banking platform.
Execution-only dealing
Multi asset class trading to include equities/stocks, fixed income and all funds. Trading is available on major exchanges with all-inclusive trading fees.
Local relationships and out-of-the-ordinary global expertise. Your lending relationship manager brings more to the table than simple financial expertise. With experience across key sectors like property and commercial real estate, they’re here to help your client reach their goals, no matter how unique.
We’re proud to be recognised for our exceptional client experience. Our solutions are flexible by design, powered by sector expertise and an entrepreneurial spirit. Discover a relationship-based experience that’s as unique as your client.
Get in touch with our Investec Guernsey team
-
Ashley Dye
Ashley Dye
Head of Financial Intermediaries - Guernsey
Location: Guernsey
Speak to me about: Financial Intermediaries
I joined Investec in 2023 and manage a team that provides a full service offering to regulated Financial Services Businesses. Our primary services include tailored solutions for cash management, lending, foreign exchange, custody and trade execution. I am a member of the Chartered Institute for Securities and Investment and have over 25 years' experience in the finance industry, across a range of sectors including Insurance, Trust, Investment Management and Banking.
-
Louise Tidd
Louise Tidd
Relationship Manager
Location: Guernsey
I am a Relationship Manager (RM) for our Trust and Corporate Clients in Guernsey. I have been with Investec since 2007 and was recently appointed as RM in 2018.
-
James Mroch
James Mroch
Relationship Manager
Location: Switzerland
I work as a Relationship Manager in the Trust & Corporate Service team providing specialist lending, banking and investments to Trustees in Switzerland. I previously worked in Investec’s Corporate Client Service team, I am therefore well placed to provide a well-rounded service to our clients as I have a deep knowledge of all our products and services and how our offerings can add value for their clients. I joined Investec in August 2017.
-
Andrew Pender
Andrew Pender
Relationship Manager
As a Relationship Manager within the Financial Intermediaries Banking team in Guernsey, I develop and maintain relationships with regulated trust and corporate service providers, delivering tailored Banking, Custody, Lending, and Cash & Liquidity solutions to support their clients’ needs. I joined Investec in 2020, bringing four years’ experience in the retail banking sector. This has provided me with a strong foundation in client relationship management and a broad understanding of the complexities of financial services.
-
Victoria K Morris
Victoria K Morris
Relationship Manager
I have joined Investec as a Relationship Manager in the Financial Intermediaries Team in Guernsey, specialising in supporting client needs, strengthening existing relationships, and building new long-term partnerships with Trust and Corporate clients based in Switzerland. Prior to joining Investec, I worked in the financial services sector in both Guernsey and London, bringing over 15 years’ experience across lending, investment management and banking. I am a member of the Chartered Institute for Securities and Investment and have developed a strong understanding of the wealth management landscape through a broad range of client-focused roles.
Get in touch with our Investec Guernsey team
Ashley Dye
Head of Financial Intermediaries - Guernsey
Location: Guernsey
Speak to me about: Financial Intermediaries
I joined Investec in 2023 and manage a team that provides a full service offering to regulated Financial Services Businesses. Our primary services include tailored solutions for cash management, lending, foreign exchange, custody and trade execution. I am a member of the Chartered Institute for Securities and Investment and have over 25 years' experience in the finance industry, across a range of sectors including Insurance, Trust, Investment Management and Banking.
Louise Tidd
Relationship Manager
Location: Guernsey
I am a Relationship Manager (RM) for our Trust and Corporate Clients in Guernsey. I have been with Investec since 2007 and was recently appointed as RM in 2018.
James Mroch
Relationship Manager
Location: Switzerland
I work as a Relationship Manager in the Trust & Corporate Service team providing specialist lending, banking and investments to Trustees in Switzerland. I previously worked in Investec’s Corporate Client Service team, I am therefore well placed to provide a well-rounded service to our clients as I have a deep knowledge of all our products and services and how our offerings can add value for their clients. I joined Investec in August 2017.
Andrew Pender
Relationship Manager
As a Relationship Manager within the Financial Intermediaries Banking team in Guernsey, I develop and maintain relationships with regulated trust and corporate service providers, delivering tailored Banking, Custody, Lending, and Cash & Liquidity solutions to support their clients’ needs. I joined Investec in 2020, bringing four years’ experience in the retail banking sector. This has provided me with a strong foundation in client relationship management and a broad understanding of the complexities of financial services.
Victoria K Morris
Relationship Manager
I have joined Investec as a Relationship Manager in the Financial Intermediaries Team in Guernsey, specialising in supporting client needs, strengthening existing relationships, and building new long-term partnerships with Trust and Corporate clients based in Switzerland. Prior to joining Investec, I worked in the financial services sector in both Guernsey and London, bringing over 15 years’ experience across lending, investment management and banking. I am a member of the Chartered Institute for Securities and Investment and have developed a strong understanding of the wealth management landscape through a broad range of client-focused roles.
Get in touch with our Investec Isle of Man team
-
Jon Wagstaffe
Jon Wagstaffe
Head of Financial Intermediaries – Isle of Man
I joined Investec in 2019 to help with launching the Isle of Man office, where we primarily assist regulated firms with all their clients' banking requirements. I bring over 30 years' experience working in London, East Anglia and the Thames Valley, before locating to the Isle of Man in 2009. I have operated across Corporate, Trust and Private Banking sectors with experience in most facets of Banking, including lending and investment management.
-
Mark Beresford
Get in touch with our Investec Isle of Man team
Jon Wagstaffe
Head of Financial Intermediaries – Isle of Man
I joined Investec in 2019 to help with launching the Isle of Man office, where we primarily assist regulated firms with all their clients' banking requirements. I bring over 30 years' experience working in London, East Anglia and the Thames Valley, before locating to the Isle of Man in 2009. I have operated across Corporate, Trust and Private Banking sectors with experience in most facets of Banking, including lending and investment management.
Get in touch with our Investec Jersey team
-
Ryan Lambotte
Ryan Lambotte
Head of Financial Intermediaries - Jersey
Location: Jersey
Speak to me about: Financial Intermediaries
I joined Investec in 2024 and lead a team of senior professionals, providing a full banking proposition to the Financial Intermediary Sector. I have over 30 years’ experience in the finance industry, and I am considered an SME in the Professional Services Sector. A Chartered Investment Specialist, with decades of knowledge dealing with Family Offices, UHNW Private Clients and Financial Intermediaries businesses.
-
Dom Michon
Dom Michon
Relationship Manager
Location: Jersey
I joined the Trust & Corporate team in June 2008, bringing over 40 years of professional experience in the industry. In my role, I am responsible for managing client relationships and identifying new business opportunities, including liquidity, foreign exchange, and custody services. My extensive career has equipped me with the expertise needed to deliver high-quality service while fostering strong client connections.
-
Greig Higgens
Greig Higgens
Relationship Manager
Location: Jersey
I joined Investec in January 2021, as a Relationship Manager as part of the Financial Intermediary Team in Jersey. I work with clients to provide banking solutions while building and developing active relationships to help meet their needs. I previously worked in the Trust and Corporate Sector for over 20 years managing complex trust and corporate financial structures for international ultra-high-net-worth families.
-
Shelly Cassidy
Shelly Cassidy
Relationship Manager
Location: Jersey
I joined Investec in 2016 as a member of the Financial Intermediary team, I am part of the Relationship Management Team, providing tailored banking solutions. My role focuses on building and developing active relationships with our clients, who are regulated Financial Intermediaries in Jersey. With over 25 years of experience in the financial sector, I bring a wealth of knowledge and professionalism to my work, ensuring exceptional service and strong client connections.
Get in touch with our Investec Jersey team
Ryan Lambotte
Head of Financial Intermediaries - Jersey
Location: Jersey
Speak to me about: Financial Intermediaries
I joined Investec in 2024 and lead a team of senior professionals, providing a full banking proposition to the Financial Intermediary Sector. I have over 30 years’ experience in the finance industry, and I am considered an SME in the Professional Services Sector. A Chartered Investment Specialist, with decades of knowledge dealing with Family Offices, UHNW Private Clients and Financial Intermediaries businesses.
Dom Michon
Relationship Manager
Location: Jersey
I joined the Trust & Corporate team in June 2008, bringing over 40 years of professional experience in the industry. In my role, I am responsible for managing client relationships and identifying new business opportunities, including liquidity, foreign exchange, and custody services. My extensive career has equipped me with the expertise needed to deliver high-quality service while fostering strong client connections.
Greig Higgens
Relationship Manager
Location: Jersey
I joined Investec in January 2021, as a Relationship Manager as part of the Financial Intermediary Team in Jersey. I work with clients to provide banking solutions while building and developing active relationships to help meet their needs. I previously worked in the Trust and Corporate Sector for over 20 years managing complex trust and corporate financial structures for international ultra-high-net-worth families.
Shelly Cassidy
Relationship Manager
Location: Jersey
I joined Investec in 2016 as a member of the Financial Intermediary team, I am part of the Relationship Management Team, providing tailored banking solutions. My role focuses on building and developing active relationships with our clients, who are regulated Financial Intermediaries in Jersey. With over 25 years of experience in the financial sector, I bring a wealth of knowledge and professionalism to my work, ensuring exceptional service and strong client connections.