Mortgages

Borrow from Investec Private Bank

Work with our experts to find the mortgage that’s right for you.

Our mortgage offering

Whether you’re buying your first home, looking to invest in residential property or even building your next home, talk to us about what we can do for you. Our mortgages are flexible and exclusive. But most of all, they're simple.

Exceptional service

Our focus on a small number of clients helps us provide a bespoke mortgage service that is matched to your individual goals. That’s why we put understanding and transparency at the heart of our relationship with you.

 

Mortgage requirements

£300,000

Minimum yearly earnings required to qualify

£3m

Net worth in order to be eligible

Mortgage Builder

For an indication of our wide range of rates, terms and repayment options, you can enter your requirements into the mortgage calculator below. While we find algorithms like this very useful, they’re not always flexible, so if you’d prefer to talk to a human, why not give us a call? 

 

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Tell us more about you

In what capacity are you borrowing?

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What type of mortgage are you looking for?

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What is the estimated value of the property and how much do you want to borrow?

Estimated Property Value

The estimated value of the property that you are looking to purchase or re-mortgage

£

Loan Amount

The amount you would like to borrow

£ {[(name.loanPercentage/100)*name.propVal | number:0]} at a {[name.loanPercentage]}% Loan to Value

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Please enter a loan amount higher than £250 000

Tell us how you would like to structure your repayments

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Tell us how you would like to structure your repayments

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Loan size
£ {[mps.loanSize | number:0]}
Add repayment

Please adjust the amounts before adding another repayment type.

Tell us how you would like to structure your repayments?

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Your mortgage

Based on the intial information you have entered, this is what your mortgage could look like.

Property Value

£ {[name.propVal | number:0]}

Loan Term

{[single.loanTerm]} years

Loan Size

£ {[loanSize | number:0]}

Low Start Term

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{[revRate]}

Fixed rate reverts to Investec Bank Base Rate tracker according to LTV (variable rate)

Fixed period

{[single.fixedTerm]} years

Rate

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Your rate will track Investec Bank Base Rate for the lifetime of your mortgage

Variable rate

Rate will move in-line with market changes*

Rate

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Over payment limits

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Can fees be added to the loan

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Early repayment charge period

{[ERC]} years {[ERC]} years

None

Borrow back

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Your mortgage

Property Value

£ {[name.propVal | number:0]}

Loan Size

£ {[loanSize | number:0]}

{[final.repayment]}

Loan size £ {[final.loanSize | number:0]}

Loan term Maximum {[final.maxLoanTerm]} years {[selectedLoanTerm]} years
Low Start Term Maximum {[final.lowStartMax]} years {[lowStartTerm]} years

{[final.rate]} Rate Period Maximum{[maxFixedTerm]} years Rate will move in-line with market changes*

Rate {[final.rates]}%

Over payment limits {[final.overPayment]}

Can fees be added to the loan {[final.addedFees]}

Early repayment charge period {[final.ERC]} years {[final.ERC]} years

Early repayment charge period None

Borrow back {[final.borrowBack]}

{[final.revRate]} {[final.revDesc]}

{[ft.repayment]}

Loan size £ {[ft.loanSize | number:0]}

Loan term Maximum {[ft.maxLoanTerm]} years {[selectedLoanTerm]} years
Low Start Term Maximum {[ft.lowStartMax]} years {[lowStartTerm]} years

{[ft.rate]} Rate Period Maximum {[maxFixedTerm]} years Rate will move in-line with market changes*

Rate {[ft.rates]}%

Over payment limits {[ft.overPayment]}

Can fees be added to the loan {[ft.addedFees]}

Early repayment charge period {[ft.ERC]} years {[ft.ERC]} years

Early repayment charge period None

Borrow back {[ft.borrowBack]}

{[ft.revRate]} {[ft.revDesc]}

Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.

Tel: +44 (0)20 7597 4050

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 

 

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 

 

For further details as to how Investec uses personal data, please refer to our Data Protection Notice

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Peter Izard
‘Your dedicated private banker will guide and support you through the whole process, making it as seamless as possible.’

Peter Izard, private banker

Our private bank mortgages

Residential mortgages

However complicated your situation might seem, our residential mortgages combine flexibility and clear features.

Buy-to-Let mortgages

You can diversify your wealth by investing in residential property with our bespoke Buy-to-Let mortgages.

Revolving mortgages

Unlock the equity in your main property with a secured and flexible line of credit.

Remortgaging

Our remortgages are available for both Buy-to-Let and residential properties.
Lee Colwill

Your private banker

At the heart of your service is a dedicated private banker. They are your personal connection to our world-class network of wealth managers, mortgage and lending specialists and foreign exchange dealers.

Mortgage charges and payments

About our mortgages