Mortgages

Borrow from Investec Private Bank

Woman dressing a dining room table

Work with our experts to find the mortgage that’s right for you.

Our mortgage offering

Whether you’re buying your first home, looking to invest in residential property or even building your next home, talk to us about what we can do for you. Our mortgages are flexible and exclusive. But most of all, they're simple.

Exceptional service

Our focus on a small number of clients helps us provide a bespoke mortgage service that is matched to your individual goals. That’s why we put understanding and transparency at the heart of our relationship with you.

 

Concerned about paying your mortgage? 

  • How we may be able to help and why it's important to contact us

    Concerned about your mortgage payments?

    If your finances have been affected by coronavirus or other factors and you are worried about making your mortgage payments, then please click here for more details of how we may be able to help you.

    Even if you think you might only be affected in the future, there might be something we can do.

    Why it’s important to contact us 

    If you are feeling anxious about talking to us there is no need. We want to listen and understand any problems you are facing. 

    Talking to us about your financial position and any issues which may affect your ability to pay make it easier for us to work out the best way forward. The sooner you contact us the sooner we can understand your position.

    Please contact your private banker in the first instance, or call us on 020 7597 4988 and we will contact your private banker to arrange a call back.

Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.

Tel: +44 (0)20 7597 4050

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 

 

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 

 

For further details as to how Investec uses personal data, please refer to our Data Protection Notice

Sending...

Please complete all required fields before sending.

Thank You

We will be in touch.

Sorry there seems to be a technical issue

Our private bank mortgages

Residential mortgages

However complicated your situation might seem, our residential mortgages combine flexibility and clear features.

Buy-to-Let mortgages

You can diversify your wealth by investing in residential property with our bespoke Buy-to-Let mortgages.

Revolving mortgages

Unlock the equity in your main property with a secured and flexible line of credit.

Remortgaging

Our remortgages are available for both Buy-to-Let and residential properties.

Mortgage requirements

£300k

Minimum yearly earnings required to qualify

£3m

Net worth in order to be eligible
Lisa Parkes
Lisa Parkes, Private Banker

Your dedicated private banker will guide and support you through the whole process, making it as seamless as possible.

Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.

Tel: +44 (0)20 7597 4050

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 

 

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 

 

For further details as to how Investec uses personal data, please refer to our Data Protection Notice

Sending...

Please complete all required fields before sending.

Thank You

We will be in touch.

Sorry there seems to be a technical issue

Lee Colwill
Your private banker

At the heart of your service is a dedicated private banker. They are your personal connection to our world-class network of wealth managers, mortgage and lending specialists and foreign exchange dealers.

Five steps in the mortgage application journey

  • Step 1

    First enquiry

    We understand the importance of dialogue. That’s why your journey begins with us understanding more about you and your mortgage needs, and whether Investec may be the right choice for you. We will also check if you meet our eligibility criteria to apply for a mortgage with Investec Private Banking.

  • Step 2

    Advice and investigation

    Applying for an Investec Private Banking mortgage with advice

    Whether it’s at your office or ours or over the phone, our Mortgage Advice Service is an opportunity for us to understand your needs in more detail. Completed by a qualified mortgage adviser, this is an important part of the process that helps us identify the Investec mortgage that reflects your circumstances.

    Applying for an Investec Private Banking mortgage without advice

    Depending on your circumstances, you can apply directly with your dedicated Private Banker without advice.

  • Step 3

    Completing an application

    Your application is completed at your convenience and at a pace you demand. We are here to help should you need any support completing your application.

    If you were provided with advice, your Investec mortgage adviser will introduce you to your dedicated Private Banker. Once your application is complete and all the relevant documentation has been collected, your Private Banker will manage your remaining journey.

  • Step 4

    Decision and offer

    A complicated income structure does not have to be a barrier to obtaining a mortgage. Your Private Banker has the creative freedom to underwrite your application on more than a basic salary – such as relying on bonuses, interest carried forward or income from profit shares.

    There are no system generated decisions. Your Private Banker has direct interaction with a team of credit managers who review every mortgage application.

    Once your application has been approved, our team of legal experts – who have extensive experience dealing with complex property purchases and bespoke mortgage terms – prepare and send out your offer.

    Property valuations and other due diligence are also carried out.

  • Step 5

    Completing an application

    All that is left is for us to work with your legal representatives to transfer the funds required to complete the property purchase (or your existing mortgage provider if you’re remortgaging). This is a complex process that your private banker oversees to ensure you remain on track.

Mortgage charges and payments

About our mortgages

Latest property insights

{[post._title]}

You might also be interested in: