Work with our experts to find the mortgage that’s right for you.
Our mortgage offering
Whether you’re buying your first home, looking to invest in residential property or even building your next home, talk to us about what we can do for you. Our mortgages are flexible and exclusive. But most of all, they're simple.
Exceptional service
Our focus on a small number of clients helps us provide a bespoke mortgage service that is matched to your individual goals. That’s why we put understanding and transparency at the heart of our relationship with you.
Our private bank mortgages
Residential mortgages
However complicated your situation might seem, our residential mortgages combine flexibility and clear features.
Buy-to-Let mortgages
You can diversify your wealth by investing in residential property with our bespoke Buy-to-Let mortgages.
Revolving mortgages
Remortgaging
Our remortgages are available for both Buy-to-Let and residential properties.

Supporting the people of Ukraine
Investec is fully supportive of the government’s Homes for Ukraine Sponsorship scheme, which will enable homeowners across the UK to provide accommodation to refugees fleeing the war. We would recommend that anyone looking to participate in the scheme looks at the Homes for Ukraine website and frequently asked questions webpage.
If you are accepted on the scheme, please contact your Banker or call 020 7597 4988.
Investec will continue to monitor the situation and will provide more information once the scheme details are finalised.
Concerned about paying your mortgage as a result of coronavirus or any other factors?
Mortgage requirements
£300,000
£3m
Mortgage builder
For an indication of our wide range of rates, terms and repayment options, you can enter your requirements into the mortgage calculator below. While we find algorithms like this very useful, they’re not always flexible, so if you’d prefer to talk to a human, why not give us a call?


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Tell us more about you
In what capacity are you borrowing?
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What type of mortgage are you looking for?
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What is the estimated value of the property and how much do you want to borrow?
Estimated Property Value
The estimated value of the property that you are looking to purchase or re-mortgage
Loan Amount
The amount you would like to borrow
£ {[(name.loanPercentage/100)*name.propVal | number:0]} at a {[name.loanPercentage]}% Loan to Value
Tell us how you would like to structure your repayments
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Tell us how you would like to structure your repayments
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Tell us how you would like to structure your repayments?
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Your mortgage
Based on the intial information you have entered, this is what your mortgage could look like.
Property Value
£ {[name.propVal | number:0]}
Loan Term
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Loan Size
£ {[loanSize | number:0]}
Low Start Term
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Fixed rate reverts to Investec Bank Base Rate tracker according to LTV (variable rate). Rates illustrated are subject to circumstances.
Fixed period
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Rate
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Your rate will track Investec Bank Base Rate for the lifetime of your mortgage
Variable rate
Rate will move in-line with market changes*
Rate
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Over payment limits
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Can fees be added to the loan
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Early repayment charge period
{[ERC]} years {[ERC]} years
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Borrow back
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Your mortgage
Property Value
£ {[name.propVal | number:0]}
Loan Size
£ {[loanSize | number:0]}
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Loan size £ {[ft.loanSize | number:0]}
{[ft.rate]} Rate Period Maximum {[maxFixedTerm]} years Rate will move in-line with market changes*
Rate {[ft.rates]}%
Over payment limits {[ft.overPayment]}
Can fees be added to the loan {[ft.addedFees]}
Early repayment charge period {[ft.ERC]} years {[ft.ERC]} years
Early repayment charge period None
Borrow back {[ft.borrowBack]}
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Your dedicated private banker will guide and support you through the whole process, making it as seamless as possible.
Ready to discuss your mortgage options?
If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.
Tel: +44 (0)20 7597 4050

Your private banker
At the heart of your service is a dedicated private banker. They are your personal connection to our world-class network of wealth managers, mortgage and lending specialists and foreign exchange dealers.