Working Capital

Purpose-built to make cash flow

Two business people discuss plans on an iPad in an office

What makes us different

A dedicated relationship manager

Your dedicated and experienced relationship manager will help you to decide which options are right for your needs, building a lasting partnership based on true collaboration.

Each relationship manager has a limited number of clients, meaning they can develop an in-depth understanding of your business and your specific requirements.

Smart technology

Our digital platform, Intelligent Cashflow, seamlessly integrates to your accounting software, giving you the insight and liquidity you need 24/7.

Combining this best-in-class technology with your dedicated relationship team guarantees that we can deliver you the answers and decisions you need without having to wait.

Shared visions, shared values

When you win, we all win. It’s in our best interests to help create an unfair advantage and make working capital work for you and your business. Both for your immediate needs, and the ones the future will bring.

As your business expands, so will its requirements. Access the advice and expertise of the wider Investec offering, without losing the personal touch we pride ourselves on delivering time and again.

We understand that cash is the lifeblood of your business, and an essential part of realising its ambitions. Whatever your businesses' size, sector or requirements, one thing's for certain – flexible access to working capital is vital.


Investec Working Capital is purpose-built to do just that. Whether you require invoice financing or more detailed future facing plans and tailor made solutions, we combine smart technology and dedicated service to ensure you have the cash you need when you need it. Freeing you up to focus on the business of running your business.

“The reasons for working with Investec were clear. Right from the outset, it was obvious we were dealing with an entrepreneurial team with the drive, skills and patience to get under the skin of our business.”

Dan Jarrold, Managing Director, Clearfield Recruitment Ltd.


Who is this for?

Our solutions are designed to work across sectors and support companies who…

Operate in a business-to-business environment

Have a turnover of £1m or over

Have additional cashflow needs throughout the business cycle

Easy to set up, you can create a one-stop solution by tailoring the benefits to your unique working-capital requirements:
John Wilde, Head of Investec Capital Solutions

"Close support from a dedicated relationship manager and access to our bespoke digital platform, are the differentiators that allow us to build long lasting partnerships with our clients and provide them with cash as they need it."

Ready to transform your cash flow management?

It all starts with a conversation

Speak to a member of the team today and see how Investec can help you and your business

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data.

We may use your personal data to provide you with services you request from us,  or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests.

For further details as to how Investec uses personal data, please refer to our Data Protection Notice.


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Additional solutions for private companies