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Lending | Working Capital

Built to keep cash flowing

Whether you need intraday or intramonth funding, seasonal or more long-term working capital finance, we combine smart technology with dedicated relationship managers to help make funding available when your business needs it.

Workers checking inventory in a van for delivery
WHAT WE DO

Common working capital scenarios we support

Cash is the lifeblood of any business, and essential for achieving your growth ambitions. The common scenarios we can help with are:

  • Funding everyday operations with headroom for unexpected or seasonal demands.
  • Funding a planned, one-off cost with predictable repayments.
  • Funding against receivables and inventory.
  • Refinancing existing debt facilities.

 

How it works

A full suite of working capital solutions

Invoice finance

Unlock cash tied up in unpaid invoices to improve liquidity and help support growth.

Asset-based lending

Secure funding against receivables, inventory and other assets.

Secured term loans

Funding for one-off investments, tailored to your business.

Previous
Previous

Invoice finance

Unlock cash tied up in unpaid invoices to improve liquidity and help support growth.

Asset-based lending

Secure funding against receivables, inventory and other assets.

Secured term loans

Funding for one-off investments, tailored to your business.

How we differ

What sets our working capital relationships apart

We move and deliver at your pace

Get the insight and liquidity you need 24/7 through an online platform that integrates with your accounting software.

Solutions shaped around your ambition

Keep your cash flow moving with working capital facilities tailored to the needs of your business.

With you in the moments that matter

Your relationship manager looks after a small number of clients, so they can be by your side throughout your journey.

 

Connections to people and opportunities

Access a wider community of business owners, investors, industry experts and specialist expertise across our network.

Previous
Previous

We move and deliver at your pace

Get the insight and liquidity you need 24/7 through an online platform that integrates with your accounting software.

Solutions shaped around your ambition

Keep your cash flow moving with working capital facilities tailored to the needs of your business.

With you in the moments that matter

Your relationship manager looks after a small number of clients, so they can be by your side throughout your journey.

 

Connections to people and opportunities

Access a wider community of business owners, investors, industry experts and specialist expertise across our network.

staff in call centre helping customers
Dan Jarrold, Clearfield Recruitment Ltd.

The reasons for working with Investec were clear. Right from the outset, it was obvious we were dealing with an entrepreneurial team with the drive, skills and patience to get under the skin of our business.

Find your relationship manager
WHAT OUR CLIENTS SAY

In their own words

Real stories from clients who told us their ambition, and how we helped achieve it.

Supreme Freight

How a Southampton freight forwarder built a 40-year business from scratch — and found a funding partner to match its ambition.
How a Southampton freight forwarder built a 40-year business from scratch — and found a funding partner to match its ambition.
Read their story

Botanicoir

When this innovative company needed a more flexible working capital provider to help support its international growers, Investec was able to step up with a more intelligent multi-currency approach.
When this innovative company needed a more flexible working capital provider to help support its international growers, Investec was able to step up with a more intelligent multi-currency approach.
Read their story

Lantum

How one of the UK’s most trusted healthcare workforce providers was able to launch its payment system with a flexible invoice financing solution purpose-built to suit its innovative model.
How one of the UK’s most trusted healthcare workforce providers was able to launch its payment system with a flexible invoice financing solution purpose-built to suit its innovative model.
Read their story

Get in touch

Talk to a relationship manager who wants to get to know you.

Contact us