Flexible Trading Account

Working capital that supports you throughout the business cycle

 
Working capital is the lifeblood of your company. We recognise that businesses need funding at different points of the buying and sales cycle and want a straightforward end-to-end solution. In response, Investec has developed the Flexible Trading Account – a single, multifaceted finance solution that supports your business by providing working capital to optimise your cashflow throughout the trading cycle.

 
 

COVID-19 (coronavirus) update

We know the current period of disruption is difficult, both from a business and family perspective, so we are doing everything we can to support you and maintain the best level of service we can. For more information on how we can help you, please visit our coronavirus support page.

Connect with us to discuss your working capital needs.

Do you already have an account with Investec Capital Solutions?

A comprehensive solution

The Investec Flexible Trading Account is a simple, comprehensive solution that can be adapted to meet the specific needs of your business, allowing you to plan more effectively while reducing the complexity and administrative burden of dealing with multiple departments of a conventional bank.
 
The account is built around our Intelligent Cashflow digital platform which integrates seamlessly with your finance system, putting you in control of your working capital in real-time.

Liquidity and growth support

The account includes a revolving credit facility option which can be used to generate cash to pay suppliers early and to finance your stock before it turns into invoices. If your suppliers are overseas, we can help to ensure you have an appropriate hedging strategy, even making payments directly in the local currency.

You can also opt to utilise a fixed-term advantage loan for one-off expenses like upgrading your property or purchasing capital items. All of this within one overall facility, delivered with minimum fuss and with one point of contact.

A dedicated account manager

Your dedicated and experienced relationship manager will help you to decide which options are right for your needs, building a lasting partnership based on true collaboration.
 
Each account manager has a limited number of clients, meaning they can develop an in-depth understanding of your business and your specific requirements.

Easy to set up, you can create a one-stop solution by tailoring the benefits to your unique working-capital requirements:

 

 

FTA

 

 

 

"We believe that businesses across the UK will benefit from this solution’s ease of use, integrated digital platform and having experienced relationship managers readily available."

 

- John Wilde, Head of Investec Capital Solutions

Watch our short video on Intelligent Cashflow

Who is the Flexible Trading Account for?

 

The account is designed to work across sectors and support companies who:

 

Operate in a business-to-business environment

Have a turnover of £5m-£100m per year

 
 
 

Have additional cashflow needs throughout the business cycle

John Wilde

Investec Capital Solutions

Connect with us to discuss your working capital needs.

Do you already have an account with Investec Capital Solutions?

As well as working capital solutions, Investec Corporate Banking offers a comprehensive range of services to support client growth:

Working Capital Solutions

  • Flexible trading account: 
    • Advantage loan
    • Supplier payments - currency hedged (where required)
    • Intelligent cashflow

Treasury Risk Solutions

  • Foreign exchange 
  • Interest rates
  • Commodity price hedging

Cash products

  • Call deposits
  • Notice deposits
  • Fixed deposits

Asset and vehicle finance

  • Specialist services
  • Materials handling
  • Block discounting
  • Receivables funding
  • Insurance premium finance

Lending

  • Growth capital
  • Acquisition and leveraged finance
  • Integrated asset-based and cash-flow lending
  • Structured lending

Advice and ideas

  • Mergers and acquisitions
  • Equity advisory

We keep earning our stripes

Best Service from an Invoice Finance Provider 2019 – Business Moneyfacts

Best service from an Invoice Finance Provider 2019 - Business Moneyfacts
2018 – Business Moneyfacts

Best service from an Invoice Finance Provider 2018 - Business Moneyfacts

UK Finance Award 2017

UK Finance, Asset Based Standards Framework 2017

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Connect with us to discuss your working capital needs.