high tech

Flexible Trading Account

Working capital that supports you throughout the business cycle

 

Working capital is the lifeblood of your company. We recognise that businesses need funding at different points of the buying and sales cycle and want a straightforward end-to-end solution. In response, Investec has developed the Flexible Trading Account – a single, multifaceted finance solution that supports your business by providing working capital to optimise your cashflow throughout the trading cycle.

 

 

COVID-19 (coronavirus) update

We know the current period of disruption is difficult, both from a business and family perspective, so we are doing everything we can to support you and maintain the best level of service we can. For more information on how we can help you, please visit our coronavirus support page.

Connect with us to discuss your working capital needs.

Do you already have an account with Investec Capital Solutions?

A comprehensive solution

The Investec Flexible Trading Account is a simple, comprehensive solution that can be adapted to meet the specific needs of your business, allowing you to plan more effectively while reducing the complexity and administrative burden of dealing with multiple departments of a conventional bank.
 
The account is built around our Intelligent Cashflow digital platform which integrates seamlessly with your finance system, putting you in control of your working capital in real-time.

Liquidity and growth support

The account includes a revolving credit facility option which can be used to generate cash to pay suppliers early and to finance your stock before it turns into invoices. If your suppliers are overseas, we can help to ensure you have an appropriate hedging strategy, even making payments directly in the local currency.

You can also opt to utilise a fixed-term advantage loan for one-off expenses like upgrading your property or purchasing capital items. All of this within one overall facility, delivered with minimum fuss and with one point of contact.

A dedicated account manager

Your dedicated and experienced relationship manager will help you to decide which options are right for your needs, building a lasting partnership based on true collaboration.
 
Each account manager has a limited number of clients, meaning they can develop an in-depth understanding of your business and your specific requirements.

Easy to set up, you can create a one-stop solution by tailoring the benefits to your unique working-capital requirements:

 

 

 

 

 

"We believe that businesses across the UK will benefit from this solution’s ease of use, integrated digital platform and having experienced relationship managers readily available."

 

- John Wilde, Head of Investec Capital Solutions

Watch our short video on Intelligent Cashflow

Who is the Flexible Trading Account for?

 

The account is designed to work across sectors and support companies who:

 

Operate in a business-to-business environment

Have a turnover of £5m-£100m per year

 
 
 

Have additional cashflow needs throughout the business cycle

John Wilde

Investec Capital Solutions

Connect with us to discuss your working capital needs.

Do you already have an account with Investec Capital Solutions?

As well as working capital solutions, Investec Corporate Banking offers a comprehensive range of services to support client growth:

Working Capital Solutions

  • Flexible trading account: 
    • Advantage loan
    • Supplier payments - currency hedged (where required)
    • Intelligent cashflow

Treasury Risk Solutions

  • Foreign exchange 
  • Interest rates
  • Commodity price hedging

Cash products

  • Call deposits
  • Notice deposits
  • Fixed deposits

Asset and vehicle finance

  • Specialist services
  • Materials handling
  • Block discounting
  • Receivables funding
  • Insurance premium finance

Lending

  • Growth capital
  • Acquisition and leveraged finance
  • Integrated asset-based and cash-flow lending
  • Structured lending

Advice and ideas

  • Mergers and acquisitions
  • Equity advisory

We keep earning our stripes

Best service from an Invoice Finance Provider 2020 - Business Moneyfacts

Best service from an Invoice Finance Provider 2019 - Business Moneyfacts

Best service from an Invoice Finance Provider 2018 - Business Moneyfacts

Find out how our specialists are helping businesses achieve their ambitions

Bridging the opportunity gap

Established in 2010, Stanton House is aspecialist professional services and technology recruitment consultancy. Today, the business has 70 employees in six locations; London, Reading, Guildford, Edinburgh, Hong Kong and Chicago. The company delivers permanent and interim solutions, covering both specificprojects and gap management, across theEMEA, APAC and NORAM.

Financial Fuel for a Health Boost

YourZooki offers supplements in the form of encapsulation and liposomal delivery systems. Its products are liquid based to increasecellular absorption of vitamins and to ensurethey are passed into the bloodstream. The company’s product range delivers active ingredients, including Omega 3, Vitamin C andCBD, which can help combat fatigue, increase collagen production and bolster the immune system. All of YourZooki’s products are third party tested and produced in a GMP certified facility.

Assurance Programme Solutions

APS is a change and transformation specialistin the financial services industry. The business was formed to break the compromises that organisations face when using consultancies. Today, it is recognised as a trusted partner to deliver systems integration in the rapidly changing landscape of innovation, moving to the cloud, digital and platform delivery. Since itentered the UK and European consulting market back in 2015, APS has experienced substantial year-on-year revenue growth and back-to-back client wins.

LSA Search

The LSA Search story began in 2002 to meet increasing demand for expert executive search services across the technology sector on a global basis. LSA has extensive experience in identifying talented individuals mainly within EMEA and APAC.

Rodgers Leask

From small beginnings in 1984, offering civil and structural engineering consultancy services from a single office in Derby, our business grew rapidly. During the 90’s we opened offices in Birmingham and London, expanding our national presence.

Integra Back Office Solutions

Established in 2012, Integra Back Office Solutions Ltd (Integra) helps recruitment and staffing agencies run fast, efficient payments and invoice processes and assists clients with professional accounts support. Based in Loughton, Essex, Integra undertakes all aspects of the back office processing and procedures, streamlining pay and bill, finance, accounting and credit control processes.

Clearfield

Clearfield is a specialist ‘built environment’ recruitment firm, providing temporary, contract and permanent opportunities for candidates, with clients in construction, architecture, professional and technical services.

International logistics support company

The client is a fast growing international trading business supporting the major logistics providers in the oil, gas and offshore renewable energy industries.It leverages its strong and dependable network in key strategic locations around the globe to provide a flexible and fast response to meet clients’ ever-expanding requirements. As an international leader in the field, its highly experienced multilingual team is able to provide a high-quality service to virtually any location worldwide.

John Wilde

Investec Capital Solutions

Connect with us to discuss your working capital needs.