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Flexible Trading Account
Working capital that supports you throughout the business cycle
Working capital is the lifeblood of your company. We recognise that businesses need funding at different points of the buying and sales cycle and want a straightforward end-to-end solution. In response, Investec has developed the Flexible Trading Account – a single, multifaceted finance solution that supports your business by providing working capital to optimise your cashflow throughout the trading cycle.
COVID-19 (coronavirus) update
Connect with us to discuss your working capital needs.
Do you already have an account with Investec Capital Solutions?
A comprehensive solution
The Investec Flexible Trading Account is a simple, comprehensive solution that can be adapted to meet the specific needs of your business, allowing you to plan more effectively while reducing the complexity and administrative burden of dealing with multiple departments of a conventional bank.
The account is built around our Intelligent Cashflow digital platform which integrates seamlessly with your finance system, putting you in control of your working capital in real-time.
The account is built around our Intelligent Cashflow digital platform which integrates seamlessly with your finance system, putting you in control of your working capital in real-time.
Liquidity and growth support
The account includes a revolving credit facility option which can be used to generate cash to pay suppliers early and to finance your stock before it turns into invoices. If your suppliers are overseas, we can help to ensure you have an appropriate hedging strategy, even making payments directly in the local currency.
You can also opt to utilise a fixed-term advantage loan for one-off expenses like upgrading your property or purchasing capital items. All of this within one overall facility, delivered with minimum fuss and with one point of contact.
You can also opt to utilise a fixed-term advantage loan for one-off expenses like upgrading your property or purchasing capital items. All of this within one overall facility, delivered with minimum fuss and with one point of contact.
A dedicated account manager
Your dedicated and experienced relationship manager will help you to decide which options are right for your needs, building a lasting partnership based on true collaboration.
Each account manager has a limited number of clients, meaning they can develop an in-depth understanding of your business and your specific requirements.
Each account manager has a limited number of clients, meaning they can develop an in-depth understanding of your business and your specific requirements.
Easy to set up, you can create a one-stop solution by tailoring the benefits to your unique working-capital requirements:
"We believe that businesses across the UK will benefit from this solution’s ease of use, integrated digital platform and having experienced relationship managers readily available."
- John Wilde, Head of Investec Capital Solutions
Watch our short video on Intelligent Cashflow
Who is the Flexible Trading Account for?
The account is designed to work across sectors and support companies who:
Operate in a business-to-business environment
Have a turnover of £5m-£100m per year
Have additional cashflow needs throughout the business cycle
John Wilde
Investec Capital Solutions
Connect with us to discuss your working capital needs.
Do you already have an account with Investec Capital Solutions?
As well as working capital solutions, Investec Corporate Banking offers a comprehensive range of services to support client growth:
Working Capital Solutions
- Flexible trading account:
- Advantage loan
- Supplier payments - currency hedged (where required)
- Intelligent cashflow
Treasury Risk Solutions
- Foreign exchange
- Interest rates
- Commodity price hedging
Cash products
- Call deposits
- Notice deposits
- Fixed deposits
Asset and vehicle finance
- Specialist services
- Materials handling
- Block discounting
- Receivables funding
- Insurance premium finance
Lending
- Growth capital
- Acquisition and leveraged finance
- Integrated asset-based and cash-flow lending
- Structured lending
Advice and ideas
- Mergers and acquisitions
- Equity advisory
We keep earning our stripes
Best service from an Invoice Finance Provider 2019 - Business Moneyfacts
Best service from an Invoice Finance Provider 2018 - Business Moneyfacts
UK Finance, Asset Based Standards Framework 2017
Find out how our specialists are helping businesses achieve their ambitions
John Wilde
Investec Capital Solutions
Connect with us to discuss your working capital needs.