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Case study: A £5m remortgage for a high-net-worth entrepreneur

Investec provides a 55% LTV remortgage to a former investment banking professional with a complex income structure.

 

The borrower

A high-net-worth entrepreneur with a complex income and wealth profile, with liquidity tied up across cash reserves, property development, investments and shareholdings.

The challenge

The client wanted to refinance an existing mortgage on their primary residence and raise additional capital to replenish liquidity after significant cash commitments elsewhere. Their financial profile was complex, including monetised cash flows and capital earmarked for a new investment venture.

Our solution

By taking a broader view of the client’s overall financial position, Investec delivered a tailored remortgage solution. We provided a £5 million facility at 55% LTV on a five-year interest only basis, refinancing the existing mortgage and releasing additional capital to restore liquidity. Split between a term and a revolving facility, the structure offered both stability and flexibility to the client.


 

Get in touch

If you're a mortgage broker and want to discuss how we can help your clients with their mortgage, contact us.

It all starts with a conversation

If you're a mortgage broker and want to discuss how we can help your high-net-worth clients (minimum income £300,000) with their mortgage, fill out your details below and we'll get in touch.

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Further information for mortgage brokers

Mortgage rates

Our latest rates and details on early repayment charges, valuation fees and solicitors fees.

Mortgage broker hub

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Client application forms

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Important information:

Your property may be repossessed if you do not keep up repayments on your mortgage. Investec residential mortgages are only available for residential properties in England or Wales and are primarily available to UK residents and subject to eligibility. This is a case study based on the services we provide. Some details may have been changed for client confidentiality.

 

 

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