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Case study: High LTV mortgage with buy-to-let remortgage and capital raise

Investec has helped a number of clients to remortgage their existing property as a buy-to-let and facilitate the purchase of a new property.

 

The borrower

A broker recently introduced us to a client who worked in investment banking. The client was looking to purchase a six-bedroom family home.

 

The problem

The client wanted to purchase the new property without selling his existing home and needed to move quickly. The client had a complex income structure including a salary, cash bonus and deferred stock, and required a high LTV for the new purchase.

 

The solution

Due to our extensive knowledge in private banking solutions, we offered the client an 80% LTV, interest-only loan on a five-year fixed rate with annual capital reductions. We provided this as a consumer buy-to-let mortgage on their existing property, to enable them to buy their new home.

 

Get in touch

If you're a mortgage broker and want to discuss how we can help your clients with their mortgage, contact us.

It all starts with a conversation

If you're a mortgage broker and want to discuss how we can help your high-net-worth clients (minimum income £300,000) with their mortgage, fill out your details below and we'll get in touch.

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Further information for mortgage brokers

Mortgage rates

Our latest rates and details on early repayment charges, valuation fees and solicitors fees.

Mortgage broker hub

Our dedicated hub for mortgage intermediaries.

Client application forms

Application forms and key documents for your clients to complete.

 

 

Important information

Your property may be repossessed if you do not keep up repayments on your mortgage. Investec residential mortgages are only available for residential properties in England or Wales and are primarily available to UK residents and subject to eligibility.