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26 Apr 2023

Case study: High LTV mortgage for city professional

Investec Mortgage Intermediaries team

Investec provided a successful lawyer with a high LTV mortgage to purchase a new home.

The client

The client was a full equity partner at a leading global law firm. They were seeking to purchase a new home after a lengthy search.

The challenge

The client had only recently been made a full equity partner and while her current earnings were strong, she had not had sufficient time to build up a substantial deposit. The client’s post completion liquidity was also low.

In addition, the client had a number of aborted offers on properties and had taken many months to secure the right home. She needed a lender that could work efficiently to update and process her application.

The solution

The solution we were able to offer the client was an initial high LTV of 90%. The mortgage was provided on a capital and interest basis on a lifetime tracker rate for a 25-year period. The client was able to secure a Grade-II listed, three-bedroom home in Berkshire, which she loved.

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  Your property may be repossessed if you do not keep up repayments on your mortgage. Investec residential mortgages are only available for residential properties in England or Wales and are primarily available to UK residents and subject to eligibility.


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Investec case study: High LTV mortgage for legal Partner’s first home

Investec assisted a client with a complex income structure including a salary that had increased to equity partner and profit distributions.

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