The borrower
The client was a full equity partner at a leading global law firm. They were seeking to purchase a new home after a lengthy search.
The problem
The client had only recently been made a full equity partner and while her current earnings were strong, she had not had sufficient time to build up a substantial deposit. The client’s post completion liquidity was also low.
In addition, the client had a number of aborted offers on properties and had taken many months to secure the right home. She needed a lender that could work efficiently to update and process her application.
The solution
The solution we were able to offer the client was an initial high LTV of 90%. The mortgage was provided on a capital and interest basis on a lifetime tracker rate for a 25-year period. The client was able to secure a Grade-II listed, three-bedroom home in Berkshire, which she loved.
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Important information
Your property may be repossessed if you do not keep up repayments on your mortgage. Investec residential mortgages are only available for residential properties in England or Wales and are primarily available to UK residents and subject to eligibility.
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