The borrower
A broker approached Investec to support a high-net-worth client who was looking to purchase a three-bedroom home in Berkshire for £1.4m. The client was a partner at a law firm.
The problem
The client was a first-time buyer looking for a high LTV mortgage. The client’s income structure was complex and included a salary that had recently increased after a promotion to equity partner, along with profit distributions. The client had a low deposit and this needed to be considered to give an appropriate view of affordability.
The solution
When looking at the client’s overall income and demonstration of earning trajectory, Investec was able to provide a 90% LTV mortgage for the client’s home for a 25-year term. The interest rate was fixed for two years.
At Investec, we regularly provide mortgages for individuals with a complex income structure, including legal professionals.
Get in touch
If you're a mortgage broker and want to discuss how we can help your clients with their mortgage, contact us.
Further information for mortgage brokers
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Client application forms
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Important information
Your property may be repossessed if you do not keep up repayments on your mortgage. Investec residential mortgages are only available for residential properties in England or Wales and are primarily available to UK residents and subject to eligibility.
