Our client
A Partner at a law firm approached Investec when he wanted to purchase a five-bedroom family home in London.
The client had recently joined a new law firm and had excellent career prospects.
The challenge
The client wanted to borrow around £2m to purchase the property. Like many of our clients, he received a salary in foreign currency. He was also due to receive a significant amount of his income in profit distributions. Therefore, he needed a lender that could take his earning trajectory into account and offer a high LTV loan from day one, while he waited to sell his existing home.
The solution
Investec is comfortable with variable income streams and can take currency market volatility into account. We structured the mortgage in two parts to offer an overall LTV of 95%. This included a fully amortising tranche to lower the LTV within the first five years.
Get in touch
If you're a mortgage broker and want to discuss how we can help your clients with their mortgage, contact us.
Further information for mortgage brokers
Mortgage rates
Our latest rates and details on early repayment charges, valuation fees and solicitors fees.
Client application forms
Application forms and key documents for your clients to complete.
Important information
Your property may be repossessed if you do not keep up repayments on your mortgage. Investec residential mortgages are only available for residential properties in England or Wales and are primarily available to UK residents and subject to eligibility. This is a case study based on the services we provide. Some details may have been changed for client confidentiality.
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