The borrower

A broker approached Investec to support a high-net-worth client looking to purchase a new family home in North West London. The client received a large proportion of their income as a bonus. With the average time taken for a property purchase to complete rising in 2021, the client was keen to move quickly and secure their new home.


The problem

The challenge was that the client had not yet sold their existing home which meant they needed to borrow more in order to fund the new property. Their existing home was to be rented out while the clients found the right buyer for the property.


The solution

Investec was able to offer the client a 90% LTV mortgage on the new home from day one, with capital reductions due in the first five years which enabled the client to use their bonus, as well as potential income from the sale of their existing home to reduce the balance owed. We have a long track record of working with high-net-worth clients with complex lending needs; if you have an enquiry of this nature, don’t hesitate to get in touch with our team.


Get in touch

If you're a mortgage broker and want to discuss how we can help your clients with their mortgage, contact us.

It all starts with a conversation

If you're a mortgage broker and want to discuss how we can help your high-net-worth clients (minimum income £300,000) with their mortgage, fill out your details below and we'll get in touch.

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Further information for mortgage brokers

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Client application forms

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Important information

Your property may be repossessed if you do not keep up repayments on your mortgage. Investec residential mortgages are only available for residential properties in England or Wales and are primarily available to UK residents and subject to eligibility.