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01 Dec 2022

Case study: Remortgage for client with alternative assets

Investec Mortgage Intermediaries team

Investec supported a gaming entrepreneur with foreign currency income who wanted to a bespoke mortgage on his main residence.   

 

The client

The client started their career as an investment banker before setting up a number of businesses in the gaming industry. Recently, they sold their business and purchased their main residence.

The challenge

The client wanted to remortgage their property to facilitate the payment of a personal bill. As this high-net-worth client had invested heavily in gold and silver, the client needed a lender that could look at their wealth holistically when calculating affordability.  

The solution

Investec provided a revolving facility secured against the client’s home at 75% loan-to-value (LTV) and were able to take the income from alternative investments into account. This enabled the client flexibility to support their liquidity needs. The client also sought assistance for their future FX requirements as they are paid in USD.  

Ready to discuss your clients’ mortgage options?

 

Disclaimer:  Your property may be repossessed if you do not keep up repayments on your mortgage. Investec residential mortgages are only available for residential properties in England or Wales and are primarily available to UK residents and subject to eligibility. This case study is an example and may not apply to all.

 

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