Our approach to Premium Finance

Swift and decisive

Reach the decision makers, not the messengers, and get an answer in hours - or less. Spend your time on your clients, not chasing answers.

Fresh perspective, established heritage

We offer a fresh perspective that’s rooted in experience and expertise. Giving you something you’re not used to having: choice.

Above and beyond

Our business thrives on high-quality service, just like yours. You’ll have a personal broker manager who knows you and understands your business. You’re a name to us, not a number.

We keep earning our stripes

Business Moneyfacts logo

Best Leasing & Asset Finance Provider

4 years running and voted by our Brokers

leasingwold gold awards winner 2021

LeasingWorld Gold Awards 2021

Broker Champion Lessor

2021 Lending Awards logo

2021 Lending Awards

Best Support for SMEs

City A.M.'s Bank of the Year Award logo

City A.M. Awards

Bank of the Year


Arrange a meeting

To speak to a broker manager who truly understands your needs, call us today on 0330 123 3656 or request we contact you.

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data.

We may use your personal data to provide you with services you request from us,  or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests.

For further details as to how Investec uses personal data, please refer to our Data Protection Notice


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  • About Investec

    We’re Investec Premium Finance, a trading style of Investec Asset Finance plc. We’re focused on simplifying the complexities of insurance premium finance and helping you to service your clients.

    We’ve designed our product around your needs and to be as seamless as possible.

    Our broker portal, IPF Connect, is easy to use and supported by a dedicated team who are here to help.  

  • What products do you offer?

    Premium Finance for both Commercial Lines (non-recourse) and Personal Lines (recourse).

  • What are your rates?

    Our rates are competitive, based on your estimated finance volume, average premium and potential type of business.

  • What fees do you charge our customers?

    A £30 credit arrangement fee is payable for all commercial business (new business, renewals and additional premiums). This does not apply to mid-term adjustments (MTAs).

    No other fees apply­­­­­­­­­­­­

  • Do you have a minimum premium or minimum credit charge?

    There’s no minimum premium or minimum credit charge. We’ll accept applications for all amounts (subject to our usual checks).

  • Do we have to commit to finance a specific amount?

    No, there’s no minimum volume required to open a facility with us.

  • Can our customers sign your documents electronically?

    Yes all documents can be signed electronically via DocuSign.

  • Can you provide us with a self-approval limit?

    All customers are credit assessed upon application. We have built an auto-decision tool to provide you with a quick answer, normally within 30 minutes. Any applications that aren’t auto-decisioned are assessed manually; we aim to respond to these within a few hours.

  • Do we have a dedicated contact within Investec Premium Finance?

    Yes, your Broker Manager will look after you and is dedicated to providing great service, backed by our premium finance team who are based in Reading with 130+ staff for support.

  • How long will it take to open a facility with you?

    Upon receipt of your completed Broker Application Form, we’ll aim to conduct our checks and, as long as there are no issues, we’ll provide you with your IPF Connect login details within a week.

  • Do you provide our staff with training?

    We’ve designed IPF Connect to be very simple and easy to use without the need for training. However, your Broker Manager will be happy to assist if you have a requirement for personal or team training.

  • Are there any cover types you won’t finance?

    Typically, we finance annual policies that are cancellable and refundable. We will of course consider minimum and deposit (M&D) policies and non-refundable policies as part of our normal application process.

  • How do I start working with you?

    Complete and return our Broker Application Form and one of our Broker Managers will contact you to discuss the next steps.