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Private Equity and City Professionals Mortgage

Considering your full portfolio

Man sitting working at a counter at home
Whether you’re buying a new home or remortgaging, everything we do is built around you and takes into account your full financial portfolio. Our aim is to find the best mortgage solution for your unique situation.
You don’t need to have a portfolio of savings or investments with Investec to apply for our Private Equity & City Professionals mortgage.

Client eligibility

£300k

Minimum yearly earnings required to qualify

£3m

Net worth in order to be eligible

Benefits

Borrow up to 85% of property value or higher
Tailored interest rates

The actual rate you pay on your mortgage will depend on your individual circumstances. Ask us for a personalised illustration.

Repayments on your terms

Repayment and interest-only mortgages, or a combination of both. Terms of up to 25 years with no minimum. You also have the freedom to make overpayments (charges may apply).

 

Flexible borrowing amount

The amount you can borrow is flexible and based on your individual circumstances – starting from £250,000. Please ask us for further details on our mortgage options.

Foreign currency incomes welcome

We offer repayment and interest-only mortgages for high-net-worth individuals who earn in GBP or foreign currency. 

Fees and charges apply

To keep things simple, the same type of fees and charges apply to all our mortgages. See a detailed breakdown of fees and charges that may apply >

Your property may be repossessed if you do not keep up repayments on your mortgage.

Ready to discuss your mortgage options?

If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional mortgage service that is designed to suit your individual needs, get in touch.

Tel: +44 (0)20 7597 4050

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Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data. 

 

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests. 

 

For further details as to how Investec uses personal data, please refer to our Data Protection Notice

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Important information

Property location

Investec Private Bank Private Equity & City Professionals mortgages are only available for residential properties in England or Wales.

Residency

The Private Equity & City Professionals mortgage is primarily available to UK residents. However, if you live, work or are domiciled overseas, it doesn’t have to be a barrier to applying for a mortgage in the UK. If you call the UK home you could still benefit from the same flexible mortgage service that makes us a fresh alternative.   

Foreign currency income welcome

We also consider income derived in a foreign currency or currencies. 

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