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Private Banking
For you and your business

Why Investec

A bank that understands you and your business

Building a business takes hard work and sacrifice. Your business is an integral part of who you are – which is why we don’t see it as separate from you. Our Private Business Banking offering has been designed specifically to meet the needs of individuals who run their own business.

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Want to know if you qualify for our Private Business Banking offering?

Our Private Business Banking offering is exclusively available to individuals who bank with us in their personal capacity. Already bank with us? Contact your Private Bankers to discuss your business banking requirements

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FEATURES

Our business banking offering delivers simplicity and convenience, so you’re free to focus on running your business.

Banking for your business

  • Get access to a transactional account, cash investment products, finance solutions and forex expertise and capabilities.
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What we offer

Offerings available to you

Get banking services that deliver value and convenience for your business.

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Rewards and benefits

Investec Rewards

Investec Rewards With no membership fee and ability to earn unlimited Rewards points that never expire, this is a rewards programme that acknowledges your loyalty. Redeem your Rewards points in whatever way suits you.

Unlimited lounge access

Investec Visa Business card holders enjoy complimentary
visits to domestic SAA Premium and Bidvest airport lounges in South Africa.

Investec Travel

Access our exclusive travel agency for preferential rates on flights, accommodation, and car rentals. Our travel consultants can also design packages to suit your individual travel requirements.

Integration to Xero

Direct integration between your bank accounts and Xero accounting software, with automatic feeds of your banking transactions into Xero throughout the day.

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Investec Rewards

Investec Rewards With no membership fee and ability to earn unlimited Rewards points that never expire, this is a rewards programme that acknowledges your loyalty. Redeem your Rewards points in whatever way suits you.

Unlimited lounge access

Investec Visa Business card holders enjoy complimentary
visits to domestic SAA Premium and Bidvest airport lounges in South Africa.

Investec Travel

Access our exclusive travel agency for preferential rates on flights, accommodation, and car rentals. Our travel consultants can also design packages to suit your individual travel requirements.

Integration to Xero

Direct integration between your bank accounts and Xero accounting software, with automatic feeds of your banking transactions into Xero throughout the day.

Your Private Banking journey starts here

Please complete a few details and one of our Private Bankers will be in touch

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Getting to know you

 

Which option describes you best? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
Let's get to know you
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
Let's get to know you
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified student under 30 with a work contract.
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified salaried employee under 30
What is your gross income per year? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee under 30
What is your gross income per year? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified salaried employee under 30
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You've indicated you're self-employed/a business owner
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee over 30
What is your gross income per year? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee over 30 earning less than R800,000 per year
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You've indicated you are not employed or are retired
What is your net worth or investible assets? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com

Thank you for considering Investec Private Banking.

Based on the information provided, you do not currently meet the qualifying criteria for Investec Private Banking.

❋ To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

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Clarity by Investec could be a good fit

If you’re looking to grow your savings, trade global markets or start investing, explore Clarity by Investec - our secure digital platform for self-directed saving, investing and trading.

🌐︎ Buy local or international, or even portions of shares – whenever you want, wherever you want.

 

Explore Clarity

 

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Which of the following products are you interested in? *

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Please provide us with your contact details and consent

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By submitting this form, you give Investec permission to perform a credit check on you.

Provide your actual gross annual income (in rands) *

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Select your type of identification *

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ID number *

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Passport Number *

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YYYY-MM-DD *

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Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

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Before you continue, please read our Privacy Policy.

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Which of the following products are you interested in? *

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Please provide us with your contact details and consent

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Minimum characters 10

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Provide your annual salary (in rands) *

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State your business profit after tax (in rands) *

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Provide your NAV (in rands) *

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By submitting this form, you give Investec permission to perform a credit check on you.

Select your type of identification *

This field is required

ID number

This information is required

Minimum characters 9

This is a required field.

Passport Number

This information is required

Minimum characters 7

This is a required field.

YYYY-MM-DD *

This information is required

Minimum characters 10

This is a required field. Please follow the prescribed display.

Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

This information is required

Before you continue, please read our Privacy Policy.

You're almost done
Which of the following products are you interested in? *

This information is required

 
Please provide us with your contact details and consent

This information is required

Minimum characters 1

This is a required field

This information is required

Minimum characters 1

This is a required field

This information is required

Minimum characters 1

This is a required field in order for us to contact you

This information is required

Minimum characters 10

This is a required field in order for us to contact you

Provide your NAV (in rands) *

This information is required

Minimum characters 1

This is a required field.

Provide your investible asset value *

This information is required

Minimum characters 1

This is a required field.

 

By submitting this form, you give Investec permission to perform a credit check on you.

Select your type of identification *

This field is required

ID number *

This information is required

Minimum characters 9

This is a required field.

Passport Number *

This information is required

Minimum characters 7

This is a required field.

YYYY-MM-DD *

This information is required

Minimum characters 10

This is a required field. Please follow the prescribed display.

Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

This information is required

Before you continue, please read our Privacy Policy.

If you need any assistance with your application, you are welcome to call us on +27 (11) 291 3803 or email ApplicationAssist@investec.com.

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Thank you. We've received your application.

A member of the Private Banking team will be in touch soon regarding the next steps.

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MORE INFORMATION

Private Banking for individuals factsheet PDF 310.0 KB
Private Banking for you and your business factsheet PDF 167.72 KB
Private Bank Account fee schedule PDF 175.71 KB
Private Business Account fee schedule PDF 171.75 KB
Business electronic only fee schedule PDF 173.47 KB
Business Rewards factsheet PDF 497.84 KB

Awards

The Best Private Bank and Wealth Manager in SA

Ranked as the Best Private Bank and Wealth Manager in South Africa for 13 consecutive years, and the best in Africa for Customer Service, by the Financial Times of London.

View all our awards

Financial Times Awards 2025 badges

FOCUS INSIGHTS

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