Everything Counts

In this episode of Everything Counts: Sports Edition, Investec ambassador SA soccer midfielder playing for Mamelodi Sundowns and Bafana Bafana Teboho Mokoena shares the money lessons behind his journey from Bethlehem to the top of South African football. A candid conversation about sudden income, financial literacy, money mistakes, family responsibility and building generational wealth. Read the full article 

When markets feel uncertain, the hardest part isn’t the volatility, it’s knowing how to respond. In this episode of Everything Counts, chief investment strategist of Investec Wealth & Investment International Chris Holdsworth breaks down how to think about investing during uncertain times, and why behaviour often matters more than market conditions. Read the full article

Success in sport can come quickly. Understanding money often doesn’t.
In this episode of Everything Counts: Sports Edition, Investec ambassador Cheslin Kolbe shares how his journey from humble beginnings to World Cup success shaped his approach to money, discipline and long-term planning. From early lessons in saving to navigating his first professional pay cheque and learning from financial mistakes, Cheslin reflects on what it takes to build lasting financial security in a short and unpredictable career. Read the full article 

In this episode of Everything Counts: Sports Edition, Investec-sponsored SA professional golfer Kaiyuree Moodley shares what it really takes to build a career in professional golf – from funding a career on tour to managing pressure, uncertainty and financial mistakes along the way. From picking up her first golf club at just four years old to competing on the Sunshine Ladies Tour and Ladies European Tour, Kaiyuree reflects on the financial and emotional realities behind the sport.  Read the full article

In this episode of Everything Counts, host Motheo Khoaripe sits down with Vumi Dludlu, Investec financial adviser, and Johan Loubser, head of adviser enablement at Investec, to unpack what the 2026 National Budget means for your money, and how you can make the most of the new tax year from day one. Read the article

Most athletes train for medals. Few train for financial longevity. In this episode of Everything Counts: Sports Edition, Paralympic record holder Mpumelelo Mhlongo shares how he approached money with the same discipline he applies to sport − investing his first serious paycheque, supporting his family and building generational wealth that will outlast his career. Read the full article

In this episode of Everything Counts, host Motheo Khoaripe is joined by Investec financial adviser Vumi Dludlu and head of adviser enablement Johan Loubser to break down everything you need to know about tax-free savings accounts in South Africa. Read the full article

Shopping trolleys have been replaced by open browser tabs. Wallets have followed us online. And money now crosses borders far more often than we think. In this episode of Everything Counts, host Motheo Khoaripe has a conversation with Dan Buntman, project lead for international banking, and Bonnie Dalglish, Private Banking lead for foreign exchange. They unpack how South Africans manage money in a world where a shop can be in Shenzhen, Sheffield or Sandton, but also how they’re managing lives in multiple currencies. Read the full article

Starting your first real job with a decent pay check should feel exciting but what if it mostly feels confusing, stressful and a little scary? If you’ve made money mistakes before, missed payments or taken on debt you didn’t fully understand, you’re not alone… and you’re not out of options. In this episode of Everything Counts, Motheo Khoaripe sits down with Investec’s Keshnie July, Lending Product Owner and Lehlogonolo Ramushu, Credit Risk Consultant, to talk about how young professionals can recover from financial missteps and start building a stronger, more intentional money future. Read the full article

Drowning in credit offers the moment you land your first paycheck? You’re not imagining it, from store cards to buy-now-pay-later, young professionals are being pulled into debt faster than they can say “credit approved". In this episode of Everything Counts, host Motheo Khoaripe sits down with Investec’s Keshnie July, Lending Product Owner and Lehlogonolo Ramushu, Credit Risk Consultant, to unpack why so many young people find themselves overwhelmed by debt so early in their careers and what you can do to avoid falling into the debt trap. Read the full article

In this special Year in Review episode of Everything Counts, we revisit the ideas that pushed us to grow, question assumptions, and plan with greater intention. From the habits that unlock financial confidence to the rising trends changing how we work, save, protect ourselves, and power our homes, this roundup captures the big shifts shaping a more empowered financial future. Read the full article

Feeling like your December budget melts faster than an ice cream in the sun? You’re not alone; even the most disciplined savers lose control when the festive season hits. In this episode of Everything Counts, Motheo Khoaripe sits down with Investec financial advisor Nirvashni Rajkumar to unpack why we overspend in December, how festive marketing and emotions cloud our judgment, and the practical steps you can take right now to avoid a financial hangover in January. Read the full article 

This festive season, scamsters are busier than ever. From fake travel deals to holiday shopping traps, the pressure to click quickly can make anyone vulnerable. In this episode of Everything Counts, Motheo Khoaripe sits down with fraud expert Kevin Hogan and cybersecurity specialist Nomalizo Hlazo to unpack the most common holiday scams and how to stay protected when excitement meets urgency. Read the full article

Are you worried about what your children are doing online or how to handle it if your child is the one causing harm? In this episode of Everything Counts, host Motheo Khoaripe sits down once again with Emma Sadleir Berkovitz, founder of the Digital Law Company and Africa’s leading expert on social media law and digital risk. Together, they tackle one of the most difficult topics in parenting today: what to do when your child becomes a cyberbully and how to guide them towards responsible, empathetic online behaviour. Read the full article

Are you concerned about keeping your children safe online in an age where screens are everywhere? In this episode of Everything Counts, host Motheo Khoaripe sits down with Emma Sadleir Berkovitz, founder of the Digital Law Company and Africa's leading authority on social media law and digital risk, and Ndivhuwo Mulaudzi, a cybersecurity awareness training specialist at Investec. Read the full article

Retirement isn’t the finish line. Motheo, Kate and Johan unpack the smart choices to make after you retire − preserving capital, staying covered, helping family sustainably, and working with an adviser who keeps you on track. Read the full article

This episode of Everything Counts dives deep into the realities of moving your retirement savings offshore and what it means for South Africans planning for the future. Join host Motheo Khoaripe as he chats with Investec’s Kate Robson, co-head of My Investments, and Johan Loubser, head of adviser enablement, to explore the myths, benefits and risks of offshore retirement investing. Read the full article

In this episode of Everything Counts, we explore the real-life consequences of phone theft and the hidden vulnerabilities most people overlook.Host Motheo Khoaripe is joined by Head of Fraud Risk at Investec, Kevin Hogan and cyber psychology and awareness expert, Anna Collard to unpack how quickly your digital life can unravel. Read the full article

Cybercrime is advancing rapidly, placing businesses squarely at risk. From email hacks to fake payment instructions, today’s fraudsters are using sophisticated tools to exploit trust and steal money. But knowledge is power. In this episode of Everything Counts, host Motheo Khoaripe sits down with digital forensics expert, Professor Danny Myburgh and Head of Fraud Risk at Investec, Kevin Hogan, to unpack the biggest cybersecurity threats facing businesses today. Read the full article

In this episode, Motheo Khoaripe is joined by Paolo Giuricich, head of Investec Travel, and Liezl Gericke, Head of International - Africa, Middle East, and Asia Pacific at Virgin Atlantic, to discuss how to get more value from your holiday − without compromising on experience. They unpack travel planning myths, timing tips, the value of travel advisers, and how to use loyalty programmes and tech to make every rand count. Read the full article

In this episode of Everything Counts, we unpack travel insurance with expert insights, real-life examples and must-know advice. Host Motheo Khoaripe chats to Paolo Giuricich, head of Investec Travel, and Anrieth Symon, head of Travel at Bryte Insurance about the potential risks of relying solely on ‘free’ or ‘complimentary’ insurance when heading abroad. Read the full article

In this episode, host Motheo Khoaripe is joined by financial educator and author Nicolette Mashile and Kate Robson, co-head of Investec My Investments, to unpack the rising trend of “unretirement” - and the key forces driving it. With people living longer and the cost of living climbing, many are rethinking traditional retirement. Whether you're delaying your retirement or planning to keep working in some form, this conversation explores the realities shaping the future of retirement - and the smart steps you can take today to secure the freedom to retire your way. Read the full article

In this episode of Everything Counts, we explore how deep-seated psychology and early life experiences shape our financial habits. Host Motheo Khoaripe is joined by Professor Charlene Lew and Investec financial adviser Kgomotso Motlaung to unpack why we sometimes sabotage our savings and how to break the cycle. Read the full article

In this episode, host Motheo Khoaripe sits down with Itumeleng Merafe, head of Investec Private Banking, to explore how a wealth mindset can set you up for financial success. Read the full article

In this episode, Motheo is joined by Winstone Jordaan (Grid Cars), Ndia Magadagela (Everlectric), Gresham Pillay (Volvo Cars South Africa), and Jenni Verschoor (Investec Sustainable Solutions) to chat about new energy vehicles in South Africa. Read the full article

In this episode, Motheo is joined by Sylvia Da Costa from Investec Sustainable Solutions, Darryl Brennan from Burgess Plumbing and Nkuleleko Mabila from Green Cape to tackle one of South Africa’s most urgent challenges: water outages and the need for reliable backup water systems.  Read the full article

In this episode, Motheo is joined by De Wet Taljaard (Technical Advisor at Investec Sustainable Solutions), Kirk Palmer (Director at Solafi), and Andrew Winstone (CEO at Energy LED) to tackle one of South Africa’s hottest topics: solar power and energy efficiency for households. Read the full article

In this episode, Lieze-Marie Brink and Jacques Van Niekerk from the Investec Tax and Fiduciary team dive into the critical aspects of wills and estate planning in South Africa. They explore why having a will is essential, especially in ensuring your assets are distributed according to your wishes, and the importance of establishing trusts. Read full article

In this episode, Lieze-Marie Brink and Jacques Van Niekerk from the Investec Tax and Fiduciary team discuss the key aspects of estate planning and drafting a will in South Africa. They cover what should be included in a will, how to get started, and the importance of updating it after major life changes. Read full article

When planning your estate, understanding the tax implications on a deceased estate is crucial. In this episode of Everything Counts, we dive into estate duty, capital gains tax, income tax after death, and how trusts can help with tax efficiency and asset protection. Read full article

In this episode, Motheo is joined by Lieze-Marie Brink (from Investec's tax and fiduciary team), Nirvashini Rajkumar (an Investec financial adviser) and Nikki Bush (best-selling author and women’s empowerment champion). Read the full article

In this episode of Everything Counts, host Marius Roberts is joined by automotive insiders, Sean Nurse, Motoring Editor at AutoTrader and Editorial Director, Ian McLaren, from Car Magazine to unpack the biggest car trends for 2025. This discussion covers everything you need to know before buying your next vehicle, including an insightful Q&A on the do’s and don’ts of vehicle finance with Keshnie July, Investec Lending Product Owner. Read the full article

In this episode of Everything Counts, we explore what it takes to be a skilled and considerate driver. Hosted by Marius Roberts, this episode covers essential tips for mastering the basics of driving, understanding road safety, and adopting defensive driving techniques. From handling traffic circles to navigating load-shedding-induced outages, we discuss the do’s and don’ts of driver etiquette. Learn how to improve your awareness, maintain safe following distances, and react to unexpected situations on the road. Read the full article

Embark on the ultimate road trip adventure with Everything Counts! In this episode, motoring expert, Marius Roberts shares essential tips for planning your next South African road trip, featuring insights from Layton Beard, head of Public Affairs at the Automobile Association of South Africa (AA), Johan Kriek, the founder of the Defender Trophy, a family friendly overlanding event for Land Rover Defender enthusiasts and Deon Venter, CEO of 4x4 Megaworld. Read the full article

Are you earning extra income through a side hustle or considering working abroad as a digital nomad? Learn how to navigate your tax obligations in South Africa and beyond with insights from our experts, Bronwyn Trower, Co-Portfolio Manager at Investec Wealth & Investments, and Nicci Courtney-Clarke, Head of Tax at TaxTim. Read the full article

In this episode of Everything Counts, we explored various tax-saving strategies available to South Africans. With insights from tax experts Nicci Courtney-Clarke, head of Tax at TaxTim and Bronwen Trower, co-portfolio manager at Investec Wealth & Investments, we uncovered how you can optimise your tax savings in South Africa while remaining compliant. Read the full article

In this episode, we explore the future of sustainable, green homes and energy independence with insights from industry experts, Claudia Thompson, Sustainable Solutions Product Owner at Investec, Anastasia Delis, Soly Representative Managing Global Partnerships, and Mzwakhe Mntambo from Burgess Plumbing. Read the full article

In this episode of Everything Counts, we discuss retirement planning and saving for your future self. Host Motheo Khoaripe is joined by Kate Robson (co-head of Investec My Investments) and Kgomotso Motloung (Investec financial adviser). The conversation covers setting retirement goals, calculating how much you’ll need, and avoiding common financial mistakes. Whether you’re in your 30s or nearing retirement, this episode offers valuable insights on how to prepare for a financially secure future. Read the full article

In this episode, we explore the newly implemented two-pot retirement system in South Africa. Our expert guests, Kate Robson (co-head of Investec My Investments), Nicolette Mashile (Financial Bunny), and Siphithi Sibeko (media spokesperson at SARS), unravel the complexities surrounding retirement savings. They discuss the implications of withdrawals, the importance of long-term savings, and unpack the tax considerations. Read the full article

In this episode of Everything Counts, hosted by financial journalist Motheo Khoaripe, our panel of experts consisted of Keshnie July, Lending Product Owner at Investec, Hayley Ivins-Downes, Managing Executive for Real Estate at Lightstone Property, and Tsholofelo Mokoma, Property Practitioner at RE/MAX Horizon. Read the full article

Join Motheo Khoaripe as he hosts Keshni July, Lending Product Owner at Investec, and Tsholofelo Mokoma, Property Practitioner at Re/max Horizon. Together, they unpack the step-by-step process, from getting pre-approved to closing the deal on your dream home. Read the full article

As market dynamics shift and economic uncertainties loom, this week’s insightful episode explores whether property is still a good investment. Motheo Khoaripe hosts Keshnie July, lending product owner at Investec, Hayley Ivins-Downes, Managing Executive for Real Estate at Lightstone Property, and Tsholofelo Mokoma, property practitioner at RE/MAX Horizon. Read the full article

In this episode, Motheo Khoaripe dives deep into the financial dynamics that can make or break a relationship. Joined by financial consumer journalist, Maya Fisher-French and seasoned Investec financial advisor, Kgomotso Motloung, they explore how couples can navigate the often challenging conversations around money, financial planning, and shared goals. Read the full article

In this Savings Month-focused episode of Everything Counts, Motheo Khoaripe hosts parenting expert Nikki Bush and Investec Wealth Management specialist Kate Stannard, to delve into the world of money, savings, and raising financially savvy children. Read the full article

July is National Savings Month! In this episode, Motheo takes the opportunity to chat with Thabiso Masiela, co-head of My Investments at Investec and René Grobler, Head of Investec Cash Investments, about saving and investing your extra cash. Read the full article

In this episode leading financial consumer journalist, Maya Fisher-French and seasoned Investec financial advisor, Kgomotso Motloung are back and they dive deep into the world of debt management, offering invaluable insights and practical tips to help you pay off debt and start saving for a brighter financial future. Read the full article

In this episode, we dive into budgeting and discuss how to manage your money better. Our expert guests, seasoned Investec financial advisor Kgomotso Motlaung and leading financial consumer journalist Maya Fisher-French, share their insights on budgeting and offer practical tips to help you take control of your finances. Read the full article

In this episode, Motheo speaks to leading financial consumer journalist Maya Fisher French, and seasoned financial advisor from Investec, Kgomotso Motloung, about what financial wellness really is and what you need to do to obtain it. Read the full article