Everything Counts is a new bi-weekly podcast series that focuses on money and financial wellness. Hosted by 702's Motheo Khoaripe, each episode tackles various aspects of personal finance, including saving, spending, investing, pitfalls to avoid and tricks to succeed. The podcast aims to provide valuable information and expert guidance to help listeners improve their financial well-being.
This podcast is perfect for individuals of all ages and backgrounds who are interested in managing their money more effectively and achieving their financial goals. Whether you're a recent graduate or someone looking to improve their financial situation, Everything Counts offers practical tips and insights to help you take control of your finances and secure your future wealth.
Latest episode
Everything Counts | Episode 22: Guide to Going Solar in South Africa
In this episode, Motheo is joined by De Wet Taljaard (Technical Advisor at Investec Sustainable Solutions), Kirk Palmer (Director at Solafi), and Andrew Winstone (CEO at Energy LED) to tackle one of South Africa’s hottest topics: solar power and energy efficiency for households. Listen on Apple Podcasts | Listen on Spotify | Listen on YouTube | Read full article
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Everything Counts | Episode 21: Wills Part 2
In this episode, Lieze-Marie Brink and Jacques Van Niekerk from the Investec Tax and Fiduciary team dive into the critical aspects of wills and estate planning in South Africa. They explore why having a will is essential, especially in ensuring your assets are distributed according to your wishes, and the importance of establishing trusts. Listen on Apple Podcasts | Listen on Spotify | Listen on YouTube | Read full article
Everything Counts | Episode 20: Wills Part 1
In this episode, Lieze-Marie Brink and Jacques Van Niekerk from the Investec Tax and Fiduciary team discuss the key aspects of estate planning and drafting a will in South Africa. They cover what should be included in a will, how to get started, and the importance of updating it after major life changes. Listen on Apple Podcasts | Listen on Spotify | Listen on YouTube | Read full article
Everything Counts | Episode 19: Managing death and taxes
When planning your estate, understanding the tax implications on a deceased estate is crucial. In this episode of Everything Counts, we dive into estate duty, capital gains tax, income tax after death, and how trusts can help with tax efficiency and asset protection. Listen on Apple Podcasts | Listen on Spotify | Listen on YouTube | Read full article
Everything Counts | Episode 18: How to do estate planning
In this episode, Motheo is joined by Lieze-Marie Brink (from Investec's tax and fiduciary team), Nirvashini Rajkumar (an Investec financial adviser) and Nikki Bush (best-selling author and women’s empowerment champion). Listen on Apple Podcasts | Listen on Spotify | Listen on YouTube | Read the full article
Everything Counts | Episode 17: Tips to finding the right car in South Africa
In this episode of Everything Counts, host Marius Roberts is joined by automotive insiders, Sean Nurse, Motoring Editor at AutoTrader and Editorial Director, Ian McLaren, from Car Magazine to unpack the biggest car trends for 2025. This discussion covers everything you need to know before buying your next vehicle, including an insightful Q&A on the do’s and don’ts of vehicle finance with Keshnie July, Investec Lending Product Owner.
Everything Counts | Episode 16: How to be a good driver
In this episode of Everything Counts, we explore what it takes to be a skilled and considerate driver. Hosted by Marius Roberts, this episode covers essential tips for mastering the basics of driving, understanding road safety, and adopting defensive driving techniques. From handling traffic circles to navigating load-shedding-induced outages, we discuss the do’s and don’ts of driver etiquette. Learn how to improve your awareness, maintain safe following distances, and react to unexpected situations on the road.
Everything Counts | Episode 15: The great South African road trip
Embark on the ultimate road trip adventure with Everything Counts! In this episode, motoring expert, Marius Roberts shares essential tips for planning your next South African road trip, featuring insights from Layton Beard, head of Public Affairs at the Automobile Association of South Africa (AA), Johan Kriek, the founder of the Defender Trophy, a family friendly overlanding event for Land Rover Defender enthusiasts and Deon Venter, CEO of 4x4 Megaworld.
Everything Counts | Episode 14: The essential tax guide for freelancers and digital nomads
Are you earning extra income through a side hustle or considering working abroad as a digital nomad? Learn how to navigate your tax obligations in South Africa and beyond with insights from our experts, Bronwyn Trower, Co-Portfolio Manager at Investec Wealth & Investments, and Nicci Courtney-Clarke, Head of Tax at TaxTim.
This episode is packed with useful tips for modern professionals managing new ways of working and multiple income streams.
Everything Counts | Episode 13: Getting tax-smart
In this episode of Everything Counts, we explored various tax-saving strategies available to South Africans. With insights from tax experts Nicci Courtney-Clarke, head of Tax at TaxTim and Bronwen Trower, co-portfolio manager at Investec Wealth & Investments, we uncovered how you can optimise your tax savings in South Africa while remaining compliant.
Everything Counts | Episode 12: Sustainability at home
In this episode, we explore the future of sustainable, green homes and energy independence with insights from industry experts, Claudia Thompson, Sustainable Solutions Product Owner at Investec, Anastasia Delis, Soly Representative Managing Global Partnerships, and Mzwakhe Mntambo from Burgess Plumbing.
Everything Counts | Episode 11: Saving for your future self
In this episode of Everything Counts, we discuss retirement planning and saving for your future self. Host Motheo Khoaripe is joined by Kate Robson (co-head of Investec My Investments) and Kgomotso Motloung (Investec financial adviser). The conversation covers setting retirement goals, calculating how much you’ll need, and avoiding common financial mistakes. Whether you’re in your 30s or nearing retirement, this episode offers valuable insights on how to prepare for a financially secure future.
Everything Counts | Episode 10: Understanding the Two-Pot Retirement System
In this episode, we explore the newly implemented two-pot retirement system in South Africa. Our expert guests, Kate Robson (co-head of Investec My Investments), Nicolette Mashile (Financial Bunny), and Siphithi Sibeko (media spokesperson at SARS), unravel the complexities surrounding retirement savings. They discuss the implications of withdrawals, the importance of long-term savings, and unpack the tax considerations.
Everything Counts | Episode 9: Buying a rental property or holiday home in South Africa
In this episode of Everything Counts, hosted by financial journalist Motheo Khoaripe, our panel of experts consisted of Keshnie July, Lending Product Owner at Investec, Hayley Ivins-Downes, Managing Executive for Real Estate at Lightstone Property, and Tsholofelo Mokoma, Property Practitioner at RE/MAX Horizon.
Everything Counts | Episode 8: What to consider when buying property
Join Motheo Khoaripe as he hosts Keshni July, Lending Product Owner at Investec, and Tsholofelo Mokoma, Property Practitioner at Re/max Horizon. Together, they unpack the step-by-step process, from getting pre-approved to closing the deal on your dream home.
Listen to the podcast
Everything Counts | Episode 7: Is property still a good investment in SA?
As market dynamics shift and economic uncertainties loom, this week’s insightful episode explores whether property is still a good investment. Motheo Khoaripe hosts Keshnie July, lending product owner at Investec, Hayley Ivins-Downes, Managing Executive for Real Estate at Lightstone Property, and Tsholofelo Mokoma, property practitioner at RE/MAX Horizon.
Everything Counts | Episode 6: Relationships and money
In this episode, Motheo Khoaripe dives deep into the financial dynamics that can make or break a relationship. Joined by financial consumer journalist, Maya Fisher-French and seasoned Investec financial advisor, Kgomotso Motloung, they explore how couples can navigate the often challenging conversations around money, financial planning, and shared goals.
Everything Counts | Ep 5: How to save and invest for your kids' future
In this Savings Month-focused episode of Everything Counts, Motheo Khoaripe hosts parenting expert Nikki Bush and Investec Wealth Management specialist Kate Stannard, to delve into the world of money, savings, and raising financially savvy children.
Everything Counts | Ep 4: How do I save or invest my extra cash?
July is National Savings Month! In this episode, Motheo takes the opportunity to chat with Thabiso Masiela, co-head of My Investments at Investec and René Grobler, Head of Investec Cash Investments, about saving and investing your extra cash.
Everything Counts | Ep 3: Is there a secret to avoiding the debt trap?
In this episode leading financial consumer journalist, Maya Fisher-French and seasoned Investec financial advisor, Kgomotso Motloung are back and they dive deep into the world of debt management, offering invaluable insights and practical tips to help you pay off debt and start saving for a brighter financial future.
Everything counts | Ep 2: How can I manage my money better?
In this episode, we dive into budgeting and discuss how to manage your money better. Our expert guests, seasoned Investec financial advisor Kgomotso Motlaung and leading financial consumer journalist Maya Fisher-French, share their insights on budgeting and offer practical tips to help you take control of your finances.
Everything Counts | Ep 1 : What does financial wellness mean to you?
In this episode, Motheo speaks to leading financial consumer journalist Maya Fisher French, and seasoned financial advisor from Investec, Kgomotso Motloung, about what financial wellness really is and what you need to do to obtain it.
About our host | Motheo Khoaripe

Financial radio and broadcast journalist
With 11 years experience in the field, Motheo has gained extensive experience in radio and TV broadcasting, from South Africa's leading news institutions. He currently anchors business news at Primedia's leading talk stations, 702 and Cape Talk, and is also the official stand in for Bruce Whitfield on the Money Show.
Motheo has anchored business news on eNCA's prime time shows Afternoon News and News Night, while also hosting the channel's flagship business show, Moneyline. Through his work, Khoaripe engages CEOs from listed companies, newsmakers and mavericks that are using business to change our everyday lives.
His passions lie in the workings of the markets, telling start-up stories and using journalism as a tool to improve financial literacy in South Africa.
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