Cut-off times and payment details

Payments out of your account

 

1) Sending money within the UK

 

a) Sterling payments within the UK 

 

We will usually send money using the Faster Payments service. This means that we will normally process payments within 2 hours of receiving your payment instruction. Payments might take longer to process if we need to carry out additional checks or if we are carrying out system maintenance.

 

Payments are made by CHAPS where the Faster Payments service cannot be used or where specifically requested. CHAPS payments can only be processed on Working Days* and cut-off times apply. 

 

How to instruct a paymentWhen you can instruct a paymentWhen we will process your payment instructionMaximum time for the payment to reach the payee’s bank
 
Please note that this is calculated from the time we process your instruction
Online BankingAnytime  (except during system maintenance periods)Normally within 2 hours of receiving your payment instruction Next day
Telephone Banking

Anytime within our telephone banking service hours.

The CHAPS cut off time is 4:00pm on a Working Day.

 

Faster Payments - normally within 2 hours of receiving your payment instruction or on the next Working Day (depending on the value of the payment).

CHAPS payments - on the Working Day you instruct the payment. If we receive your instruction after the cut-off time, we will only process this on the next Working Day. 

 

Next day for Faster Payments

Next Working Day for CHAPS payments

b) Non-sterling payments within the UK

 

These payments can only be processed on Working Days and cut-off times apply.

 

 Types of paymentsCut-off times
 
If we receive your instruction after the cut-off time, we will only process this on the next Working Day
Maximum time for the payment to reach the payee’s bank.
 
Please note that this is calculated from the time we process your instruction
Euro payments  
(this includes payments you ask us to convert from sterling to Euro)
3:00pm on a Working DayNext Working Day
Other EEA** currency payments3:00pm on a Working DayNo later than 4 Working Days
Other  payments3:00pm on a Working DayContact us

2) Sending money outside the UK

 

We do not apply charges when you are sending money outside the UK. Please be aware that the receiving and/-or intermediary banks may impose a charge. 

 

These payments can only be processed on Working Days and cut-off times apply.

 

 Types of paymentsCut-off times
 
If we receive your instruction after the cut-off time, we will only process this on the next Working Day
Maximum time for the payment to reach the payee’s bank.
 
Please note that this is calculated from the time we process your instruction
 
Euro payments  within the EEA
(this includes payments you ask us to convert from sterling to Euro)
3:00pm on a Working DayNext Working Day
Sterling payments outside the UK but within the EEA3:00pm on a Working DayNo later than 4 Working Days
Other EEA currency payments within the EEA3:00pm on a Working DayNo later than 4 Working Days
Other  payments3:00pm on a Working DayContact us

*Working Day - this is a day on which we are open in the UK for business, not including Saturdays, Sundays and UK bank holidays. All references to times are to UK times.

 

**EEA means all the member states of the European Union and Iceland, Norway and LiechtensteinTo make a transfer in to your Investec account simply provide the information below to your third-party bank or the payer.

Payment details for payments into your account

 

We do not apply charges when you are receiving money from outside the UK. Please be aware that the sending and/or intermediary banks may impose a charge.

 

When receiving money from outside the European Economic Area (EEA), please ensure your payer chooses the charge code OUR at payment submission in order to receive the full amount.

 

To make a transfer in to your Investec account simply provide the information below to your third-party bank or the payer.

SterlingAustralian dollarsSingapore dollars
EurosNew Zealand dollarsDanish krone
US dollarsSwedish kronaNorwegian krone
South African randCanadian dollarsHong Kong dollars
Swiss francsJapanese yenIsraeli shekel

Transfer in sterling

 Beneficiary details
Beneficiary name                                Your account name
IBAN/Account numberYour account number; your IBAN which can be found on your statement or call us
SWIFTIVESGB2L
Sort code40-64-34

Transfer in euros

Use the following details if the payer’s bank is in either the EU or the UK:

 
 Beneficiary details
Beneficiary name                     Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 

Use the following details if the payer’s bank is not in the UK and not in the EU (e.g. the bank is in the United States of America):

 
 Beneficiary details
Beneficiary name                                                                     Your account name
IBAN  Your IBAN which can be found on your statement or call us 
SWIFTIVESGB2L
 Via correspondent bank
Corresponding BankING Bank S.A/N.V
Correspondent Bank SWIFTBBRU BE BB 010

Transfer in US dollars

 Beneficiary details
Beneficiary name            Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding BankWells Fargo Bank, N.A.
Correspondent Bank SWIFTPNBP US 3N NYC
Routing code/Fedwire/ABA no.026005092

Transfer in South African rand

 Beneficiary details
Beneficiary name      Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding Bank                    Investec Bank Ltd, Sandton
Correspondent Bank SWIFTIVES ZA JJ

Transfer in Swiss francs

 Beneficiary details
Beneficiary name         Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding BankUBS AG, Zürich
Correspondent Bank SWIFTUBSW CH ZH 80A

Transfer in Australian dollars

 Beneficiary details
Beneficiary name     Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding Bank     Australia and New Zealand Banking Group Limited, Melbourne
Correspondent Bank SWIFTANZB AU 3M
Routing code/BSB013-024

Transfer in New Zealand dollars

 Beneficiary details
Beneficiary name        Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding Bank                                       ANZ National Bank Limited, Wellington
Correspondent Bank SWIFTANZB NZ 22

Transfer in Swedish krona

 Beneficiary details
Beneficiary name           Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding Bank                                                               Skandinaviska Enskilda Banken AB (Publ), Stockholm
Correspondent Bank SWIFTESSE SE SS

Transfer in Canadian dollars

 Beneficiary details
Beneficiary name                                   Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding Bank                                              Canadian Imperial Bank of Commerce,Toronto
Correspondent Bank SWIFTCIBCCATT

Transfer in Japanese yen

 Beneficiary details
Beneficiary name                               Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding BankMizuho Bank, Tokyo
Correspondent Bank SWIFTMHCBJPJT

Transfer in Singapore dollars

 Beneficiary details
Beneficiary name                                                Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding Bank                               Standard Chartered Bank (Singapore) Limited
Correspondent Bank SWIFTSCBLSG22

Transfer in Danish krone

 Beneficiary details
Beneficiary name                                                Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding Bank                         Danske Bank A/S, Copenhagen
Correspondent Bank SWIFTDABA DK KK

Transfer in Norwegian krone

 Beneficiary details
Beneficiary name                                                Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding Bank                        NORDEA BANK ABP
Correspondent Bank SWIFTNDEA NO KK

Transfer in Hong Kong dollars

 Beneficiary details
Beneficiary name                                                Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding BankHSBC, Hong Kong
Correspondent Bank SWIFTHSBC HK HH HKH

Transfer in Israeli shekel

 Beneficiary details
Beneficiary name                                                Your account name
IBANYour IBAN which can be found on your statement or call us
SWIFTIVESGB2L
 Via correspondent bank
Corresponding Bank                       Bank Leumi LE Israel, Tel Aviv
Correspondent Bank SWIFTLUMI IL IT BSC

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