Cut-off times and payment details

Payments out of your account

 

1) Sending money within the UK

 

a) Sterling payments within the UK 

 

We will usually send money using the Faster Payments service. This means that we will normally process payments within 2 hours of receiving your payment instruction. Payments might take longer to process if we need to carry out additional checks or if we are carrying out system maintenance.

 

Payments are made by CHAPS where the Faster Payments service cannot be used or where specifically requested. CHAPS payments can only be processed on Working Days* and cut-off times apply. 

 

How to instruct a payment When you can instruct a payment When we will process your payment instruction Maximum time for the payment to reach the payee’s bank
 
Please note that this is calculated from the time we process your instruction
Online Banking Anytime  (except during system maintenance periods) Normally within 2 hours of receiving your payment instruction  Next day
Telephone Banking

Anytime within our telephone banking service hours.

The CHAPS cut off time is 12:30pm on a Working Day.

 

Faster Payments - normally within 2 hours of receiving your payment instruction or on the next Working Day (depending on the value of the payment).

CHAPS payments - on the Working Day you instruct the payment. If we receive your instruction after the cut-off time, we will only process this on the next Working Day. 

Next day for Faster Payments

Next Working Day for CHAPS payments

How to instruct a payment When you can instruct a payment When we will process your payment instruction Maximum time for the payment to reach the payee’s bank
 
Please note that this is calculated from the time we process your instruction
Online Banking Anytime  (except during system maintenance periods) Normally within 2 hours of receiving your payment instruction  Next day
Telephone Banking

Anytime within our telephone banking service hours.

The CHAPS cut off time is 12:30pm on a Working Day.

 

Faster Payments - normally within 2 hours of receiving your payment instruction or on the next Working Day (depending on the value of the payment).

CHAPS payments - on the Working Day you instruct the payment. If we receive your instruction after the cut-off time, we will only process this on the next Working Day. 

Next day for Faster Payments

Next Working Day for CHAPS payments

b) Non-sterling payments within the UK

 

These payments can only be processed on Working Days and cut-off times apply.

 

 Types of payments Cut-off times
 
If we receive your instruction after the cut-off time, we will only process this on the next Working Day
Maximum time for the payment to reach the payee’s bank.
 
Please note that this is calculated from the time we process your instruction
Euro payments  
(this includes payments you ask us to convert from sterling to Euro)
12:30pm on a Working Day Next Working Day
Other EEA** currency payments 12:30pm on a Working Day No later than 4 Working Days
Other  payments 12:30pm on a Working Day Contact us

2) Sending money outside the UK

 

We do not apply charges when you are sending money outside the UK. Please be aware that the receiving and/-or intermediary banks may impose a charge. 

 

These payments can only be processed on Working Days and cut-off times apply.

 

 Types of payments Cut-off times
 
If we receive your instruction after the cut-off time, we will only process this on the next Working Day
Maximum time for the payment to reach the payee’s bank.
 
Please note that this is calculated from the time we process your instruction

 
Euro payments  within the EEA
(this includes payments you ask us to convert from sterling to Euro)
12:30pm on a Working Day Next Working Day
Sterling payments outside the UK but within the EEA 12:30pm on a Working Day No later than 4 Working Days
Other EEA currency payments within the EEA 12:30pm on a Working Day No later than 4 Working Days
Other  payments 12:30pm on a Working Day Contact us
 Types of payments Cut-off times
 
If we receive your instruction after the cut-off time, we will only process this on the next Working Day
Maximum time for the payment to reach the payee’s bank.
 
Please note that this is calculated from the time we process your instruction

 
Euro payments  within the EEA
(this includes payments you ask us to convert from sterling to Euro)
12:30pm on a Working Day Next Working Day
Sterling payments outside the UK but within the EEA 12:30pm on a Working Day No later than 4 Working Days
Other EEA currency payments within the EEA 12:30pm on a Working Day No later than 4 Working Days
Other  payments 12:30pm on a Working Day Contact us

*Working Day - this is a day on which we are open in the UK for business, not including Saturdays, Sundays and UK bank holidays. All references to times are to UK times.

 

**EEA means all the member states of the European Union and Iceland, Norway and LiechtensteinTo make a transfer in to your Investec account simply provide the information below to your third-party bank or the payer.

Payment details for payments into your account

 

We do not apply charges when you are receiving money from outside the UK. Please be aware that the sending and/or intermediary banks may impose a charge.

 

When receiving money from outside the European Economic Area (EEA), please ensure your payer chooses the charge code OUR at payment submission in order to receive the full amount.

 

To make a transfer in to your Investec account simply provide the information below to your third-party bank or the payer.

Transfer in sterling

  Beneficiary details
Beneficiary name                                 Your account name
IBAN/Account number Your account number; your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
Sort code 40-64-34

Transfer in euros

Where the payer’s bank is in the EU, use the following details:

 
  Beneficiary details
Beneficiary name                      Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
 

Where the payer’s bank is outside the EU, use the following details:

 
  Beneficiary details
Beneficiary name                                                                      Your account name
IBAN   Your IBAN which can be found on your statement or call us 
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank ING Bank S.A/N.V
Correspondent Bank SWIFT BBRU BE BB 010

Transfer in US dollars

  Beneficiary details
Beneficiary name             Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank Wells Fargo Bank, N.A.
Correspondent Bank SWIFT PNBP US 3N NYC
Routing code/Fedwire/ABA no. 026005092

Transfer in South African rand

  Beneficiary details
Beneficiary name       Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank                     Investec Bank Ltd, Sandton
Correspondent Bank SWIFT IVES ZA JJ

Transfer in Swiss francs

  Beneficiary details
Beneficiary name          Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank UBS AG, Zürich
Correspondent Bank SWIFT UBSW CH ZH 80A

Transfer in Australian dollars

  Beneficiary details
Beneficiary name      Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank      Australia and New Zealand Banking Group Limited, Melbourne
Correspondent Bank SWIFT ANZB AU 3M
Routing code/BSB 013-024

Transfer in New Zealand dollars

  Beneficiary details
Beneficiary name         Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank                                        ANZ National Bank Limited, Wellington
Correspondent Bank SWIFT ANZB NZ 22

Transfer in Swedish krona

  Beneficiary details
Beneficiary name            Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank                                                                Skandinaviska Enskilda Banken AB (Publ), Stockholm
Correspondent Bank SWIFT ESSE SE SS

Transfer in Canadian dollars

  Beneficiary details
Beneficiary name                                    Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank                                               Canadian Imperial Bank of Commerce,Toronto
Correspondent Bank SWIFT CIBCCATT

Transfer in Japanese yen

  Beneficiary details
Beneficiary name                                Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank Mizuho Bank, Tokyo
Correspondent Bank SWIFT MHCBJPJT

Transfer in Singapore dollars

  Beneficiary details
Beneficiary name                                                 Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank                                Standard Chartered Bank (Singapore) Limited
Correspondent Bank SWIFT SCBLSG22

Transfer in Danish krone

  Beneficiary details
Beneficiary name                                                 Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank                          Danske Bank A/S, Copenhagen
Correspondent Bank SWIFT DABA DK KK

Transfer in Norwegian krone

  Beneficiary details
Beneficiary name                                                 Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank                         NORDEA BANK ABP
Correspondent Bank SWIFT NDEA NO KK

Transfer in Hong Kong dollars

  Beneficiary details
Beneficiary name                                                 Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank HSBC, Hong Kong
Correspondent Bank SWIFT HSBC HK HH HKH

Transfer in Israeli shekel

  Beneficiary details
Beneficiary name                                                 Your account name
IBAN Your IBAN which can be found on your statement or call us
SWIFT IVESGB2L
  Via correspondent bank
Corresponding Bank                        Bank Leumi LE Israel, Tel Aviv
Correspondent Bank SWIFT LUMI IL IT BSC

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