Fixed savings products
Interest rates
Check the latest fixed deposit interest rates
All rates are indicative, and are subject to vary as rates are calculated on a daily basis. This is not an official confirmation of the term or rate, and any transaction that may be concluded pursuant to this shall be in terms of and confirmed by the signing of appropriate documentation, on terms to be agreed between the parties.
Apply for a savings account or contact your private banker. Minimum deposits from R100,000 required to open an Investec savings account
The benefits of saving for a fixed term
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It pays to fix your savings period
Fixed term savings periods range from one month to five years. You can choose between our Fixed term deposit account, Prime-linked or Tax free fixed deposit products. Your capital is guaranteed and there are no monthly fees.
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Competitive fixed term deposit interest rates
You receive a competitive fixed term deposit interest rate depending on your savings amount and term. You earn interest from day one and interest earned can be compounded monthly or paid out.
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Managing your fixed term account is easy
Enjoy free online banking, no monthly fees and guaranteed capital as well as access to our global Client Support Centre, for support, 24/7/365.
Why South Africa needs to "save itself"
We know that South Africans haven’t been good at saving. In fact, as René Grobler, Investec Cash Investments head, points out, we’ve been good at accumulating debt.
Expert insight to help you make informed savings decisions
In the context of an extraordinarily ever-changing world, Investec understands the importance of savings, securing your financial future and that of your loved ones. Our latest webinar series will help the young adults in your family (16 to 22-year-olds) become financially savvy.
Tax-free savings accounts give you the best results when you see them as long-term investments. Time, as in any investment, plays an important part in it. With this in mind, you must know where you are in your financial journey and how long you can commit to the investment as this will inform your investment decision.