Flexibility and guaranteed returns according to your needs
6 - 60 months
Fixed term options
A combination of flexibility and guaranteed returns to suit you
Personalise your own fixed deposit product. Select the term, level of access and deposit amount of your fixed deposit, to suit your needs. We will reward you with an interest rate depending on what you have selected.
How the product works
Your prime linked rate is determined by your unique requirements (accessibility, term and deposit amount)
Receive a competitive market related deposit rate, based on a fixed differential to Investec’s prime lending rate
Choose between having your monthly interest compounded or paid away
Steps to take:
Choose your percentage of instant access
Select your term
Decide on your deposit amount
Use our unique interactive tool to do all of the above and personalise your fixed deposit account
Contact us to apply
To ensure that you achieve maximum capital preservation, no fees are applicable on this product*
Free online banking
Minimum & maximum deposit
Minimum deposit of R100,000
See what your returns could be:
Future value calculator
Apply for a savings account or contact your private banker
Earn higher returns with a fixed rate on your savings, for a fixed period of time.
The longer you save, the more favourable your returns will be.
Prime-linked Fixed Deposit
Prime-linked Fixed Deposit account
Earn a fixed rate on your savings that is prime-linked, for a fixed period of time.
Saving for longer brings you higher returns.
Tax Free Fixed Deposit
Tax Free Fixed Deposit account
Maximise your returns with a product that is fully exempt from tax. Invest in a 12-month fixed deposit, earn a special rate and optimise your savings.
Check what the latest interest rates are
View terms and conditions
Investec Corporate and Institutional Banking (referred herein as “Investec”) is a division of Investec Bank Limited registration number 1969/004763/06, which is a registered bank, an Authorised Financial Services Provider (11750), a National Credit Provider (NCRCP 9) and a member of the JSE. Investec is committed to the Code of Banking Practice as regulated by the Ombudsman for Banking Services. Copies of the Code and the Ombudsman's details are available on request or visit www.investec.com.