A range of structured deposits allowing you to receive an enhanced yield from changes in various underlying markets, such as foreign exchange, interest rates, credit and commodity markets.

Short-dated notice accounts give you a competitive rate of interest and access to your funds within either a 32 or 95-day period - ideal for shorter-term balances when you want to manage fluctuating cash flows. 

If you need instant access to your funds, these accounts provide you with a competitive level of interest while letting you withdraw 25% or 50% of your balance without notice. You can access the remainder of your balance after a 32-day notice period.

These deposit accounts give you a fixed rate of interest across a variety of tenors. You dictate the duration of the deposit and we have the flexibility to align with your required maturity dates.

As a business, you may wish to maximise your return on your surplus funds, but you could also be reluctant to tie it all up in a long-dated account. The Investec Access50 Account offers you higher interest rates than our one-month fixed deposit or overnight rates, while also giving you the flexibility of fee-free instant access up to 50% of the deposited amount.