Private Bank Account for individuals

Join a leading international Private Bank

lady talking to her private banker


A bank account designed for you

Our Private Bank Account for individuals is designed by professionals for professionals. Get all the benefits of a credit card account with all the functionality of a transaction account in one consolidated account – with one card and a transparent fee of R635. Young professionals also enjoy our full Private Banking offering at a reduced monthly fee of R320 until you turn 30.

men talking about private banking


Interested in becoming an Investec Private Banking client?

Find out how to qualify for an Investec Private Bank Account.

lady looking at bank card


The Investec Private Bank Account gives you many exclusive features to suit your discerning lifestyle.

Visa Platinum credit card

  • A credit facility priced at prime
  • Up to 45 days interest-free on all card purchases
  • A budget facility for up to 60 months for larger expenses
  • Can be loaded on Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay

Single monthly fee

  • One monthly account fee covers all your day-to-day banking needs
  • Unlimited free local and international ATM withdrawals (international banks may charge additional fees and excludes currency conversion fees).
  • No annual card or facility fees
  • Savings on the monthly fee for clients under 30 years old

Daily banking convenience

  • Do all your day-to-day banking online or through the App
  • Buy airtime, data or prepaid electricity
  • Send cash to anyone with a cellphone number
  • Use Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay

Family accounts

  • A card for your spouse or life partner linked to your account for no additional cost
  • Separate Private Bank Accounts for your spouse and other family members
  • A reduced monthly account fee
  • Access to the same services and benefits

Complimentary travel insurance

  • Complimentary travel insurance when you buy international travel tickets using your Investec Visa card
  • Covers medical emergencies and personal accidents
  • Cover for all travellers

Dedicated bankers

  • Two dedicated Private Bankers for both your personal and business banking needs
  • 24/7 access to a team of bankers through the global Client Support Centre for queries and assistance


Our Approach

At Investec, we treat you as an individual, which is why we do not rely on scorecards to process credit applications. Instead, your application will be assessed independently by our Credit team to determine the credit facility amount you qualify for on your Private Bank Account.



Private Bank Account factsheet PDF 488.05 KB
Private Bank Account fee schedule PDF 143.16 KB
Rewards factsheet PDF 500.05 KB

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