Invest in Unit Trusts

Start your wealth journey with us

Choose from a wide range of unit trusts that meet your investment needs

Our fundamental expertise, global reach, and depth of process have produced consistent results across both domestic and offshore funds.
Investors can now enjoy the full benefits of this process by investing in any of our available funds below.
 

 

 

Risk Categories

Low Risk
Low to Medium Risk
Moderate Risk
Moderate to High Risk
High Risk

Low Risk

  • This portfolio has less than 10% equity exposure, resulting in low risk and stable investment returns.
  • It is not directly exposed to currency risk, but it is exposed to default and interest rate risks.
  • Suitable for shorter term investment horizons.

Low to Medium Risk

  • The portfolio may be exposed to currency and equity risks.
  • This portfolio is exposed to default and interest rate risks.
  • Suitable for medium term investment horizons.
  • The expected potential long-term investment returns are lower but less volatile over the medium to long term than higher risk portfolios.

Moderate Risk

  • This portfolio has a balanced exposure to various asset classes. It has more equity exposure than a low risk portfolio but less than a high-risk portfolio. The expected volatility is higher than a low risk portfolio, but less than a high risk portfolio.
  • The portfolio may be exposed to currency risks if it invests offshore.
  • The portfolio is exposed to equity as well as default and interest rate risks.
  • Suitable for medium term investment horizons.
  • The probability of losses is higher than that of a low risk portfolio, but less than a high risk portfolio.
  • Moderate long term investment returns are expected.

Moderate to High Risk

  • This portfolio has exposure to various asset classes but a bias towards equities.
  • The portfolio may be exposed to currency risks if it invests offshore.
  • The portfolio is exposed to equity as well as credit, liquidity and interest rate risks.
  • Suitable for medium to long term investment horizons.
  • The probability of losses is higher than that of a low risk portfolio, but less than a high risk portfolio, and return expectations are well above inflation over the medium to long term.

High Risk

  • This portfolio has a higher exposure to equities than any other risk profiled portfolio. It tends to carry higher volatility due to high exposure to equity markets.
  • Expected potential long term returns are high, but the risk of potential capital losses is high as well, especially over shorter periods.
  • The portfolio may be exposed to currency risks if it invests offshore.
  • Suitable for long term investment horizons.

 

 

What are unit trusts?

A unit trust is a shared investment fund that pools money to invest collectively in various financial instruments like equity, bonds, property, cash, gold or other listed securities.

Because unit trusts are managed by professional fund managers with specific mandates characterised by their risk profile, they are an attractive and accessible investment vehicle that are well-suited to a range of investment goals, whether growing or preserving your capital.

We offer a variety of unit trust funds to meet your specific investment criteria and objectives.

 

Benefits of a unit trust investment

 

Professional portfolio management

Our active investment process takes advantage of current market opportunities, managing potential risks, and providing performance through market cycles.

Create or preserve wealth

You can select from focused equity funds or a selection of balanced funds that provide access to a spread of equity, property, cash, and fixed income instruments.

Regulation

Unit trusts in South Africa are regulated by the Financial Sector Conduct Authority (FSCA) under the CISCA Act. This means investment managers and unit trust management companies are subject to ongoing supervision and regulation.

Liquidity

W&I unit trust funds provide daily trading and access to your investments.

Transparency

You can monitor your portfolio and its performance online. In addition, our fund managers produce quarterly Minimum Disclosure Documents (MDD) explaining their positioning and performance.

Lower Costs

Our fees are competitive as we remain sensitive to the impact that fees can have on performance over time.

 

Tax Efficiency

Unit trusts are a tax efficient way to invest because any rebalancing (when the fund manager buys or sells securities) that occurs within the portfolio does not trigger a tax event for the unit holder. Only when the holder sells out of the unit trust would they be liable for capital gains tax. 

A unit trust may still receive distribution income, which could include dividends and interest. Local dividends would be subject to dividends tax and other distribution types would be subject to income tax.

How to buy unit trusts in South Africa

To invest in our unit trust range, complete the application form and submit it to your investment manager, who will provide bank account deposit information and the related investment procedure.

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Overview of our unit trusts

Frequently Asked Questions

  • Are there any initial investment fees or exit fees?

    There are no initial fees or exit penalties applicable to our range of funds. The fund fees are limited to the annual management fee only because we remain sensitive to the impact that fees can have on performance over time. 

  • Do unit trusts pay dividends?

    Yes, unit trusts pay dividends to unit holders according to the performance of underlying assets and the mandate of the fund. Dividends may either be reinvested or paid out monthly, quarterly, bi-annually or annually.

  • What is Effective Annual Cost (EAC)?

    The Effective Annual Cost (EAC) is a measure which enables you to compare charges and their impact on investment returns across different financial products. Learn more here.

  • Is my capital guaranteed?

    Your investment will be exposed to market movements and is therefore not guaranteed. Past performance is no guarantee of future performance.

  • Are unit trusts tax free?

    Only unit trusts housed within a tax-free account are classified as tax free unit trusts. A tax free unit trust investment doesn't attract interest, capital gains or dividends tax. These are available to SA residents only and contributions are capped at R36,000 per year with a lifetime limit of R500,000.

Stewardship and voting

As an active investment manager, we believe that with ownership comes responsibility, both to our investors and stakeholders. In line with our discretionary investment mandates, we exercise voting rights in respect of our segregated and unitised portfolio holdings. This responsibility requires us to constantly monitor our investments, exercise our right to vote, engage with company management and, when necessary, raise resolutions or call meetings. We will exercise our fiduciary voting responsibilities on all material issues, which can encompass anything from remuneration to board composition.

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Current prices of the unit trusts

Fund Name Class Information Date NAV (R) 52 Week Low Price (R) 52 Week High Price (R) Change in Price
Investec BCI World Axis Core Feeder Fund H 06/09/2024 1.26 1.14 1.33 0.0016
Investec BCI World Axis Flexible Feeder Fund B 06/09/2024 1.33 1.21 1.38 0.0039
Investec BCI World Axis Flexible Feeder Fund H 06/09/2024 1.32 1.21 1.37 0.0039
Investec BCI World Axis Global Equity Feeder Fund A 06/09/2024 1.33 1.15 1.40 0.0012
Investec BCI World Axis Global Equity Feeder Fund B 06/09/2024 1.35 1.16 1.42 0.0013
Investec BCI World Axis Cautious Feeder Fund A 06/09/2024 1.33 1.23 1.37 0.0045
Investec BCI World Axis Cautious Feeder Fund B 06/09/2024 1.33 1.23 1.38 0.0046
Investec BCI World Axis Global Equity Feeder Fund H 06/09/2024 1.34 1.15 1.41 0.0012
Investec BCI Equity Fund H 09/09/2024 2.57 2.17 2.64 -0.0048
Investec BCI Balanced High Equity B 09/09/2024 1.44 1.25 1.46 0.0018
Investec World Axis Global Equity A 06/09/2024 232.21 190.74 237.72 -0.0103
Investec World Axis Cautious Fund A 06/09/2024 151.43 135.04 151.43 0.1201
Investec BCI Global Leaders Eq Feeder H Investec BCI Global Leaders Eq Feeder H 06/09/2024 1.38 1.16 1.48 -0.0049
Investec BCI Global Leaders Eq Feeder B Investec BCI Global Leaders Eq Feeder B 06/09/2024 1.39 1.17 1.49 -0.0049
Investec Global Sustainable Equity B 06/09/2024 121.63 97.12 124.52 -1.0734
Investec Global Sustainable Equity A 06/09/2024 119.59 95.86 122.43 -1.0568
Investec Global Growth Fund B 06/09/2024 132.27 110.45 135.27 -0.8749
Investec Global Growth Fund D 06/09/2024 134.05 111.65 137.09 -0.8857
Investec Global Balanced Fund A 06/09/2024 122.97 105.37 124.68 -0.5184
Investec Global Balanced Fund B 06/09/2024 125.26 106.92 126.99 -0.5266
Investec Global Balanced Fund D 06/09/2024 126.95 108.08 128.69 -0.5326
Investec Global Leaders Fund D 06/09/2024 136.76 110.16 143.47 -1.7877
Investec BCI Global Sustainable Eq Fdr B Investec BCI Global Sustainable Eq Fdr B 06/09/2024 1.17 0.98 1.22 -0.0003
Investec BCI Global Sustainable Eq Fdr H Investec BCI Global Sustainable Eq Fdr H 06/09/2024 1.16 0.97 1.21 -0.0003
Investec BCI Global Sustainable Eq Fdr A Investec BCI Global Sustainable Eq Fdr A 06/09/2024 1.15 0.97 1.20 -0.0002
Investec Global Leaders Fund B 06/09/2024 134.93 108.96 141.62 -1.7649
Investec Global Leaders Fund A 06/09/2024 132.21 107.18 138.86 -1.7310
Investec BCI Property Fund A 09/09/2024 1.15 0.81 1.15 0.0006
Investec Global Growth Fund A 06/09/2024 129.64 108.68 132.60 -0.8592
Investec Global Sustainable Equity D 06/09/2024 123.02 97.98 125.93 -1.0845
Investec BCI Diversified Growth Fund of Funds H 06/09/2024 1.46 1.25 1.48 0.0022
Investec BCI Progressive Yield H 09/09/2024 1.22 1.06 1.23 0.0017
Investec BCI Global Leaders Eq Feeder A Investec BCI Global Leaders Eq Feeder A 06/09/2024 1.36 1.15 1.46 -0.0049
Investec BCI Diversified Growth Fund of Funds B 06/09/2024 1.46 1.25 1.48 0.0022
Investec BCI Diversified Growth Fund of Funds A 06/09/2024 1.46 1.25 1.47 0.0023
Investec BCI Progressive Yield A 09/09/2024 1.22 1.06 1.23 0.0016
Investec World Axis Global Equity D 06/09/2024 154.43 126.04 157.93 -0.0037
Investec World Axis Flexible D 06/09/2024 143.66 125.53 144.25 0.2230
Investec World Axis Cautious Fund D 06/09/2024 129.35 114.82 129.35 0.1043
Investec BCI Active Income Fund of Funds B 06/09/2024 1.04 1.01 1.04 0.0009
Investec BCI Active Income Fund of Funds A 06/09/2024 1.04 1.01 1.04 0.0009
Investec BCI Active Income Fund of Funds C 06/09/2024 1.04 1.01 1.04 0.0010
Investec World Axis Core Fund D 06/09/2024 142.17 121.99 143.93 0.0226
Investec BCI Equity Fund B 09/09/2024 2.58 2.18 2.64 -0.0047
Investec BCI Balanced Fund of Funds B 06/09/2024 2.09 1.82 2.10 0.0024
Investec BCI Dynamic Equity H 09/09/2024 1.77 1.46 1.79 -0.0036
Investec World Axis Core Fund B 06/09/2024 266.93 229.64 270.27 0.0404
Investec World Axis Cautious Fund B 06/09/2024 154.61 137.63 154.61 0.1234
Investec World Axis Flexible A 06/09/2024 236.97 208.40 237.98 0.3630
Investec BCI Dynamic Equity B 09/09/2024 1.77 1.46 1.79 -0.0036
Investec BCI Balanced Fund of Funds H 06/09/2024 2.07 1.81 2.09 0.0023
Investec BCI Dynamic Equity A 09/09/2024 1.76 1.45 1.79 -0.0037
Investec BCI Balanced High Equity H 09/09/2024 1.44 1.25 1.46 0.0018
Investec BCI Balanced High Equity A 09/09/2024 1.44 1.25 1.46 0.0018
Investec BCI World Axis Core Feeder Fund B 06/09/2024 1.27 1.14 1.34 0.0016
Investec BCI World Axis Core Feeder Fund A 06/09/2024 1.25 1.13 1.32 0.0016
Investec BCI World Axis Cautious Feeder Fund H 06/09/2024 1.33 1.23 1.37 0.0045
Investec BCI World Axis Flexible Feeder Fund A 06/09/2024 1.31 1.20 1.36 0.0039
Investec BCI Protected Equity C 15/05/2024 1.38 1.26 1.38 0.0094
Investec BCI Property Fund H 09/09/2024 1.15 0.81 1.15 0.0007
Investec BCI Active Income Fund of Funds H 06/09/2024 1.04 1.01 1.04 0.0009
Investec BCI Enhanced Income B 09/09/2024 1.00 1.00 1.01 0.0007
Investec World Axis Flexible B 06/09/2024 248.58 217.77 249.61 0.3837
Investec BCI Equity Fund A 09/09/2024 2.57 2.17 2.64 -0.0048
Investec BCI Balanced Fund of Funds A 06/09/2024 2.09 1.82 2.10 0.0024
Investec World Axis Global Equity B 06/09/2024 243.60 199.33 249.22 -0.0078
Investec World Axis Core Fund A 06/09/2024 254.41 219.72 257.62 0.0354
Investec BCI Flexible Bond Fund A A 09/09/2024 1.08 0.97 1.08 -0.0021
Investec BCI Flexible Bond Fund B B 09/09/2024 1.08 0.97 1.08 -0.0021
Investec BCI Protected Equity A 10/07/2024 1.41 1.09 1.41 0.0000
Investec BCI Protected Equity B 10/07/2024 1.20 1.18 1.39 0.0000
Fund Name Class Information Date NAV (R) 52 Week Low Price (R) 52 Week High Price (R) Change in Price
Investec BCI World Axis Core Feeder Fund H 06/09/2024 1.26 1.14 1.33 0.0016
Investec BCI World Axis Flexible Feeder Fund B 06/09/2024 1.33 1.21 1.38 0.0039
Investec BCI World Axis Flexible Feeder Fund H 06/09/2024 1.32 1.21 1.37 0.0039
Investec BCI World Axis Global Equity Feeder Fund A 06/09/2024 1.33 1.15 1.40 0.0012
Investec BCI World Axis Global Equity Feeder Fund B 06/09/2024 1.35 1.16 1.42 0.0013
Investec BCI World Axis Cautious Feeder Fund A 06/09/2024 1.33 1.23 1.37 0.0045
Investec BCI World Axis Cautious Feeder Fund B 06/09/2024 1.33 1.23 1.38 0.0046
Investec BCI World Axis Global Equity Feeder Fund H 06/09/2024 1.34 1.15 1.41 0.0012
Investec BCI Equity Fund H 09/09/2024 2.57 2.17 2.64 -0.0048
Investec BCI Balanced High Equity B 09/09/2024 1.44 1.25 1.46 0.0018
Investec World Axis Global Equity A 06/09/2024 232.21 190.74 237.72 -0.0103
Investec World Axis Cautious Fund A 06/09/2024 151.43 135.04 151.43 0.1201
Investec BCI Global Leaders Eq Feeder H Investec BCI Global Leaders Eq Feeder H 06/09/2024 1.38 1.16 1.48 -0.0049
Investec BCI Global Leaders Eq Feeder B Investec BCI Global Leaders Eq Feeder B 06/09/2024 1.39 1.17 1.49 -0.0049
Investec Global Sustainable Equity B 06/09/2024 121.63 97.12 124.52 -1.0734
Investec Global Sustainable Equity A 06/09/2024 119.59 95.86 122.43 -1.0568
Investec Global Growth Fund B 06/09/2024 132.27 110.45 135.27 -0.8749
Investec Global Growth Fund D 06/09/2024 134.05 111.65 137.09 -0.8857
Investec Global Balanced Fund A 06/09/2024 122.97 105.37 124.68 -0.5184
Investec Global Balanced Fund B 06/09/2024 125.26 106.92 126.99 -0.5266
Investec Global Balanced Fund D 06/09/2024 126.95 108.08 128.69 -0.5326
Investec Global Leaders Fund D 06/09/2024 136.76 110.16 143.47 -1.7877
Investec BCI Global Sustainable Eq Fdr B Investec BCI Global Sustainable Eq Fdr B 06/09/2024 1.17 0.98 1.22 -0.0003
Investec BCI Global Sustainable Eq Fdr H Investec BCI Global Sustainable Eq Fdr H 06/09/2024 1.16 0.97 1.21 -0.0003
Investec BCI Global Sustainable Eq Fdr A Investec BCI Global Sustainable Eq Fdr A 06/09/2024 1.15 0.97 1.20 -0.0002
Investec Global Leaders Fund B 06/09/2024 134.93 108.96 141.62 -1.7649
Investec Global Leaders Fund A 06/09/2024 132.21 107.18 138.86 -1.7310
Investec BCI Property Fund A 09/09/2024 1.15 0.81 1.15 0.0006
Investec Global Growth Fund A 06/09/2024 129.64 108.68 132.60 -0.8592
Investec Global Sustainable Equity D 06/09/2024 123.02 97.98 125.93 -1.0845
Investec BCI Diversified Growth Fund of Funds H 06/09/2024 1.46 1.25 1.48 0.0022
Investec BCI Progressive Yield H 09/09/2024 1.22 1.06 1.23 0.0017
Investec BCI Global Leaders Eq Feeder A Investec BCI Global Leaders Eq Feeder A 06/09/2024 1.36 1.15 1.46 -0.0049
Investec BCI Diversified Growth Fund of Funds B 06/09/2024 1.46 1.25 1.48 0.0022
Investec BCI Diversified Growth Fund of Funds A 06/09/2024 1.46 1.25 1.47 0.0023
Investec BCI Progressive Yield A 09/09/2024 1.22 1.06 1.23 0.0016
Investec World Axis Global Equity D 06/09/2024 154.43 126.04 157.93 -0.0037
Investec World Axis Flexible D 06/09/2024 143.66 125.53 144.25 0.2230
Investec World Axis Cautious Fund D 06/09/2024 129.35 114.82 129.35 0.1043
Investec BCI Active Income Fund of Funds B 06/09/2024 1.04 1.01 1.04 0.0009
Investec BCI Active Income Fund of Funds A 06/09/2024 1.04 1.01 1.04 0.0009
Investec BCI Active Income Fund of Funds C 06/09/2024 1.04 1.01 1.04 0.0010
Investec World Axis Core Fund D 06/09/2024 142.17 121.99 143.93 0.0226
Investec BCI Equity Fund B 09/09/2024 2.58 2.18 2.64 -0.0047
Investec BCI Balanced Fund of Funds B 06/09/2024 2.09 1.82 2.10 0.0024
Investec BCI Dynamic Equity H 09/09/2024 1.77 1.46 1.79 -0.0036
Investec World Axis Core Fund B 06/09/2024 266.93 229.64 270.27 0.0404
Investec World Axis Cautious Fund B 06/09/2024 154.61 137.63 154.61 0.1234
Investec World Axis Flexible A 06/09/2024 236.97 208.40 237.98 0.3630
Investec BCI Dynamic Equity B 09/09/2024 1.77 1.46 1.79 -0.0036
Investec BCI Balanced Fund of Funds H 06/09/2024 2.07 1.81 2.09 0.0023
Investec BCI Dynamic Equity A 09/09/2024 1.76 1.45 1.79 -0.0037
Investec BCI Balanced High Equity H 09/09/2024 1.44 1.25 1.46 0.0018
Investec BCI Balanced High Equity A 09/09/2024 1.44 1.25 1.46 0.0018
Investec BCI World Axis Core Feeder Fund B 06/09/2024 1.27 1.14 1.34 0.0016
Investec BCI World Axis Core Feeder Fund A 06/09/2024 1.25 1.13 1.32 0.0016
Investec BCI World Axis Cautious Feeder Fund H 06/09/2024 1.33 1.23 1.37 0.0045
Investec BCI World Axis Flexible Feeder Fund A 06/09/2024 1.31 1.20 1.36 0.0039
Investec BCI Protected Equity C 15/05/2024 1.38 1.26 1.38 0.0094
Investec BCI Property Fund H 09/09/2024 1.15 0.81 1.15 0.0007
Investec BCI Active Income Fund of Funds H 06/09/2024 1.04 1.01 1.04 0.0009
Investec BCI Enhanced Income B 09/09/2024 1.00 1.00 1.01 0.0007
Investec World Axis Flexible B 06/09/2024 248.58 217.77 249.61 0.3837
Investec BCI Equity Fund A 09/09/2024 2.57 2.17 2.64 -0.0048
Investec BCI Balanced Fund of Funds A 06/09/2024 2.09 1.82 2.10 0.0024
Investec World Axis Global Equity B 06/09/2024 243.60 199.33 249.22 -0.0078
Investec World Axis Core Fund A 06/09/2024 254.41 219.72 257.62 0.0354
Investec BCI Flexible Bond Fund A A 09/09/2024 1.08 0.97 1.08 -0.0021
Investec BCI Flexible Bond Fund B B 09/09/2024 1.08 0.97 1.08 -0.0021
Investec BCI Protected Equity A 10/07/2024 1.41 1.09 1.41 0.0000
Investec BCI Protected Equity B 10/07/2024 1.20 1.18 1.39 0.0000

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