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Invest in Unit Trusts

Start your wealth journey with us

Choose from a wide range of unit trusts that meet your investment needs

Our fundamental expertise, global reach, and depth of process have produced consistent results across both domestic and offshore funds.
Investors can now enjoy the full benefits of this process by investing in any of our available funds below.
 

 

 

Risk Categories

Low Risk
Low to Medium Risk
Moderate Risk
Moderate to High Risk
High Risk

Low Risk

  • This portfolio has less than 10% equity exposure, resulting in low risk and stable investment returns.
  • It is not directly exposed to currency risk, but it is exposed to default and interest rate risks.
  • Suitable for shorter term investment horizons.

Low to Medium Risk

  • The portfolio may be exposed to currency and equity risks.
  • This portfolio is exposed to default and interest rate risks.
  • Suitable for medium term investment horizons.
  • The expected potential long-term investment returns are lower but less volatile over the medium to long term than higher risk portfolios.

Moderate Risk

  • This portfolio has a balanced exposure to various asset classes. It has more equity exposure than a low risk portfolio but less than a high-risk portfolio. The expected volatility is higher than a low risk portfolio, but less than a high risk portfolio.
  • The portfolio may be exposed to currency risks if it invests offshore.
  • The portfolio is exposed to equity as well as default and interest rate risks.
  • Suitable for medium term investment horizons.
  • The probability of losses is higher than that of a low risk portfolio, but less than a high risk portfolio.
  • Moderate long term investment returns are expected.

Moderate to High Risk

  • This portfolio has exposure to various asset classes but a bias towards equities.
  • The portfolio may be exposed to currency risks if it invests offshore.
  • The portfolio is exposed to equity as well as credit, liquidity and interest rate risks.
  • Suitable for medium to long term investment horizons.
  • The probability of losses is higher than that of a low risk portfolio, but less than a high risk portfolio, and return expectations are well above inflation over the medium to long term.

High Risk

  • This portfolio has a higher exposure to equities than any other risk profiled portfolio. It tends to carry higher volatility due to high exposure to equity markets.
  • Expected potential long term returns are high, but the risk of potential capital losses is high as well, especially over shorter periods.
  • The portfolio may be exposed to currency risks if it invests offshore.
  • Suitable for long term investment horizons.

 

 

What are unit trusts?

A unit trust is a shared investment fund that pools money to invest collectively in various financial instruments like equity, bonds, property, cash, gold or other listed securities.

Because unit trusts are managed by professional fund managers with specific mandates characterised by their risk profile, they are an attractive and accessible investment vehicle that are well-suited to a range of investment goals, whether growing or preserving your capital.

We offer a variety of unit trust funds to meet your specific investment criteria and objectives.

 

Benefits of a unit trust investment

 

Professional portfolio management

Our active investment process takes advantage of current market opportunities, managing potential risks, and providing performance through market cycles.

Create or preserve wealth

You can select from focused equity funds or a selection of balanced funds that provide access to a spread of equity, property, cash, and fixed income instruments.

Regulation

Unit trusts in South Africa are regulated by the Financial Sector Conduct Authority (FSCA) under the CISCA Act. This means investment managers and unit trust management companies are subject to ongoing supervision and regulation.

Liquidity

W&I unit trust funds provide daily trading and access to your investments.

Transparency

You can monitor your portfolio and its performance online. In addition, our fund managers produce quarterly Minimum Disclosure Documents (MDD) explaining their positioning and performance.

Lower Costs

Our fees are competitive as we remain sensitive to the impact that fees can have on performance over time.

 

Tax Efficiency

Unit trusts are a tax efficient way to invest because any rebalancing (when the fund manager buys or sells securities) that occurs within the portfolio does not trigger a tax event for the unit holder. Only when the holder sells out of the unit trust would they be liable for capital gains tax. 

A unit trust may still receive distribution income, which could include dividends and interest. Local dividends would be subject to dividends tax and other distribution types would be subject to income tax.

How to buy unit trusts in South Africa

To invest in our unit trust range, complete the application form and submit it to your investment manager, who will provide bank account deposit information and the related investment procedure.

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Overview of our unit trusts

Frequently Asked Questions

  • Are there any initial investment fees or exit fees?

    There are no initial fees or exit penalties applicable to our range of funds. The fund fees are limited to the annual management fee only because we remain sensitive to the impact that fees can have on performance over time. 

  • Do unit trusts pay dividends?

    Yes, unit trusts pay dividends to unit holders according to the performance of underlying assets and the mandate of the fund. Dividends may either be reinvested or paid out monthly, quarterly, bi-annually or annually.

  • What is Effective Annual Cost (EAC)?

    The Effective Annual Cost (EAC) is a measure which enables you to compare charges and their impact on investment returns across different financial products. Learn more here.

  • Is my capital guaranteed?

    Your investment will be exposed to market movements and is therefore not guaranteed. Past performance is no guarantee of future performance.

  • Are unit trusts tax free?

    Only unit trusts housed within a tax-free account are classified as tax free unit trusts. A tax free unit trust investment doesn't attract interest, capital gains or dividends tax. These are available to SA residents only and contributions are capped at R36,000 per year with a lifetime limit of R500,000.

Stewardship and voting

As an active investment manager, we believe that with ownership comes responsibility, both to our investors and stakeholders. In line with our discretionary investment mandates, we exercise voting rights in respect of our segregated and unitised portfolio holdings. This responsibility requires us to constantly monitor our investments, exercise our right to vote, engage with company management and, when necessary, raise resolutions or call meetings. We will exercise our fiduciary voting responsibilities on all material issues, which can encompass anything from remuneration to board composition.

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Current prices of the unit trusts

Fund Name Class Information Date NAV (R) 52 Week Low Price (R) 52 Week High Price (R) Change in Price
Investec BCI Balanced High Equity A 17/01/2025 1.48 1.32 1.52 0.0115
Investec BCI Balanced High Equity H 17/01/2025 1.49 1.32 1.53 0.0116
Investec BCI Dynamic Equity A 17/01/2025 1.83 1.47 1.93 0.0143
Investec BCI Balanced High Equity B 17/01/2025 1.49 1.32 1.53 0.0115
Investec World Axis Global Equity A 16/01/2025 241.44 212.06 251.15 3.2384
Investec World Axis Cautious Fund A 16/01/2025 152.09 141.77 153.88 0.7039
Investec World Axis Core Fund D 16/01/2025 148.76 132.54 151.82 1.3665
Investec BCI Global Leaders Eq Feeder H Investec BCI Global Leaders Eq Feeder H 16/01/2025 1.49 1.33 1.50 0.0359
Investec Global Sustainable Equity A 16/01/2025 114.65 106.86 124.10 0.5279
Investec Global Sustainable Equity B 16/01/2025 116.80 108.38 126.26 0.5393
Investec Global Leaders Fund D 16/01/2025 141.72 125.94 145.03 0.7098
Investec Global Growth Fund B 16/01/2025 134.39 121.99 137.45 0.6701
Investec Global Growth Fund A 16/01/2025 131.51 119.91 134.56 0.6542
Investec Global Growth Fund D 16/01/2025 136.35 123.40 139.41 0.6810
Investec Global Balanced Fund A 16/01/2025 123.14 114.34 126.35 0.5697
Investec Global Balanced Fund B 16/01/2025 125.63 116.13 128.74 0.5828
Investec Global Balanced Fund D 16/01/2025 127.46 117.47 130.49 0.5923
Investec BCI Property Fund H 17/01/2025 1.12 0.93 1.19 0.0077
Investec BCI Diversified Growth Fund of Funds A 16/01/2025 1.51 1.32 1.55 0.0067
Investec BCI Diversified Growth Fund of Funds B 16/01/2025 1.51 1.32 1.55 0.0068
Investec Global Sustainable Equity D 16/01/2025 118.27 109.40 127.72 0.5471
Investec BCI Global Leaders Eq Feeder A Investec BCI Global Leaders Eq Feeder A 16/01/2025 1.47 1.32 1.48 0.0354
Investec BCI Global Leaders Eq Feeder B Investec BCI Global Leaders Eq Feeder B 16/01/2025 1.50 1.34 1.52 0.0363
Investec BCI Diversified Growth Fund of Funds H 16/01/2025 1.51 1.32 1.55 0.0067
Investec Global Leaders Fund B 16/01/2025 139.67 124.49 142.97 0.6984
Investec Global Leaders Fund A 16/01/2025 136.64 122.33 139.93 0.6815
Investec BCI Property Fund A 17/01/2025 1.12 0.93 1.19 0.0077
Investec BCI Active Income Fund of Funds C 16/01/2025 1.04 1.02 1.05 0.0006
Investec World Axis Global Equity D 16/01/2025 161.00 140.36 167.35 2.1628
Investec World Axis Flexible D 16/01/2025 145.84 133.17 148.81 1.1368
Investec World Axis Cautious Fund D 16/01/2025 130.15 120.71 131.60 0.6042
Investec BCI Active Income Fund of Funds B 16/01/2025 1.04 1.02 1.05 0.0007
Investec BCI Active Income Fund of Funds A 16/01/2025 1.04 1.02 1.05 0.0007
Investec BCI Balanced Fund of Funds B 16/01/2025 2.16 1.90 2.22 0.0142
Investec BCI Protected Equity C 15/05/2024 1.38 1.26 1.38 0.0094
Investec BCI Equity Fund B 17/01/2025 2.63 2.25 2.75 0.0266
Investec BCI Dynamic Equity H 17/01/2025 1.83 1.47 1.93 0.0144
Investec World Axis Cautious Fund B 16/01/2025 155.40 144.57 157.19 0.7201
Investec World Axis Flexible A 16/01/2025 239.91 220.70 244.99 1.8652
Investec BCI Equity Fund H 17/01/2025 2.63 2.25 2.74 0.0265
Investec BCI Dynamic Equity B 17/01/2025 1.83 1.47 1.93 0.0144
Investec BCI Balanced Fund of Funds H 16/01/2025 2.14 1.89 2.20 0.0140
Investec BCI World Axis Core Feeder Fund B 16/01/2025 1.39 1.25 1.42 0.0137
Investec BCI World Axis Core Feeder Fund A 16/01/2025 1.37 1.23 1.40 0.0135
Investec BCI World Axis Cautious Feeder Fund H 16/01/2025 1.40 1.28 1.42 0.0076
Investec BCI World Axis Global Equity Feeder Fund B 16/01/2025 1.46 1.30 1.50 0.0166
Investec BCI World Axis Global Equity Feeder Fund A 16/01/2025 1.44 1.29 1.48 0.0164
Investec BCI World Axis Flexible Feeder Fund H 16/01/2025 1.41 1.29 1.44 0.0035
Investec BCI World Axis Flexible Feeder Fund B 16/01/2025 1.41 1.30 1.45 0.0036
Investec BCI World Axis Core Feeder Fund H 16/01/2025 1.38 1.24 1.41 0.0137
Investec BCI World Axis Global Equity Feeder Fund H 16/01/2025 1.46 1.30 1.49 0.0165
Investec BCI World Axis Cautious Feeder Fund B 16/01/2025 1.41 1.29 1.43 0.0077
Investec BCI World Axis Cautious Feeder Fund A 16/01/2025 1.40 1.28 1.42 0.0077
Investec BCI World Axis Flexible Feeder Fund A 16/01/2025 1.39 1.28 1.43 0.0035
Investec BCI Progressive Yield H 17/01/2025 1.23 1.08 1.28 0.0119
Investec BCI Progressive Yield A 17/01/2025 1.23 1.08 1.28 0.0118
Investec BCI Active Income Fund of Funds H 16/01/2025 1.04 1.02 1.05 0.0006
Investec BCI Enhanced Income B 17/01/2025 1.00 1.00 1.01 0.0002
Investec World Axis Flexible B 16/01/2025 252.08 230.86 257.29 1.9629
Investec BCI Protected Equity B 10/07/2024 1.20 1.18 1.39 0.0000
Investec BCI Protected Equity A 10/07/2024 1.41 1.09 1.41 0.0000
Investec World Axis Core Fund B 16/01/2025 279.01 249.33 284.83 2.5607
Investec BCI Equity Fund A 17/01/2025 2.63 2.25 2.74 0.0265
Investec BCI Balanced Fund of Funds A 16/01/2025 2.16 1.90 2.22 0.0141
Investec World Axis Global Equity B 16/01/2025 253.69 221.82 263.78 3.4059
Investec World Axis Core Fund A 16/01/2025 265.49 238.31 271.14 2.4333
Investec BCI Flexible Bond Fund A A 17/01/2025 1.06 0.97 1.11 0.0022
Investec BCI Flexible Bond Fund B B 17/01/2025 1.06 0.97 1.11 0.0023
Investec BCI Global Sustainable Eq Fdr H Investec BCI Global Sustainable Eq Fdr H 16/01/2025 1.16 1.09 1.21 0.0199
Investec BCI Global Sustainable Eq Fdr B Investec BCI Global Sustainable Eq Fdr B 16/01/2025 1.17 1.10 1.22 0.0200
Investec BCI Global Sustainable Eq Fdr A Investec BCI Global Sustainable Eq Fdr A 16/01/2025 1.15 1.08 1.20 0.0198
Fund Name Class Information Date NAV (R) 52 Week Low Price (R) 52 Week High Price (R) Change in Price
Investec BCI Balanced High Equity A 17/01/2025 1.48 1.32 1.52 0.0115
Investec BCI Balanced High Equity H 17/01/2025 1.49 1.32 1.53 0.0116
Investec BCI Dynamic Equity A 17/01/2025 1.83 1.47 1.93 0.0143
Investec BCI Balanced High Equity B 17/01/2025 1.49 1.32 1.53 0.0115
Investec World Axis Global Equity A 16/01/2025 241.44 212.06 251.15 3.2384
Investec World Axis Cautious Fund A 16/01/2025 152.09 141.77 153.88 0.7039
Investec World Axis Core Fund D 16/01/2025 148.76 132.54 151.82 1.3665
Investec BCI Global Leaders Eq Feeder H Investec BCI Global Leaders Eq Feeder H 16/01/2025 1.49 1.33 1.50 0.0359
Investec Global Sustainable Equity A 16/01/2025 114.65 106.86 124.10 0.5279
Investec Global Sustainable Equity B 16/01/2025 116.80 108.38 126.26 0.5393
Investec Global Leaders Fund D 16/01/2025 141.72 125.94 145.03 0.7098
Investec Global Growth Fund B 16/01/2025 134.39 121.99 137.45 0.6701
Investec Global Growth Fund A 16/01/2025 131.51 119.91 134.56 0.6542
Investec Global Growth Fund D 16/01/2025 136.35 123.40 139.41 0.6810
Investec Global Balanced Fund A 16/01/2025 123.14 114.34 126.35 0.5697
Investec Global Balanced Fund B 16/01/2025 125.63 116.13 128.74 0.5828
Investec Global Balanced Fund D 16/01/2025 127.46 117.47 130.49 0.5923
Investec BCI Property Fund H 17/01/2025 1.12 0.93 1.19 0.0077
Investec BCI Diversified Growth Fund of Funds A 16/01/2025 1.51 1.32 1.55 0.0067
Investec BCI Diversified Growth Fund of Funds B 16/01/2025 1.51 1.32 1.55 0.0068
Investec Global Sustainable Equity D 16/01/2025 118.27 109.40 127.72 0.5471
Investec BCI Global Leaders Eq Feeder A Investec BCI Global Leaders Eq Feeder A 16/01/2025 1.47 1.32 1.48 0.0354
Investec BCI Global Leaders Eq Feeder B Investec BCI Global Leaders Eq Feeder B 16/01/2025 1.50 1.34 1.52 0.0363
Investec BCI Diversified Growth Fund of Funds H 16/01/2025 1.51 1.32 1.55 0.0067
Investec Global Leaders Fund B 16/01/2025 139.67 124.49 142.97 0.6984
Investec Global Leaders Fund A 16/01/2025 136.64 122.33 139.93 0.6815
Investec BCI Property Fund A 17/01/2025 1.12 0.93 1.19 0.0077
Investec BCI Active Income Fund of Funds C 16/01/2025 1.04 1.02 1.05 0.0006
Investec World Axis Global Equity D 16/01/2025 161.00 140.36 167.35 2.1628
Investec World Axis Flexible D 16/01/2025 145.84 133.17 148.81 1.1368
Investec World Axis Cautious Fund D 16/01/2025 130.15 120.71 131.60 0.6042
Investec BCI Active Income Fund of Funds B 16/01/2025 1.04 1.02 1.05 0.0007
Investec BCI Active Income Fund of Funds A 16/01/2025 1.04 1.02 1.05 0.0007
Investec BCI Balanced Fund of Funds B 16/01/2025 2.16 1.90 2.22 0.0142
Investec BCI Protected Equity C 15/05/2024 1.38 1.26 1.38 0.0094
Investec BCI Equity Fund B 17/01/2025 2.63 2.25 2.75 0.0266
Investec BCI Dynamic Equity H 17/01/2025 1.83 1.47 1.93 0.0144
Investec World Axis Cautious Fund B 16/01/2025 155.40 144.57 157.19 0.7201
Investec World Axis Flexible A 16/01/2025 239.91 220.70 244.99 1.8652
Investec BCI Equity Fund H 17/01/2025 2.63 2.25 2.74 0.0265
Investec BCI Dynamic Equity B 17/01/2025 1.83 1.47 1.93 0.0144
Investec BCI Balanced Fund of Funds H 16/01/2025 2.14 1.89 2.20 0.0140
Investec BCI World Axis Core Feeder Fund B 16/01/2025 1.39 1.25 1.42 0.0137
Investec BCI World Axis Core Feeder Fund A 16/01/2025 1.37 1.23 1.40 0.0135
Investec BCI World Axis Cautious Feeder Fund H 16/01/2025 1.40 1.28 1.42 0.0076
Investec BCI World Axis Global Equity Feeder Fund B 16/01/2025 1.46 1.30 1.50 0.0166
Investec BCI World Axis Global Equity Feeder Fund A 16/01/2025 1.44 1.29 1.48 0.0164
Investec BCI World Axis Flexible Feeder Fund H 16/01/2025 1.41 1.29 1.44 0.0035
Investec BCI World Axis Flexible Feeder Fund B 16/01/2025 1.41 1.30 1.45 0.0036
Investec BCI World Axis Core Feeder Fund H 16/01/2025 1.38 1.24 1.41 0.0137
Investec BCI World Axis Global Equity Feeder Fund H 16/01/2025 1.46 1.30 1.49 0.0165
Investec BCI World Axis Cautious Feeder Fund B 16/01/2025 1.41 1.29 1.43 0.0077
Investec BCI World Axis Cautious Feeder Fund A 16/01/2025 1.40 1.28 1.42 0.0077
Investec BCI World Axis Flexible Feeder Fund A 16/01/2025 1.39 1.28 1.43 0.0035
Investec BCI Progressive Yield H 17/01/2025 1.23 1.08 1.28 0.0119
Investec BCI Progressive Yield A 17/01/2025 1.23 1.08 1.28 0.0118
Investec BCI Active Income Fund of Funds H 16/01/2025 1.04 1.02 1.05 0.0006
Investec BCI Enhanced Income B 17/01/2025 1.00 1.00 1.01 0.0002
Investec World Axis Flexible B 16/01/2025 252.08 230.86 257.29 1.9629
Investec BCI Protected Equity B 10/07/2024 1.20 1.18 1.39 0.0000
Investec BCI Protected Equity A 10/07/2024 1.41 1.09 1.41 0.0000
Investec World Axis Core Fund B 16/01/2025 279.01 249.33 284.83 2.5607
Investec BCI Equity Fund A 17/01/2025 2.63 2.25 2.74 0.0265
Investec BCI Balanced Fund of Funds A 16/01/2025 2.16 1.90 2.22 0.0141
Investec World Axis Global Equity B 16/01/2025 253.69 221.82 263.78 3.4059
Investec World Axis Core Fund A 16/01/2025 265.49 238.31 271.14 2.4333
Investec BCI Flexible Bond Fund A A 17/01/2025 1.06 0.97 1.11 0.0022
Investec BCI Flexible Bond Fund B B 17/01/2025 1.06 0.97 1.11 0.0023
Investec BCI Global Sustainable Eq Fdr H Investec BCI Global Sustainable Eq Fdr H 16/01/2025 1.16 1.09 1.21 0.0199
Investec BCI Global Sustainable Eq Fdr B Investec BCI Global Sustainable Eq Fdr B 16/01/2025 1.17 1.10 1.22 0.0200
Investec BCI Global Sustainable Eq Fdr A Investec BCI Global Sustainable Eq Fdr A 16/01/2025 1.15 1.08 1.20 0.0198

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Investec Wealth & Investment International (Pty) Ltd, registration number 1972/008905/07. A member of the JSE Equity, Equity Derivatives, Currency Derivatives, Bond Derivatives and Interest Rate Derivatives Markets. An authorised financial services provider No.15886. A registered credit provider registration number NCRCP262.