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Private Bank Account

Join a leading international Private Bank.

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R675
Monthly fee
Private Bank Account at a glance

Experience premium banking designed for professionals and entrepreneurs. Gain exclusive access to world-class banking, seamless financial solutions and curated lifestyle benefits. 

R675 monthly fee. Eligibility from R800,000 p.a. Dedicated Private Bankers. Multicurrency banking.


GET STARTED TODAY

Interested in becoming an Investec Private Banking client?

If you earn R800 000 per annum, you may qualify for an Investec Private Bank Account. Individuals under 30 years old earning less than R800 000 may qualify with a relevant qualification. Refer to our  Young Professionals offering.

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PRIVATE BANK ACCOUNT FEATURES

The Investec Private Bank Account consolidates your everyday banking, credit and international needs into one premium account.

Single monthly fee

  • All your core banking services, one transparent fee of R675 (R340 for Young Professionals under 30).
  • One monthly account fee covers all your day-to-day banking needs
  • Unlimited free local and international ATM withdrawals (international banks may charge additional fees and international currency conversion fees).
  • No annual card or facility fees

Dedicated bankers

  • Two dedicated Private Bankers for both your personal and business banking needs
  • 24/7 access to a team of bankers through the global Client Support Centre for queries and assistance

Visa Platinum credit card

  • A credit facility priced at prime
  • Up to 45 days interest-free on all card purchases
  • A budget facility for up to 60 months for larger expenses
  • Can be loaded on Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay

Multicurrency pockets

  • Add currency pockets in dollar, pound, and euro from Investec Online and the App
  • Seamlessly transfer and keep funds in pockets
  • Intelligent Routing™ selects the correct pocket based on the currency of the transaction
  • Transfers from your rand balance to a pocket will count towards your annual Single Discretionary Allowance; any transfers back into your rand account will credit your Repatriation Allowance
Learn more

Family accounts

  • Your spouse and other family members can open a Private Bank Account, with the access to the same benefits and services, at a reduced monthly fee
  • Open the Investec Youth Account, designed for children and young adults, at no monthly fee

Seamless digital banking

  • Manage your money anytime, anywhere using Investec Online and the Investec App
  • Do all your day-to-day banking online or through the App
  • Buy airtime, data or prepaid electricity
  • Send cash to anyone with a cellphone number
  • Use Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay

Complimentary travel insurance

  • Complimentary travel insurance when you buy international travel tickets using your Investec Visa card
  • Covers medical emergencies and personal accidents
  • Cover for all travellers

More information

  • For more information refer to our factsheet, fee schedule and rewards documents
Read more
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WHY INVESTEC

A Private Bank Account designed for you

This account combines the benefits of a credit card with the everyday utility of a transactional account, in one premium, consolidated solution. Transact seamlessly in pounds, dollars, euros, and rands using your Investec Visa card. It’s the convenience of an offshore account without the need to open one.

Start your Private Banking journey

Complete an eligibility check in under two minutes.

GET MORE

Rewards and benefits

Investec Rewards

With no membership fee and ability to earn unlimited Rewards points that never expire, this is a rewards programme that acknowledges your loyalty. Redeem your Rewards points in whatever way suits you.

Airport lounges and benefits

Enjoy unlimited complimentary access to airport lounges and other exclusive airport benefits worldwide with our InTransit app.

Private Selection

A curated selection of exclusive lifestyle offerings for you as a Private Banking client. Get valuable deals, opportunities and experiences you won’t find elsewhere.

Investec Travel

A fully-fledged travel agency exclusively for Investec clients. Get preferential rates on flights, accommodation, car rentals and holiday packages, or design a travel package to suit your specific needs.

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Investec Rewards

With no membership fee and ability to earn unlimited Rewards points that never expire, this is a rewards programme that acknowledges your loyalty. Redeem your Rewards points in whatever way suits you.

Airport lounges and benefits

Enjoy unlimited complimentary access to airport lounges and other exclusive airport benefits worldwide with our InTransit app.

Private Selection

A curated selection of exclusive lifestyle offerings for you as a Private Banking client. Get valuable deals, opportunities and experiences you won’t find elsewhere.

Investec Travel

A fully-fledged travel agency exclusively for Investec clients. Get preferential rates on flights, accommodation, car rentals and holiday packages, or design a travel package to suit your specific needs.

MORE INFORMATION

Private Bank Account factsheet PDF 179.08 KB
Private Bank Account fee schedule PDF 166.06 KB
Rewards factsheet PDF 305.76 KB

Get more from your Private Bank Account

Looking for a broader private banking relationship? Learn more about Private Banking at Investec.

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Awards

Named South Africa’s Best Private Bank and Wealth Manager in South Africa by the Financial Times for 13 years in a row. View all our awards

FOCUS INSIGHTS

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