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Private Banking for individuals

A relationship-led private banking experience, supported by tailored solutions and specialist bankers who understand your financial world
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What Private Banking means at Investec

Private banking is more than a bank account. At Investec, it’s a relationship-led approach to managing your financial life - one that combines personal service, specialist expertise and a connected suite of banking, lending, investment and international solutions.

Our Private Bankers take the time to understand your circumstances, goals and complexities, so they can support you with advice and solutions that evolve as your life does.

This approach is what sets Investec Private Banking apart.

Relationship banking
WHY INVESTEC

A relationship, not just an account

Specialist Private Bankers

When it comes to service, you’ll always be able to deal with a human who understands your financial needs.

24/7 support

A team of experienced bankers is available around the clock through our global Client Support Centre.

Investec Digital

Investec’s online banking and App gives you a secure platform to manage your accounts and banking activity.

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Specialist Private Bankers

When it comes to service, you’ll always be able to deal with a human who understands your financial needs.

24/7 support

A team of experienced bankers is available around the clock through our global Client Support Centre.

Investec Digital

Investec’s online banking and App gives you a secure platform to manage your accounts and banking activity.

Private Bank Account

For a single transparent monthly fee, the Investec Private Bank Account with one Visa card consolidates your daily transactional banking into one account and gives you access to Multicurrency pockets.

Foreign Exchange

From investing and making payments, to receiving funds and foreign currency, we’ll help with all your foreign exchange requirements.

A bank account for your spouse

A separate Private Bank Account, linked to your main account, with access to all the same benefits, but at a reduced monthly fee.

Offshore bank account

The UK Private bank account is a sterling-based transactional account held and operated in the UK by Investec Bank plc.

A bank account for your children

The Investec Youth Account is a transactional account designed for children and young adults with no monthly fee and a linked savings account.

Foreign Currency Account

Receive, keep and pay funds in a foreign currency.

WHAT WE OFFER

Bank accounts to suit you

Private Banking at Investec brings together a range of solutions designed to work seamlessly around you and your family

Get more rewards and benefits

We reward your partnership

Investec Rewards

With no membership fee and ability to earn unlimited Rewards points that never expire, this is a rewards programme that acknowledges your loyalty. Redeem your Rewards points in whatever way suits you.

Investec Travel

A fully-fledged travel agency exclusively for Investec clients. Get preferential rates on flights, accommodation, car rentals and holiday packages, or design a travel package to suit your specific needs.

Airport lounges and benefits

Enjoy unlimited complimentary access to airport lounges and other exclusive airport benefits worldwide with our InTransit app.

Private Selection

A curated selection of exclusive lifestyle offerings for you as a Private Banking client. Get valuable deals, opportunities and experiences you won’t find elsewhere.

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Investec Rewards

With no membership fee and ability to earn unlimited Rewards points that never expire, this is a rewards programme that acknowledges your loyalty. Redeem your Rewards points in whatever way suits you.

Investec Travel

A fully-fledged travel agency exclusively for Investec clients. Get preferential rates on flights, accommodation, car rentals and holiday packages, or design a travel package to suit your specific needs.

Airport lounges and benefits

Enjoy unlimited complimentary access to airport lounges and other exclusive airport benefits worldwide with our InTransit app.

Private Selection

A curated selection of exclusive lifestyle offerings for you as a Private Banking client. Get valuable deals, opportunities and experiences you won’t find elsewhere.

WHO WE ARE FOR

Solutions for every life stage

Whether you’re just starting out in your career, building your business, juggling a growing family or looking to retire, we have the banking and investment solutions suitable for your life stage.

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For you and your business

Developed by entrepreneurs, for entrepreneurs.  Our Private Business Banking offering has been designed specifically to meet the needs of individuals who run their own business.

Banking for high net worth individuals
For high net worth individuals

A partner on your wealth journey. We’ll help you create, grow and preserve your wealth now – and for future generations.

Banking solutions for you family
For you and your family

Our offering is designed to deliver exclusive banking, saving and investing solutions for you, your spouse and your children.

Banking for young professionals
Young professionals

If you're an ambitious young professional (under 30), open a Private Bank Account, for access to expertise and service that will keep you ahead of the curve.

Banking for medical professionals
Medical professionals

Whether you’re a medical intern, doctor or specialist in private practice, we have a comprehensive banking solution to suit your career and life stage.

Banking for self-employed individuals and entrepreneurs
Not sure what you need?

 We'll tailor a solution to suit your needs.

Your Private Banking journey starts here

Please complete a few details and one of our Private Bankers will be in touch

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Getting to know you

 

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
Let's get to know you
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
Let's get to know you
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified student under 30 with a work contract.
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee under 30
What is your gross income per year? *

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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a qualified salaried employee under 30
 
For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You've indicated you're self-employed/a business owner
 
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You're a salaried employee over 30
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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com
You're a salaried employee over 30 earning less than R800,000 per year
 
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You've indicated you are not employed or are retired
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For assistance with your application, call +27 (11) 291 3803 or email ApplicationAssist@investec.com

Thank you for considering Investec Private Banking.

Based on the information provided, you do not currently meet the qualifying criteria for Investec Private Banking.

❋ To qualify, you need to earn more than R800,000 a year if you’re 30 or older, or more than R600,000 a year if you’re under 30 and hold a recognised qualification. Lower income thresholds may apply for certain qualifications.

Clarity logo
Clarity by Investec could be a good fit

If you’re looking to grow your savings, trade global markets or start investing, explore Clarity by Investec - our secure digital platform for self-directed saving, investing and trading.

🌐︎ Buy local or international, or even portions of shares – whenever you want, wherever you want.

 

Explore Clarity

 

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By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

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  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

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Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

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Before you continue, please read our Privacy Policy.

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Which of the following products are you interested in? *

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Please provide us with your contact details and consent

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Provide your investible asset value *

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By submitting this form, you give Investec permission to perform a credit check on you.

Select your type of identification *

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Passport Number *

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YYYY-MM-DD *

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Consent *

By providing information, including Personal Information, to Investec as included in this consent form or otherwise provided by me, I consent to:

  • Investec using such information to obtain further information from external and public sources and to verify any information through Information Verification Suppliers who may perform background screening checks including checks related to but not limited to, identity, address, income, credit, qualifications, criminal record, employment references and fraud prevention; 
  • Investec processing such personal information in accordance with Applicable Laws and Investec’s Data Protection Statement; and 
  • Investec using such information to create a personalised experience in respect of products, services, and other offerings which Investec believes may be relevant and beneficial to me. 

I warrant that all information provided to Investec as included in this consent form or otherwise provided by me is true, accurate and complete in every aspect.

Declaration *

This information is required

Before you continue, please read our Privacy Policy.

If you need any assistance with your application, you are welcome to call us on +27 (11) 291 3803 or email ApplicationAssist@investec.com.

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Michelle, Professor, Cape Town

Investec is one of the few banks where you can immediately get hold of a helpful person to speak to and where they will actually call you back. They are well worth their fees.


Awards

The Best Private Bank and Wealth Manager in SA

Ranked as the Best Private Bank and Wealth Manager in South Africa for 13 consecutive years, and the best in Africa for Customer Service, by the Financial Times of London.

View all our awards

Financial Times Awards 2025 badges

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