Client stories
At Investec Private Bank we understand that success is not the same for everyone. That’s why we provide financial services tailored to the needs of our clients. Now, more than ever, you need a partner who understands your individual goals and circumstances. Here are some of the ways our bankers and clients have worked together to find the right solution.
‘I provided funding for my client to expand their BTL property portfolio ’
‘I’ve seen a number of clients looking to manage record USDGBP lows.’
‘I provided a loan to my client so that her son could get on the property ladder’
‘My international client had no UK income but we assisted with a buy-to-let mortgage’
Despite having no UK based income, we recently enabled the CEO of a large international real estate brokerage to complete their first UK property investment. The client had the opportunity to make a strategic off the plan purchase of five residential properties in West London and required buy-to-let funding in order to secure the deal. By assessing the anticipated rental income of the properties, as well as the client’s unencumbered offshore assets, we were able to provide a lending facility, secured by the properties, a personal guarantee from the client and an additional deposit of 12 months’ interest. - Louise North, Private Banker
‘Our holistic service includes access to FX dealers and our partners at Investec Wealth & Investment (UK), part of Rathbones Group.’
A C-Suite executive recently approached Will in need of a holistic banking offering. Having lived internationally but now settled in the UK, the client had foreign exchange, wealth management, offshore banking and borrowing requirements. A clear understanding of the client’s long-term aspirations enabled Will to provide a tailored service, including a transactional account, and currency accounts, as well as introductions to our FX dealers and our wealth management partners to help them manage income on assets held in USD. - Will Chipperfield, Private Banker
‘Understanding my client's entire property portfolio enabled me to take a quick view on a new investment opportunity.’
‘My client required an understanding of their long-term ambitions’
Our client, a C-Suite executive at a tech platform, had held Voyage and some deposit accounts with Investec for a number of years. The client's banker, Luke, knew their long-term goal was to step away from the business, at which time they would receive a lump sum payment. Having anticipated this, and knowing the payment would be received in USD, Luke had already worked on a currency hedging strategy with our FX dealers, and introduced the team at our partners Investec Wealth & Investment (UK) to provide guidance on how best to invest the funds when they were received. - Luke Stower, Private Banker.
‘We helped my client manage foreign currency cash after their portfolio liquidation’
We previously provided a client, a business owner, with a loan facility secured against their Investec Wealth & Investment (UK) Portfolio. Due to adverse market conditions, the client decided to liquidate their portfolio so all assets are now held in cash in USD. Elaini introduced the client to our FX desk, and opened a currency access account so that the client can earn interest on their balance until they are ready to utilise the funds. - Elaini Pedley, Private Banker
‘I arranged a £2m mortgage for my international client’s UK property purchase’
The current situation presents many challenges when it comes to property purchases. For one of our international clients who is in the midst of immigrating to the UK with their family, it’s even more complex. The client holds a combination of business and personal assets in international trusts and companies, but we were able to work with them across borders to provide a £2m facility to fund a new family home. - David Silcock, Private Banker
Speak to a dedicated private banker about your needs
If you earn a minimum of £300,000 a year, have a net worth in excess of £3m and want an exceptional private banking service that is designed to suit your individual needs, get in touch.
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