Mortgages tailored for your client
Designed for high-net-worth individuals, our mortgages are customised to suit the unique needs of each client.
We’ll draw on years of expertise, which means you’ll be able to respond quickly and find solutions to your clients’ complex financial demands.
Client eligibility
£300k
Minimum annual earnings of £300,000 required to qualify.
UK residency
Clients need to reside in the UK to be eligible.
Case study: A £7m mortgage in 12 business days
We recognise that many of your clients want to seize opportunities in the property market at speed. As our team specialises in understanding and leveraging complex wealth profiles, this means we can often tailor a mortgage quickly. We recently enabled an entrepreneur to draw a 75% LTV mortgage within 12 days.
Client Background:
- Co-founder of a UK-based privately owned logistics company.
- Majority of their wealth was tied up in their private company and an offshore trust.
- Structure and value of the client’s remuneration had changed significantly over the past five years.
Collaborating with the Broker and Client:
- Broker was looking for a new lender who could meet the client’s three-week completion deadline and offer a higher LTV.
- Client’s remuneration had recently shifted from salary and bonus to predominantly from dividends.
- Investec undertook increased due diligence to determine the ability to draw income from the company in future.
Solution:
- Mortgage, with a 5% higher LTV, was drawn 12 working days after the initial enquiry.
- Loan of £7m was provided at 75% LTV for a 10-year term on an interest only basis.
Partner with us for fast mortgage decisions
If you're a mortgage broker and want to discuss how we can help your clients (minimum income £300,000) with their mortgage, you can call us on 0207 597 4330 or request we call you.