Is your client remortgaging?
For mortgage brokers only
We offer remortgaging for both residential and buy-to-let properties, and each one can be tailored to your client’s needs, whether that’s to replace an existing mortgage or a loan against your client's property.
Client eligibility
£300k
Minimum annual earnings of £300,000 required to qualify.
UK residency
Clients need to reside in the UK to be eligible.
Features and benefits
Dry lending
Your client doesn't need to have a portfolio of savings or investments with us to apply for an Investec Residential or Buy-to-let mortgage.
Interest rate
Our rates can be fixed or variable, depending on your client’s individual circumstances, and we have an attractive selection to choose from. Ask us for a customised quote.
Flexible borrowing amount
The amount we can lend is flexible based on your client’s circumstances and starts from £1 million. We take into account each client’s entire income structure, including bonuses, carried interest, company cash flow and foreign currency.
Choice of terms and mortgage repayment types
Repayment or interest-only mortgage? Or a combination of both? We offer terms of up to 25 years with no minimum.
Capital raise
Your client can raise capital on their existing property for any legal reason.
Get in touch
If you're a mortgage broker and want to discuss how we can help your clients (minimum income £300,000) with their mortgage, contact us.
Important remortgaging information
Property location
Investec Private Bank mortgages are only available for residential properties in England or Wales.
Residency
Our mortgages are available to UK residents only.
Repossessions
The property may be repossessed if your client does not keep up repayments on their mortgage.
