Investec Savings Accounts

Savings accounts

Our interest, fixed on you


Our savings accounts have no hidden charges or penalties. Find the product that is right for you.

  • A savings account for you
    We’re here to help you achieve your financial goals, with a range of savings accounts that give you growth without compromising on flexibility.
  • A wide range of products
    Whether you're planning for your retirement and need the security of a fixed-rate deposit, or if you need immediate access to your savings, we have an account for you.

Long-term savings accounts

Get rewarded for long-term savings with our 1 year, 18 month, 2 year or 3 year Fixed Term Deposit options. Each offers you a competitive savings rate.

E-asy Access Account

With no restrictions on the number of withdrawals you can make or who you can pay, access your money whenever you need it.
Investec savings client
‘Security is good, staff are efficient.’

‘Prompt response time and professional manner compared to high street competitors.’

‘Excellent, no complaints, ever.’

Savings clients, Investec (2016-2017)

What's in store for interest rates?


The base rate is the Bank of England's official borrowing rate, influencing what borrowers pay and savers earn. On Thursday 2 November the Bank of England raised the base rate from 0.25% to 0.50% - the first rate rise in over ten years. Our economist, Phil Shaw, considers what this might mean for savers. 


‘It is very unlikely that we are going to get a rapid rise in interest rates. We might see another half percentage point spread over the next two years’

Phil Shaw, Chief Economist, Investec

‘It is very unlikely that we are going to get a rapid rise in interest rates. We might see another half percentage point spread over the next two years’

Phil Shaw, Chief Economist, Investec

  • View important information

    This Market Commentary is provided for information purposes only and should not be construed as an offer, or a solicitation of an offer, to buy or sell any related financial instruments. This commentary has not been prepared in accordance with legal requirements designed to promote independent investment research. The information contained in this commentary has been compiled from sources believed to be reliable but no representation or warranty, implied or not, is provided in relation to its accuracy, suitability or completeness. Any opinions, forecasts or estimates constitute a judgement as at the date of this report and do not necessarily reflect the view of Investec Bank plc ("Investec"), its subsidiaries or affiliates. This commentary does not have regard to the specific investment objectives, financial circumstances or particular needs of any recipient and it should not be regarded as a substitute for the exercise of investors' own judgement. Investors should seek their own financial, tax, legal and regulatory advice regarding the appropriateness or otherwise of investing in any investment strategies and should understand that past performance is not a guide to future performance and the value of any investments may fall as well as rise.This commentary is confidential and may not be disclosed or distributed to any third party without the prior written consent of Investec. Investec Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and a member of the London Stock Exchange. Registered office 30 Gresham Street, London, EC2V 7PG. Investec Bank plc 2014.

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Peace of mind

Your eligible deposits are protected under the UK’s Financial Services Compensation Scheme (FSCS).

24/7 always on

You’re always in full control with immediate access to your account through online banking and mobile banking.

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