Online savings accounts

We've been working on a set of online-only savings accounts to meet the increasing demand from clients who are looking for easier, on-demand access to their money. With a brand-new banking platform, straight-forward digital application process and live chat support these accounts are hassle-free and can be applied for in minutes.

These accounts are for balances between £5,000 - £250,000.

4.70% AER*

Online Flexi Saver

A straightforward solution that gives you instant access to your money, our Online Flexi Saver account is a popular choice for its no-strings withdrawals to your linked account.

Award-winning savings account
Instant access to your savings
Unlimited deposits and withdrawals
Gross rate interest 4.60%** effective 1 October 2023

5.00% AER*

90-Day Notice Saver

In return for a notice period, before you access your money, our 90-Day Notice Saver balances higher rates than an instant access account with more flexibility than a fixed term.

Unlimited deposits and withdrawals
All withdrawals subject to 90-day notice period
Managed entirely online, separate to Investec Online
Gross rate interest 4.89%** effective 15 August 2023

5.30% or 5.05% AER*

Fixed Rate Saver

Make your money work harder, by depositing your money for a fixed term and earning a higher rate with our Fixed Rate Saver.

One-year and two-year fixed term with no withdrawals
Automatic repayment to your linked account
Managed entirely online, separate to Investec Online
1-Year gross rate interest 5.30%** effective 17 November 2023
2-Year gross rate interest 5.05%** effective 17 November 2023

*AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once a year. AER is intended to help you easily compare the return available on different savings products.

**The gross rate is the rate of interest applied to your account before any tax is deducted.