Savings accounts

Our interest, fixed on you

We've been working on a set of online-only savings accounts to meet the increasing demand from clients who're looking for easier, on-demand access to their money. With a brand-new banking platform, straight-forward digital application process and live chat support these accounts are hassle-free and can be applied for in minutes.

These accounts are for balances between £5,000 - £250,000.

Savings Champion Awards Highly Commended Award for Simple Savings

We are proud to be awarded the Highly Commended Award for Simple Savings for two years in a row at Savings Champion 2023 Awards.

2.70% AER*

Online Flexi Saver

A straightforward solution that gives you instant access to your money, our Online Flexi Saver account is a popular choice for its no-strings withdrawals to your linked account.

Award-winning savings account
Instant access to your savings
Unlimited deposits and withdrawals
Gross rate interest 2.67%**

3.22% AER*

90-Day Notice Saver

In return for a notice period before you access your money, our 90-Day Notice Saver balances higher rates than an instant access account with more flexibility than a fixed term.

Unlimited deposits and withdrawals
Withdrawals subject to 90-day notice period
Managed entirely online, separate to Investec Online
Gross rate interest 3.17%**

4.15% AER*

Fixed Rate Saver

Make your money work harder, by depositing your money for a fixed term and earning a higher rate with our Fixed Rate Saver.

One-year fixed term with no withdrawals
Automatic repayment to your linked account
Managed entirely online, separate to Investec Online
Gross rate interest 4.15%**

*AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once a year. AER is intended to help you easily compare the return available on different savings products.

**The gross rate is the rate of interest applied to your account before any tax is deducted.