Mortgage types

This page is for people thinking about applying for an Investec mortgage and current Investec mortgage customers interested in changing to a different type of mortgage.

You don’t need to be an existing Investec customer to apply for one of our mortgages, but you do need £300k in yearly earnings and £3m in net worth to be eligible. 

Can I get an offset mortgage with Investec?

At the moment, no. Investec doesn't offer an offset mortgage.

But we do have a number of flexible borrowing options, like the Revolving Mortgage which allows you to access equity tied up in your home in a flexible way.

If I buy a new home, can I take my existing mortgage with me?

Yes. Your private banker can talk you through the process. It can often be cheaper than arranging a new mortgage. If changing your mortgage would be cheaper for you if, for example, you need to borrow more money, then we would be happy to discuss this with you.