Mortgage types

Private banking

This page is for people thinking about applying for an Investec mortgage and current Investec mortgage customers interested in changing to a different type of mortgage.

You don’t need to be an existing Investec customer to apply for one of our mortgages, but you do need £300k in yearly earnings and £3m in net worth to be eligible.

Residential mortgages

Personalised fixed and variable rate mortgages for buying a home, tailored to your income structure.

Learn more

Buy-to-let (BTL) mortgages

Tailored BTL mortgages on fixed and variable rates for property investors. If you are keen to invest in property to expand your portfolio, let us help with a buy-to-let mortgage.

Learn more

Revolving mortgages

A flexible account that gives you access to equity in your main property as and when you need it.

Learn more

Remortgaging

We can help you get a new mortgage when you need one, whether you are looking for a residential or buy-to-let deal.

Learn more

Residential mortgages

Personalised fixed and variable rate mortgages for buying a home, tailored to your income structure.

Learn more

Buy-to-let (BTL) mortgages

Tailored BTL mortgages on fixed and variable rates for property investors. If you are keen to invest in property to expand your portfolio, let us help with a buy-to-let mortgage.

Learn more

Revolving mortgages

A flexible account that gives you access to equity in your main property as and when you need it.

Learn more

Remortgaging

We can help you get a new mortgage when you need one, whether you are looking for a residential or buy-to-let deal.

Learn more

Can I get an offset mortgage with Investec?

At the moment, no. Investec doesn't offer an offset mortgage.

But we do have a number of flexible borrowing options, like the Revolving Mortgage which allows you to access equity tied up in your home in a flexible way.

If I buy a new home, can I take my existing mortgage with me?

Yes. Your private banker can talk you through the process. It can often be cheaper than arranging a new mortgage. If changing your mortgage would be cheaper for you if, for example, you need to borrow more money, then we would be happy to discuss this with you.

Looking for more information?

Please leave your details and we'll reach out to you

First Name *

This information is required

Minimun Characters 2

Do not use numbers in your name.

Surname *

This information is required

Minimun Characters 2

Do not use numbers in your surname.

Number *

This information is required

Minimun Characters 2

Do not use letter in your number.

Email *

This information is required

Minimun Characters 2

This is not a valid email address

Comment

This information is required

Minimun Characters 1

0/500 characters

Investec Bank plc and its subsidiaries recognise and respect the privacy and data protection rights of individuals with regards to personal data.

We may use your personal data to provide you with services you request from us, or to manage your accounts, make decisions, detect and prevent fraud, fulfil any contractual relationship with you, undertake analysis and assessment, ensure that we comply with legal and regulatory requirements and/or for other purposes where in our legitimate interests.

For further details as to how Investec uses personal data, please refer to our Data Protection Notice.